OFW Enterprise Development & Loan Program o Object of financing

o Mortgage able project assets (machines or equipment) and other

Formerly known as OFW-Reintegration Program (ORP), OFW-EDLP is an enterprise assets of the borrower
development intervention and loan facility of OWWA, in partnership with Land Bank of the
Philippines (LBP) and the Development Bank of the Philippines (DBP), intended to support
enterprise development among OFWs and their families.

 Eligible Projects OFW Enterprise Development & Loan Program

o Franchising business
Formerly known as OFW-Reintegration Program (ORP), OFW-EDLP is an enterprise
o Contract tie-up with top 1000 corporations development intervention and loan facility of OWWA, in partnership with Land Bank of the
o Agri- and non-agri production/manufacturing with identified market Philippines (LBP) and the Development Bank of the Philippines (DBP), intended to support
linkage and raw material sources; enterprise development among OFWs and their families.
o Construction/rental business;
o Service/trading business;  Eligible Projects
o Transport service; or o Franchising business
o Any viable project whether existing or new, that should generate a net o Contract tie-up with top 1000 corporations
cash flow sufficient to pay the projected amortization of the loan (or
resulting into debt service ratio of at least 1).
o Agri- and non-agri production/manufacturing with identified market
linkage and raw material sources;
 Eligible Loan Purposes
o Construction/rental business;
o Working Capital; or o Service/trading business;
o Fixed  Asses Acquisition. 
o Transport service; or
 Project Cost Sharing o Any viable project whether existing or new, that should generate a net
o Borrower’s Equity – Minumum of 20% of the Total Project Cost (TPC). cash flow sufficient to pay the projected amortization of the loan (or
o Loan – Maximum of 80% of the TPC. resulting into debt service ratio of at least 1).

 Loan Amount – The loan amount shall depend on project needs and amount of  Eligible Loan Purposes
equity participation of the borrower: o Working Capital; or
o For Individual Loan Borrowers (single proprietorship) o Fixed  Asses Acquisition. 
 Minimum – Php 100,000.00  Project Cost Sharing
 Maximum – Php 2,000,000.00 o Borrower’s Equity – Minumum of 20% of the Total Project Cost (TPC).
o Group Loan Borrowers (partnerships, corporations, cooperatives) o Loan – Maximum of 80% of the TPC.
 Minimum- Php 100,000.00  Loan Amount – The loan amount shall depend on project needs and amount of
 Maximum – Php 5,000,000.00 equity participation of the borrower:
 Interest Rate: 7.5% per annum for the entire duration of the loan o For Individual Loan Borrowers (single proprietorship)
 Loan Repayment:  Minimum – Php 100,000.00
o Short-Term- max of one (1) year;  Maximum – Php 2,000,000.00
o Term Loan: based on cash flow but not to exceed 7 years, inclusive of o Group Loan Borrowers (partnerships, corporations, cooperatives)
maximum of 2 years grace period  Minimum- Php 100,000.00
 Loan Security/Collateral  Maximum – Php 5,000,000.00
o Object of financing  Interest Rate: 7.5% per annum for the entire duration of the loan
o Mortgage able project assets (machines or equipment) and other  Loan Repayment:
assets of the borrower o Short-Term- max of one (1) year;
o Term Loan: based on cash flow but not to exceed 7 years, inclusive of
OFW Enterprise Development & Loan Program maximum of 2 years grace period
 Loan Security/Collateral
Formerly known as OFW-Reintegration Program (ORP), OFW-EDLP is an enterprise
development intervention and loan facility of OWWA, in partnership with Land Bank of the
o Object of financing
Philippines (LBP) and the Development Bank of the Philippines (DBP), intended to support o Mortgage able project assets (machines or equipment) and other
enterprise development among OFWs and their families. assets of the borrower

 Eligible Projects OFW Enterprise Development & Loan Program

o Franchising business
Formerly known as OFW-Reintegration Program (ORP), OFW-EDLP is an enterprise
o Contract tie-up with top 1000 corporations development intervention and loan facility of OWWA, in partnership with Land Bank of the
o Agri- and non-agri production/manufacturing with identified market Philippines (LBP) and the Development Bank of the Philippines (DBP), intended to support
linkage and raw material sources; enterprise development among OFWs and their families.
o Construction/rental business;
o Service/trading business;  Eligible Projects
o Transport service; or o Franchising business
o Any viable project whether existing or new, that should generate a net o Contract tie-up with top 1000 corporations
cash flow sufficient to pay the projected amortization of the loan (or
resulting into debt service ratio of at least 1).
o Agri- and non-agri production/manufacturing with identified market
linkage and raw material sources;
 Eligible Loan Purposes
o Construction/rental business;
o Working Capital; or
o Service/trading business;
o Fixed  Asses Acquisition. 
o Transport service; or
 Project Cost Sharing o Any viable project whether existing or new, that should generate a net
o Borrower’s Equity – Minumum of 20% of the Total Project Cost (TPC). cash flow sufficient to pay the projected amortization of the loan (or
o Loan – Maximum of 80% of the TPC. resulting into debt service ratio of at least 1).

 Loan Amount – The loan amount shall depend on project needs and amount of  Eligible Loan Purposes
equity participation of the borrower: o Working Capital; or
o For Individual Loan Borrowers (single proprietorship) o Fixed  Asses Acquisition. 
 Minimum – Php 100,000.00  Project Cost Sharing
 Maximum – Php 2,000,000.00 o Borrower’s Equity – Minumum of 20% of the Total Project Cost (TPC).
o Group Loan Borrowers (partnerships, corporations, cooperatives) o Loan – Maximum of 80% of the TPC.
 Minimum- Php 100,000.00  Loan Amount – The loan amount shall depend on project needs and amount of
 Maximum – Php 5,000,000.00 equity participation of the borrower:
 Interest Rate: 7.5% per annum for the entire duration of the loan o For Individual Loan Borrowers (single proprietorship)
 Loan Repayment:  Minimum – Php 100,000.00
o Short-Term- max of one (1) year;  Maximum – Php 2,000,000.00
o Term Loan: based on cash flow but not to exceed 7 years, inclusive of o Group Loan Borrowers (partnerships, corporations, cooperatives)
maximum of 2 years grace period  Minimum- Php 100,000.00
 Loan Security/Collateral  Maximum – Php 5,000,000.00
 Interest Rate: 7.5% per annum for the entire duration of the loan
 Loan Repayment:
o Short-Term- max of one (1) year;
o Term Loan: based on cash flow but not to exceed 7 years, inclusive of
maximum of 2 years grace period
 Loan Security/Collateral
o Object of financing
o Mortgage able project assets (machines or equipment) and other
assets of the borrower