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Procedure to open CCOD loan @SMART Rate

To open a NEW CCOD account at prescribed SMART rate, you are requested to
follow the following steps mentioned below:

Step 1: Go to the CCOD account opening screen. (Branch Operation >> Loans and
Advances >> CCOD >> Create CCOD Account >> CCOD Account).

Filled up all necessary fields, save and authorize the Journal. (note: rate change
option is available in limit screen)

Step 2: Go to the CCOD limit screen. (Branch Operation >> Loans and Advances
>> CCOD >> Maintain CCOD Account >> CCOD Accounts >> CCOD limits >>
CCOD limit and Details).
Step 3: Select the S:Set Rate from dropdown instead of Default: Product

Step 4: Put the desire SMART rate i.e. 10.10 under Rate field.

Step 5: DO NOT put any value in Expiry rate details. System will take Expiry
rate and type autometically.

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