source amount cost weight

bank loan 300000 9% 60%

friend loan 200000 14% 40%

discount rate 11%

investment initial 500000
discount rate 11%

year 1 2 3 4 5
revenue 450,000 550,000 650,000 750,000 850,000
cost 350,000 450,000 480,000 550,000 650,000
net cf 100,000 100,000 (170,000) 200,000 200,000
discount factor 0.90 0.81 0.73 0.66 0.59
present value 90,090 81,162 (124,303) 131,746 118,690

npv (202,614)
Initial Investment 500,000
IRR 14.12%

year 1 2 3 4 5
revenue 450,000 550,000 650,000 750,000 850,000
cost 350,000 450,000 480,000 550,000 650,000
net cf 100,000 100,000 170,000 200,000 200,000
Discount factor 0.88 0.77 0.67 0.59 0.52
pv 87,625 76,781 114,374 117,906 103,315

npv 0
Initial Investment 500,000

year 1 2 3 4 5
revenue 450,000 550,000 650,000 750,000 850,000
cost 350,000 450,000 480,000 550,000 650,000
net cf 100,000 100,000 170,000 200,000 200,000
cumulative cf 100,000 200,000 370,000 570,000 770,000

payback period 3.65