Vstupný vek 30

Ročný príjem 50000

Prispevok zamestnanca 0.1
Prispevok zamestnavatela 0.07 0.07 `=IF(C4>D5;D5;C4)
Rocne zvysenie 0.02
Ocakavana vynosnost fondu 0.03
Dochodkovy prijem 50000

Vek odchodu do dochodku 65

Vek kedy mu dojdu peniaze 83

Prispevok Prispevok
Je v zamestan zamestna celkovy vynos
Vek Dochodkovy fond na zaciatku dochodku Plat ca vatela pispevok fondu
30 0 0 50000 5000 3500 8500 0
31 8500 0 51000 5100 3570 8670 255
32 17425 0 52020 5202 3641.4 8843.4 522.75
33 26791.15 0 53060.4 5306.04 3714.228 9020.268 803.7345
34 36615.1525 0 54121.61 5412.161 3788.513 9200.673 1098.455
35 46914.280435 0 55204.04 5520.404 3864.283 9384.687 1407.428
36 57706.39567525 0 56308.12 5630.812 3941.568 9572.381 1731.192
37 69009.9681092515 0 57434.28 5743.428 4020.4 9763.828 2070.299
38 80844.0953275479 0 58582.97 5858.297 4100.808 9959.105 2425.323
39 93228.5229258936 0 59754.63 5975.463 4182.824 10158.29 2796.856
40 106183.66544696 0 60949.72 6094.972 4266.48 10361.45 3185.51
41 119730.627980324 0 62168.72 6216.872 4351.81 10568.68 3591.919
42 133891.228441089 0 63412.09 6341.209 4438.846 10780.06 4016.737
43 148688.020548103 0 64680.33 6468.033 4527.623 10995.66 4460.641
44 164144.317523403 0 65973.94 6597.394 4618.176 11215.57 4924.33
45 180284.21653514 0 67293.42 6729.342 4710.539 11439.88 5408.526
46 197132.623906949 0 68639.29 6863.929 4804.75 11668.68 5913.979
47 214715.281117428 0 70012.07 7001.207 4900.845 11902.05 6441.458
48 233058.791614086 0 71412.31 7141.231 4998.862 12140.09 6991.764
49 252190.648466907 0 72840.56 7284.056 5098.839 12382.89 7565.719
50 272139.262887401 0 74297.37 7429.737 5200.816 12630.55 8164.178
51 292933.993639839 0 75783.32 7578.332 5304.832 12883.16 8788.02
52 314605.177372166 0 77298.98 7729.898 5410.929 13140.83 9438.155
53 337184.159894926 0 78844.96 7884.496 5519.147 13403.64 10115.52
54 360703.328437401 0 80421.86 8042.186 5629.53 13671.72 10821.1
55 385196.144911062 0 82030.3 8203.03 5742.121 13945.15 11555.88
56 410697.180211344 0 83670.91 8367.091 5856.963 14224.05 12320.92
57 437242.149589694 0 85344.32 8534.432 5974.103 14508.54 13117.26
58 464867.949128834 0 87051.21 8705.121 6093.585 14798.71 13946.04
 59 493612.693355178 0 88792.23 8879.223 6215.456 15094.68 14808.38
60 523515.754023361 0 90568.08 9056.808 6339.766 15396.57 15705.47
61 554617.80010894 0 92379.44 9237.944 6466.561 15704.5 16638.53
62 586960.839046385 0 94227.03 9422.703 6595.892 16018.6 17608.83
63 620588.259250636 0 96111.57 9611.157 6727.81 16338.97 18617.65
64 655544.873961672 0 98033.8 9803.38 6862.366 16665.75 19666.35
65 691876.966452709 1 0 0 0 0 20756.31
66 662633.27544629 1 0 0 0 0 19879
67 632512.273709679 1 0 0 0 0 18975.37
68 601487.641920969 1 0 0 0 0 18044.63
69 569532.271178598 1 0 0 0 0 17085.97
70 536618.239313956 1 0 0 0 0 16098.55
71 502716.786493375 1 0 0 0 0 15081.5
72 467798.290088176 1 0 0 0 0 14033.95
73 431832.238790821 1 0 0 0 0 12954.97
74 394787.205954546 1 0 0 0 0 11843.62
75 356630.822133182 1 0 0 0 0 10698.92
76 317329.746797178 1 0 0 0 0 9519.892
77 276849.639201093 1 0 0 0 0 8305.489
78 235155.128377126 1 0 0 0 0 7054.654
79 192209.78222844 1 0 0 0 0 5766.293
80 147976.075695293 1 0 0 0 0 4439.282
81 102415.357966152 1 0 0 0 0 3072.461
82 55487.8187051363 1 0 0 0 0 1664.635
83 7152.45326629034 1 0 0 0 0 214.5736
84 -42632.973135721 1 0 0 0 0 -1278.989
85 -93911.9623297926 1 0 0 0 0 -2817.359
86 -146729.321199686 1 0 0 0 0 -4401.88
87 -201131.200835677 1 0 0 0 0 -6033.936
88 -257165.136860747 1 0 0 0 0 -7714.954
89 -314880.09096657 1 0 0 0 0 -9446.403
90 -374326.493695567 1 0 0 0 0 -11229.79
91 -435556.288506434 1 0 0 0 0 -13066.69
92 -498622.977161627 1 0 0 0 0 -14958.69
93 -563581.666476476 1 0 0 0 0 -16907.45
94 -630489.11647077 1 0 0 0 0 -18914.67
95 -699403.789964893 1 0 0 0 0 -20982.11
96 -770385.90366384 1 0 0 0 0 -23111.58
97 -843497.480773755 1 0 0 0 0 -25304.92
98 -918802.405196968 1 0 0 0 0 -27564.07
99 -996366.477352877 1 0 0 0 0 -29891
100 -1076257.47167346 1 0 0 0 0 -32287.72
101 -1158545.19582367 1 0 0 0 0 -34756.36
102 -1243301.55169838 1 0 0 0 0 -37299
103 -1330600.59824933 1 0 0 0 0 -39918
104 -1420518.61619681 1 0 0 0 0 -42615.56
105 -1513134.17468271 1 0 0 0 0 -45394
106 -1608528.19992319 1 0 0 0 0 -48255.85
107 -1706784.04592089 1 0 0 0 0 -51203.52

Prispevok zamestnanca
83 0.01 0.06 0.11 0.16 0.21
60
vek odchodu 61
62
63
64
65
66
67
68
69
70
 dochodko Su
vydaje na vy fond peniaze
dochodok na konci na ucte
0 8500 1
0 17425 1
0 26791.15 1
0 36615.15 1
0 46914.28 1
0 57706.4 1
0 69009.97 1
0 80844.1 1
0 93228.52 1
0 106183.7 1
0 119730.6 1
0 133891.2 1
0 148688 1
0 164144.3 1
0 180284.2 1
0 197132.6 1
0 214715.3 1
0 233058.8 1
0 252190.6 1
0 272139.3 1
0 292934 1
0 314605.2 1
0 337184.2 1
0 360703.3 1
0 385196.1 1
0 410697.2 1
0 437242.1 1
0 464867.9 1
0 493612.7 1
 0 523515.8 1
0 554617.8 1
0 586960.8 1
0 620588.3 1
0 655544.9 1
0 691877 1
50000 662633.3 1
50000 632512.3 1
50000 601487.6 1
50000 569532.3 1
50000 536618.2 1
50000 502716.8 1
50000 467798.3 1
50000 431832.2 1
50000 394787.2 1
50000 356630.8 1
50000 317329.7 1
50000 276849.6 1
50000 235155.1 1
50000 192209.8 1
50000 147976.1 1
50000 102415.4 1
50000 55487.82 1
50000 7152.453 1
50000 -42633 0
50000 -93912 0
50000 -146729 0
50000 -201131 0
50000 -257165 0
50000 -314880 0
50000 -374326 0
50000 -435556 0
50000 -498623 0
50000 -563582 0
50000 -630489 0
50000 -699404 0
50000 -770386 0
50000 -843497 0
50000 -918802 0
50000 -996366 0
50000 -1076257 0
50000 -1158545 0
50000 -1243302 0
50000 -1330601 0
50000 -1420519 0
50000 -1513134 0
50000 -1608528 0
50000 -1706784 0
50000 -1807988 0
53

0.26 0.31 0.36 0.41 0.46 0.51

11706