Issuer practical example

1
REPORT EP-210C INCOMING INTERCHANGE VISANET EDIT PACKAGE PAGE 1
SYSTEM DATE 07/11/02 RELEASE 3.00 INCOMING INTERCHANGE FILE SUMMARY CPD 07/11/02
Bank Name CENTER XXXXXX RUN NO 002

BASE II FILE ID: 427837020071102A1033OCW FILE: 1 BATCH: 1 TO 8

CURRENCY CODE
/ SETTLEMENT AMOUNT COUNT
FINANCIAL TRANSACTIONS
SALES DRAFTS
ORIGINALS (05) EGP/8 152.77 DB 1
USD/0 94.40 DB 2
TOTAL NET - FINANCIAL *** 247.17 DB 3

*** NOTE: TOTAL LINES REFLECT MIXED CURRENCY AMOUNTS

2
REPORTING FOR: XXXXXXXXXX BANK NAME INTERNATIONAL SETTLEMENT SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME SETTLEMENT SUMMARY REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: USD

CREDIT DEBIT TOTAL

COUNT AMOUNT AMOUNT AMOUNT

INTERCHANGE VALUE

TOTAL ACQUIRER 0 0.00 0.00 0.00

TOTAL ISSUER 2 0.00 92.54 92.54DB
TOTAL OTHER 0 0.00 0.00 0.00

TOTAL INTERCHANGE VALUE 2 0.00 92.54 92.54DB

REIMBURSEMENT FEES

TOTAL ACQUIRER 0.00 0.00 0.00

TOTAL ISSUER 0.93 0.00 0.93CR
TOTAL OTHER 0.00 0.00 0.00

TOTAL REIMBURSEMENT FEES 0.93 0.00 0.93CR

VISA CHARGES

TOTAL ACQUIRER 0.00 0.00 0.00

TOTAL ISSUER 0.00 0.92 0.92DB
TOTAL OTHER 0.00 0.00 0.00

TOTAL VISA CHARGES 0.00 0.92 0.92DB

TOTAL

TOTAL ACQUIRER 0.00 0.00 0.00

TOTAL ISSUER 0.93 93.46 92.53DB
TOTAL OTHER 0.00 0.00 0.00

NET SETTLEMENT AMOUNT 0.93 93.46 92.53DB

*** END OF VSS-110 REPORT ***

3
REPORTING FOR: XXXXXXXXXX BANK NAME INTERNATIONAL SETTLEMENT SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME INTERCHANGE VALUE REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: USD

CLEARING CURRENCY: USD

CURRENCY COUNT CLEARING INTERCHANGE INTERCHANGE

TABLE AMOUNT VALUE VALUE
DATE CREDITS DEBITS

ISSUER TRANSACTIONS

PURCHASE
ORIGINAL SALE 2 94.40DB 92.54

TOTAL PURCHASE 2 94.40DB 92.54

NET PURCHASE 92.54

TOTAL ISSUER INTERCHANGE 2 94.40DB 92.54

NET ISSUER INTERCHANGE 92.54

*** END OF VSS-120 REPORT ***

4
VSS-130
REPORTING FOR: XXXXXXXXXX BANK NAME INTERNATIONAL SETTLEMENT SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME REIMBURSEMENT FEES REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: USD

REIMBURSEMENT REIMBURSEMENT
COUNT INTERCHANGE FEE FEE
AMOUNT CREDITS DEBITS
ISSUER TRANSACTIONS

PURCHASE
ORIGINAL SALE
VISA INTERNATIONAL
A.P. - C.E.M.E.A
CHIP TERMNL 2 92.54DB 0.93

TOTAL PURCHASE 2 92.54DB 0.93

NET PURCHASE 0.93

TOTAL ISSUER REIMB FEES 0.93

NET ISSUER REIMB FEES 0.93

*** END OF VSS-130 REPORT ***

5
VSS-140
REPORTING FOR: XXXXXXXXXX BANK NAME INTERNATIONAL SETTLEMENT SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME VISA CHARGES REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: USD

COUNT INTERCHANGE VISA CHARGES VISA CHARGES
AMOUNT CREDITS DEBITS

ISSUER TRANSACTIONS

INTERNATIONAL SERVICE ASSESSMENT

PURCHASE
ORIGINAL SALE
VISA INTERNATIONAL
A.P. - C.E.M.E.A 2 92.54DB 0.92

TOTAL PURCHASE 2 92.54DB 0.92

NET PURCHASE 0.92

TOTAL INTERNATIONAL SERVICE ASSESSMENT 2 92.54DB 0.92

NET INTERNATIONAL SERVICE ASSESSMENT 0.92

TOTAL ISSUER CHARGES 0.92

NET ISSUER CHARGES 0.92

*** END OF VSS-140 REPORT ***

6
VSS-210
REPORTING FOR: XXXXXXXXXX BANK NAME INTERNATIONAL SETTLEMENT SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME CURRENCY CONVERSION FEES REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: USD

CLEARING CURRENCY: USD

***********SETTLEMENT CURRENCY*********** *********************CLEARING CURRENCY**********************

INTERCHANGE CONVERSION INTERCHANGE CONVERSION OPT ISSUER
AMOUNT FEE AMOUNT FEE FEE

ISSUER TRANSACTIONS

PURCHASE
ORIGINAL SALE
VISA INTERNATIONAL 92.54DB 0.00 92.54DB 0.00 1.86DB

TOTAL PURCHASE
92.54DB 0.00 92.54DB 0.00 1.86DB

TOTAL CURRENCY CONVERSION FEES

92.54DB 0.00 92.54DB 0.00 1.86DB

*** END OF VSS-210 REPORT ***

7
VSS-110
REPORTING FOR: XXXXXXXXXX BANK NAME EGYPT NATIONAL NET SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME SETTLEMENT SUMMARY REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: EGP

CREDIT DEBIT TOTAL

COUNT AMOUNT AMOUNT AMOUNT

INTERCHANGE VALUE

TOTAL ACQUIRER 0 0.00 0.00 0.00

TOTAL ISSUER 1 0.00 152.77 152.77DB
TOTAL OTHER 0 0.00 0.00 0.00

TOTAL INTERCHANGE VALUE 1 0.00 152.77 152.77DB

REIMBURSEMENT FEES

TOTAL ACQUIRER 0.00 0.00 0.00

TOTAL ISSUER 1.53 0.00 1.53CR
TOTAL OTHER 0.00 0.00 0.00

TOTAL REIMBURSEMENT FEES 1.53 0.00 1.53CR

VISA CHARGES

TOTAL ACQUIRER 0.00 0.00 0.00

TOTAL ISSUER 0.00 0.00 0.00
TOTAL OTHER 0.00 0.00 0.00

TOTAL VISA CHARGES 0.00 0.00 0.00

TOTAL

TOTAL ACQUIRER 0.00 0.00 0.00

TOTAL ISSUER 1.53 152.77 151.24DB
TOTAL OTHER 0.00 0.00 0.00

NET SETTLEMENT AMOUNT 1.53 152.77 151.24DB

*** END OF VSS-110 REPORT ***

8
VSS-120
REPORTING FOR: XXXXXXXXXX BANK NAME EGYPT NATIONAL NET SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME INTERCHANGE VALUE REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: EGP

CLEARING CURRENCY: EGP

CURRENCY COUNT CLEARING INTERCHANGE INTERCHANGE

TABLE AMOUNT VALUE VALUE
DATE CREDITS DEBITS

ISSUER TRANSACTIONS

PURCHASE
ORIGINAL SALE 1 152.77DB 152.77

TOTAL PURCHASE 1 152.77DB 152.77

NET PURCHASE 152.77

TOTAL ISSUER INTERCHANGE 1 152.77DB 152.77

NET ISSUER INTERCHANGE 152.77

*** END OF VSS-120 REPORT ***

9
VSS-130
REPORTING FOR: XXXXXXXXXX BANK NAME EGYPT NATIONAL NET SERVICE PROC DATE: 02NOV07
ROLLUP TO: XXXXXXXXXX BANK NAME REIMBURSEMENT FEES REPORT REPORT DATE: 02NOV07
FUNDS XFER ENTITY: XXXXXXXXXX BANK NAME

SETTLEMENT CURRENCY: EGP

REIMBURSEMENT REIMBURSEMENT
COUNT INTERCHANGE FEE FEE
AMOUNT CREDITS DEBITS
ISSUER TRANSACTIONS

PURCHASE
ORIGINAL SALE
VISA CEMEA
EGYPT - EGYPT
CHIP TMNL NATL 1 152.77DB 1.53

TOTAL PURCHASE 1 152.77DB 1.53

NET PURCHASE 1.53

TOTAL ISSUER REIMB FEES 1.53

NET ISSUER REIMB FEES 1.53

*** END OF VSS-130 REPORT ***

10
EOD Rejected Transactions Start Time: 2007/11/02
02/11/2007 05:29 PM End Time: 2007/11/02
+-----------------------------------+----------------------------------------+----------+----------+----------------------------+----------------------------+-------+
| Card Number |Rejection reason |Trxn Date |Load Date | Trxn Amount Currency| Billing Amount Currency|Message|
|-----------------------------------|----------------------------------------|----------|----------|----------------------------|----------------------------|-------|
+-----------------------------------+----------------------------------------+----------+----------+----------------------------+----------------------------+-------+

11
Bank Name
Cardholder Transactions
End of day Date 02/11/2007
Date from 02/11/2007 00:00:00 Date to 02/11/2007 00:00:00
ACB
Sort by Branch
Branches: All
Card Product:
Visa Classic
Visa Gold
+-----------------------------+-----------------------+-------------------+-----------------------+-----------------------+--------------------+--------------------+----------+
| | | | Transaction | VISA Billing | Cardholder Billing | Cardholder Billing | |
| Card Number | Account Num | TranDate | Amount/Currency | Amount/Currency | Debit Amount | Credit Amount | MCC |
+-----------------------------+-----------------------+-------------------+-----------------------+-----------------------+--------------------+--------------------+----------+
|Branch MAIN |
| Product Visa Gold |
| Bill Currency EGP |
+-----------------------------+-----------------------+-------------------+-----------------------+-----------------------+--------------------+--------------------+----------+
| XXXXXX0000026354 |Credit_EGP_XXXXXXXXX |31/10/2007 | 152.77 EGP| 152.77 EGP| 152.77| 0.00| 3512 |
+-----------------------------+-----------------------+-------------------+-----------------------+-----------------------+--------------------+--------------------+----------+
| XXXXXX0000013543 |Credit_EGP_XXXXXXXXX |31/10/2007 | 48.15 SGD| 33.94 USD| 190.15| 0.00| 5309 |
+-----------------------------+-----------------------+-------------------+-----------------------+-----------------------+--------------------+--------------------+----------+
| XXXXXX0000013543 |Credit_EGP_XXXXXXXXX |31/10/2007 | 85.79 SGD| 60.46 USD| 338.73| 0.00| 5661 |
+-----------------------------+-----------------------+-------------------+-----------------------+-----------------------+--------------------+--------------------+----------+
|Total for EGP Debit Count Total Credit Count Total |
| Transactions 3 681.65 0 0.00 |
| Fees 0 0.00 0 0.00 |
+------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+
|Total for MAIN Debit Count Total Credit Count Total |
| EGP Transactions 3 681.65 0 0.00 |
| Fees 0 0.00 0 0.00 |
+------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+

Grand Total For Transactions

+-------------------+-------------------+-------------------+
| Billing Currency | Total | Count |
+-------------------+-------------------+-------------------+
|EGP | 681.65| 3|
+-------------------+-------------------+-------------------+

Grand Total For Reversal Transactions

+-------------------+-------------------+-------------------+
| Billing Currency | Total | Count |
+-------------------+-------------------+-------------------+
|EGP | 0.00| 0|
+-------------------+-------------------+-------------------+

Grand Total For Fees

+-------------------+-------------------+-------------------+-------------------+-------------------+
| Billing Currency | Total Fee | Count | Total Reversal Fee| Count |
+-------------------+-------------------+-------------------+-------------------+-------------------+
|EGP | 0.00| 0| 0.00| 0|
+-------------------+-------------------+-------------------+-------------------+-------------------+

12
Bank Name

Incoming Interchange File Report

02 NOV 2007 00:00:00
+-------------------+-------------------+-------------------+-------------------+---------+-------------------+---------+-------------------+---------+-------------------+---------+---------+----------+
| | Card Number | Status | Tansaction Date | Auth.Id | Transaction Amount| Crncy |VISA Billing Amount| Crncy |Ch Billing Amount | Crncy |Pos Mode |Settl.Flag|
| +-------------------+-------------------+-------------------+---------+---------+---------+---------+-------------------+---------+-------------------+---------+---------+----------+
| | Proc. Date | Business Id | Merchant Category/ Name/City/Country/State | Reason Code | Acceptor Id |Trxn Count|
| +-------------------+-------------------+-------------------+-------------+---------------------------------------+---------------+-------------------+-------------------+----------+
| | Member Message Text |Merchant Type| Primary Account Number | Atm Cash Fee | Total | |
+-------------------+-----------------------------------------------------------+-------------+---------------------------------------+---------------+-------------------+------------------------------+
|Product: Visa Gold |
|BIN: XXXXXX |
|Billing Currency: EGP |
|Transaction Type: 05 |
|-------------------+-------------------+-------------------+-------------------+---------+---+---------------+---------+-------------+-----+---------+-------------------+---------+---------+----------+
| |XXXXXX0000026354 |Opened |31/10/2007 |429918 | 152.77|EGP | 152.77|EGP | 152.77|EGP | 90| 8|
| +-------------------+-------------------+-------------------+---------+---------+---------+---------+-------------------+---------+-------------------+---------+---------+----------+
| |02/11/07 | |3512/SEMIRAMIS INTERCONTI /CAIRO /EG / |00 |523995 | |
| +-------------------+-------------------+-------------------+-------------+---------------------------------------+---------------+-------------------+-------------------+----------+
| | |3512 |Credit_EGP_XXXXXXXXX | 0.00| 152.77| |
|-------------------+-------------------+-------------------+-------------------+---------+---+---------------+---------+-------------+-----+---------+-------------------+---------+---------+----------+
| |XXXXXX0000013543 |Opened |31/10/2007 |766114 | 48.15|SGD | 33.94|USD | 190.15|EGP | 90| 0|
| +-------------------+-------------------+-------------------+---------+---------+---------+---------+-------------------+---------+-------------------+---------+---------+----------+
| |02/11/07 | |5309/KING POWER INT'L PTE LTD /SINGAPORE /SG / |00 |001050242510 | |
| +-------------------+-------------------+-------------------+-------------+---------------------------------------+---------------+-------------------+-------------------+----------+
| | |5309 |Credit_EGP_XXXXXXXXX | 0.00| 190.15| |
|-------------------+-------------------+-------------------+-------------------+---------+---+---------------+---------+-------------+-----+---------+-------------------+---------+---------+----------+
| |XXXXXX0000013543 |Opened |31/10/2007 |162112 | 85.79|SGD | 60.46|USD | 338.73|EGP | 90| 0|
| +-------------------+-------------------+-------------------+---------+---------+---------+---------+-------------------+---------+-------------------+---------+---------+----------+
| |02/11/07 | |5661/CHARLES & KEITH (S) /SINGAPORE /SG / |00 |000000061405616 | |
| +-------------------+-------------------+-------------------+-------------+---------------------------------------+---------------+-------------------+-------------------+----------+
| | |5661 |Credit_EGP_XXXXXXXXX | 0.00| 338.73| |
+-------------------+-----------------------------------------------------------+---------+---+-------------------------+-------------+---------------+-------------------+---------+--------------------+
|Total For Transaction Type 05 | 681.65| 3|
+-----------------------------------------------------------------------------------------------------------------------------------------------------+-----------------------------+--------------------+
|Total For Currency EGP | 681.65| 3|
+-----------------------------------------------------------------------------------------------------------------------------------------------------+-----------------------------+--------------------+
|Total For BIN XXXXXX | 681.65| 3|
+-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+--------------------+
|Total For Product (EGP) Visa Gold | 681.65| 3|
+-----------------------------------------------------------------------------------------------------------------------------------------------------+-----------------------------+--------------------+

13
Bank Name
VISA
Incoming Interchange File Summary
02 NOV 2007 00:00:00
+---------------------------------------+---------------------------------------+-------------------+-------------------+
| | Transaction type | clearing Amount | Num Transactions |
+---------------------------------------+---------------------------------------+-------------------+-------------------+
|Product Visa Gold |
|BIN: XXXXXX |
|Settlement Currency: EGP |
|Settlement Flag: 8 |
+---------------------------------------+---------------------------------------+-------------------+-------------------+
| |05 | 152.77| 1|
+---------------------------------------+---------------------------------------+-------------------+-------------------+
|Total For Settlement Flag: 8 | 152.77| 1|
+-------------------------------------------------------------------------------+-------------------+-------------------+
|Total For Currency: EGP | 152.77| 1|
+-------------------------------------------------------------------------------+-------------------+-------------------+
|Settlement Currency: USD |
|Settlement Flag: 0 |
+---------------------------------------+---------------------------------------+-------------------+-------------------+
| |05 | 94.40| 2|
+---------------------------------------+---------------------------------------+-------------------+-------------------+
|Total For Settlement Flag: 0 | 94.40| 2|
+-------------------------------------------------------------------------------+-------------------+-------------------+
|Total For Currency: USD | 94.40| 2|
+-------------------------------------------------------------------------------+-------------------+-------------------+
|Total For BIN: XXXXXX | 247.17| 3|
+-------------------------------------------------------------------------------+-------------------+-------------------+
|Total For Product: Visa Gold | 247.17| 3|
+-------------------------------------------------------------------------------+-------------------+-------------------+

14
Issuer Daily Reconciliation
Print Date: 02/11/2007 05:39:15 PM
Report Date: 02/11/2007
+------------------------------------------------------------+------------------------------------------------------------+------------------------------------------------------------+
|Sourse | Debits | Credits |
| +--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
| Transaction | Count | Amount | Embedded Fee | Count | Amount | Embedded Fee |
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
|XXX |
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
|VISA |
| Currency: 818 |
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
| Purchase | 3| 681.65| 0.00| 0| 0.00| 0.00|
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
| Total of Currency 818 -EGP | 3| 681.65| 0.00| 0| 0.00| 0.00|
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
| Total of VISA | 3| 681.65| 0.00| 0| 0.00| 0.00|
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+
| Total of XXX | 3| 681.65| 0.00| 0| 0.00| 0.00|
+------------------------------------------------------------+--------------------+-------------------+-------------------+--------------------+-------------------+-------------------+

15
GL File Report
02.11.07 17:29
+-------------------------+-------------------------+----------------------------------------+---+------------------+------------------+
| | GL Account | Description |Cur| Debits | Credits |
| | | | | | |
|-------------------------|-------------------------|----------------------------------------|---|------------------|------------------|
|EOD Date: 02.11.07 | |
| GL Group 44403| |
| |44403-444-002-818 |Conversion A/C |818| 0.00| 528.88|
| |44403-444-002-840 |Conversion A/C |840| 94.40| 0.00|
| GL Group 88888| |
| |88888-888-888-818 |Correspondence A/C |818| 0.00| 152.77|
| |88888-888-888-840 |Correspondence A/C |840| 0.00| 94.40|
| GL Group 99901| |
| |99901-999-001-818 |Credit Card A/C |818| 681.65| 0.00|
+-------------------------+-------------------------+----------------------------------------+---+------------------+------------------+

DR/ Credit Card A/C 152.77 EGP

CR/ Correspondence A/C 152.77 EGP

DR/ Credit Card A/C 528.88 EGP

CR/ Conversion A/C 528.88 EGP

DR/Conversion A/C 94.40 USD

CR/ Correspondence A/C 94.40 USD

BANK Conversion rate used 1 USD = 5.6026 EGP

16