RAHUL MANDAP DECORATION

Project Report

Sr. No. Particular

1 Glance
2 Bio-Data
3 Cost Estimate of Plant And Machinery
4 Tentative Layout
5 Man Power and Wages
6 Organisation Flow Chart
7 Profit and Loss
8 Depriciation
9 Estimate of Administrative Exp.
10 Loan Repayment
11 Cash flow
12 Balance Sheet
13 DSCR
14 BEP
 RAHUL MANDAP DECORATION

PROJECT AT A GLANCE

Sr (Rs in
Particulars
No Lacs)

I CAPITAL OUTLAY

1 Mandap decoration item & Sound System 10.00

TOTAL 10.00

II SOURCES OF FUND

1 Promoters contribution (capital) 0.50

2 Bank Term Loan 9.50

TOTAL 10.00
 Annexture-T-I
RAHUL MANDAP DECORATION

BIO-DATA OF PROMOTER
PROPRIETOR: SHRI RAHUL KULDIP RAMTEKKAR

Sr. No. Particulars Details

1 Name SHRI RAHUL RAMTEKKAR

2 Father Name SHRI KULDIP RAMTEKKAR

3 Age 26years

4 Qualification 10th class

Beside Kayarkar Saw Mill, Bajpai ward, Murri Road,
5 Factory Address
Gondia-441601
Beside Khandelwal Rice Mill, Bajpai ward, Murri
6 Residential Address
Road, Gondia-441601

7 Experience 5 years
 ANNEXURE – T-II
RAHUL MANDAP DECORATION

Mandap decoration item & Sound System

Amount
Sr. No. Particular Qty.
(Rs. Lacs)

As per
1 Mandap Decoration Item & Sound System 10.00
Quotation

Total 10.00
 ANNEXURE – T-III
RAHUL MANDAP DECORATION
TENTATIVE LAYOUT

Sr. No. Particulars Descriptions

1 Location Beside Kayarkar Saw Mill, Bajpai

ward, Murri Road, Gondia-441601
2 Transportation Facilities Available.

3
Infrastructure facilities

4 Other facility the Bank,Post Available.

office, Hospital etc.
 ANNEXURE – T-IV
RAHUL MANDAP DECORATION

MAN POWER REQUIREMENT AND ESTIMATES OF ANNUAL

SALARY AND WAGES BILLS

Amount per Amount

Sr. No. Particular No.s
month payment

PRODUCTION STAFF

1 Sound System Operator 2 2500 0.6

2 Semiskilled worker 3 2000 0.72

3 Unskilled labour 4 1500 0.72

Total 9 2.04

Add 10% towards social benefits 0.20

Total Salary 2.24

0.1 lacs Rs. Increase every year

 ANNEXURE – T- V
RAHUL MANDAP DECORATION

ORGANISATION FLOW CHART

MANAGING PROPRIETOR

SEMI SKILLED WORKER SOUND SYSTEM

OPERATOR

UNSKILLED WORKER
 ANNEXURE - FI
RAHUL MANDAP DECORATION

PROFITABILITY PROJECTIONS
Rs. In Lacs
Particulars 2024 2025 2026 2027 2028 2029
No. of working days 175 300 300.00 300.00 300.00 300.00
No. of shifts 1 1 1 1 1 1
Capacity utilisation 60% 65% 70% 75% 80% 85%
RENTAL INCOME 6.50 9.77 10.26 10.77 11.31 11.88
TOTAL INCOME 6.50 9.77 10.26 10.77 11.31 11.88
COST OF PRODUCTION
Transportation expenses 0.20 0.25 0.35 0.50 0.70 0.90
Power 0.23 0.42 0.44 0.46 0.49 0.51
Wages including benefits 1.31 2.34 2.44 2.54 2.64 2.74
Insurance Expences 0.10 0.12 0.14 0.17 0.21 0.25
Repair & Maintenance 0.47 0.90 1.00 1.20 1.45 1.45
Depreciation 1.00 0.90 0.81 0.73 0.66 0.59
TOTAL :- 3.31 4.93 5.19 5.60 6.14 6.44
ADMINISTRATIVE EXPENSES.
Other expenses 0.15 0.31 0.36 0.41 0.46 0.51
TOTAL :- 0.15 0.31 0.36 0.41 0.46 0.51
FINANCIAL EXPENSES.
Interest on term loan 0.53 0.90 0.67 0.46 0.22 0.02
TOTAL :- 0.53 0.90 0.67 0.46 0.22 0.02
GRANT TOTAL (B+C+D) : 3.99 6.14 6.22 6.47 6.82 6.97
OPERATING PROFIT (A-E) 2.51 3.63 4.04 4.30 4.49 4.91
P&P EXPENSES WRITTEN OFF 0 0 0.00 0.00 0.00 0.00
PROFIT BEFORE TAX 2.51 3.63 4.04 4.30 4.49 4.91
PROFIT AFTER TAX 2.51 3.63 4.04 4.30 4.49 4.91
CUMULATIVE PROFIT 2.51 6.14 10.18 14.48 18.97 23.88
Home
RAHUL MANDAP DECORATION

PROFITABILITY PROJECTIONS BAR DIAGRAM

PROFITABILITY PROJECTION
Profit (In Rs. Lacs)

5.00

4.50

4.00

3.50

3.00

2.50

2.00

1.50

1.00

0.50

0.00
2024 2025 2026 2027 2028
 ANNEXURE - FII
RAHUL MANDAP DECORATION

COMPUTATION OF DEPRECIATION
DEPRECIATION SCHEDULE
Rs. In Lacs

Particulars Mandap Item & DJ Total Rs.

Rate of Depreciation 10%

Opening WDV 10.00 10.00
Dep. For 1st Year 1.00 1.00
W.D.V. as on II Year 9.00 9.00
Dep. For 2st Year 0.90 0.90
W.D.V. as on III Year 8.10 8.10
Dep. For 3rd Year 0.81 0.81
W.D.V. as on IV Year 7.29 7.29
Dep. For 4th Year 0.73 0.73
W.D.V. as on V Year 6.56 6.56
Dep. For 5th Year 0.66 0.66
W.D.V. as on VI Year 5.90 5.90
Dep. For 6th Year 0.59 0.59
W.D.V. as on VII Year 5.31 5.31
 ANNEXURE – FIII
RAHUL MANDAP DECORATION

ESTIMATE OF ADMINISTRATIVE EXPENSES :

Amount
Sr. No. Paricular
(in Lacs)

1 Legal & Audit Fees 0.03

2 Bank Commission & charges 0.1

3 Miscellaneous expenses. 0.04

4 Travelling expenses. 0.02

5 Telephone expenses. 0.02

6 Advertisement expenses. 0.01

7 Rate difference discount etc. 0.04

Total 0.26

0.05 Lakh increase in every year

 RAHUL MANDAP DECORATION

ANNEXURE-FIV
REPAYMENT OF TERM LOAN

Amount of Loan 9.50

Rate of Interest 12.00%
Repayment Period (Excluding moratorium period) 60 Months
Principal Instalment per month 0.16
Moratorium Period 3 Months
No.of Instalments in a year 12.00
(Amount In Rs. Lacs)
Year Principal Interest Amount
Months
Repaid paid Outstanding

Year 2023-24 6 - 0.03 3.00

7 - 0.06 6.00
8 - 0.09 9.00
9 0.16 0.09 8.84
10 0.16 0.09 8.68
11 0.16 0.09 8.53
12 0.16 0.09 8.37

Year 2024-25 1 0.16 0.08 8.21

2 0.16 0.08 8.05
3 0.16 0.08 7.89
4 0.16 0.08 7.73
5 0.16 0.08 7.58
6 0.16 0.08 7.42
7 0.16 0.07 7.26
8 0.16 0.07 7.10
9 0.16 0.07 6.94
10 0.16 0.07 6.78
11 0.16 0.07 6.63
12 0.16 0.07 6.47

Year 2025-26 1 0.16 0.06 6.31

2 0.16 0.06 6.15
3 0.16 0.06 5.99
4 0.16 0.06 5.83
5 0.16 0.06 5.68
6 0.16 0.06 5.52
7 0.16 0.06 5.36
8 0.16 0.05 5.20
9 0.16 0.05 5.04
10 0.16 0.05 4.88
11 0.16 0.05 4.73
12 0.16 0.05 4.57
Year 2026-27 1 0.16 0.05 4.41
2 0.16 0.04 4.25
3 0.16 0.04 4.09
4 0.16 0.04 3.93
5 0.16 0.04 3.78
6 0.16 0.04 3.62
7 0.16 0.04 3.46
8 0.16 0.04 3.30
9 0.16 0.03 3.14
10 0.16 0.03 2.98
11 0.16 0.03 2.83
12 0.16 0.03 2.67

Year 2027-28 1 0.16 0.03 2.51

2 0.16 0.03 2.35
3 0.16 0.02 2.19
4 0.16 0.02 2.03
5 0.16 0.02 1.88
6 0.16 0.02 1.72
7 0.16 0.02 1.56
8 0.16 0.02 1.40
9 0.16 0.01 1.24
10 0.16 0.01 1.08
11 0.16 0.01 0.93
12 0.16 0.01 0.77

Year 2028-29 1 0.16 0.01 0.61

2 0.16 0.01 0.45
3 0.16 0.00 0.29
4 0.16 0.00 0.13
5 0.16 0.00 (0.02)
6 0.16 (0.00) (0.18)
7 0.16 (0.00) (0.34)
8 0.16 (0.00) (0.50)
Total… 9.50 2.79

SUMMERY OF INTEREST & PRINCIPAL PAYMENT

(Rs. Lacs)
Particulars Principal Interest Total
Year 0 0.63 0.53 - 1.16
Year 1 1.90 0.90 - 2.80
Year 2 1.90 0.67 - 2.57
Year 3 1.90 0.46 - 2.36
Year 4 1.90 0.22 - 2.12
Year 5 1.27 0.02 - 1.28
Total… 9.50 2.79 12.29

NOTE : Interest during Implementation cum Moratorium Period will be served as &
then by Promoters from their other source income
 ANNEXURE – FV
RAHUL MANDAP DECORATION

CASH FLOW STATEMENT

(Figures in Lacs)
S.No. Particulars Cost 2024 2025 2026 2027 2028 2029

1 Opening Balance - 0.00 0.48 0.71 0.76 0.88 1.14

2 Net profit before tax and interest - 3.04 4.53 4.71 4.76 4.71 4.93
3 Enterprenuer contribution 0.50 - - - - - -
4 Subsidy - 2.50 - - - - -
5 Long term borrowing 9.50 - - - - - -
6 Working capital Cash credit limit 0.00 0.00 0.00 0.00 - - -
7 Deprecition - 1.00 0.90 0.81 0.73 0.66 0.59
TOTAL :- 10.00 6.54 5.91 6.23 6.24 6.25 6.65
1 Fixed Assets & Capital expenses. 10.00 - - - - - -
2 Increase in current it mets. - 0.00 0.00 0.00 0.00 0.00 0.00
3 Advance to raw material supplies - 0.00 0.00 0.00 0.00 0.00 0.00
4 F.D.R. under Bank lieu 2.50 - - - - -
5 Repayment of long term borrowing - 0.63 1.90 1.90 1.90 1.90 1.27
6 Interest - 0.53 0.90 0.67 0.46 0.22 0.02
7 Investment & security deposit - 0.00 0.00 0.00 0.00 0.00 0.00
8 Capital Work in Progress - 2.4 2.4 2.9 3 3 3.9
TOTAL :- 10.00 6.06 5.20 5.47 5.36 5.12 5.18
CLOSING BALANCES : 0.00 0.48 0.71 0.76 0.88 1.14 1.47
 ANNEXURE – FVI
RAHUL MANDAP DECORATION

PROJECTED BALANCE SHEET

Particulars Cost 2024 2025 2026 2027 2028 2029

LIABILITIES
Enterprenuer capital 0.50 0.50 0.50 0.50 0.50 0.50 0.50
Reserve & Surplus - 2.51 6.14 10.18 14.48 18.97 23.88
Long term loan 9.50 8.87 6.97 5.07 3.17 1.27 -
Subsidy from KVIB - 2.50 2.50 2.50 2.50 2.50 2.50
Total 10.00 14.38 16.11 18.25 20.65 23.24 26.88

ASSETS
Gross fixed assets 10.00 10.00 9.00 8.10 7.29 6.56 5.90
Less: Depreciation & P&P Exp. - 1.00 0.90 0.81 0.73 0.66 0.59
Net Fixed Assets 10.00 9.00 8.10 7.29 6.56 5.90 5.31
capital work in progress - 2.40 4.80 7.70 10.70 13.70 17.60
Advance to Raw Material suppliers - - - - - - -
F.D.R. under Bank lien - 2.50 2.50 2.50 2.50 2.50 2.50
Investment & Security deposit - - - - - - -
Preliminary & Preoperative expenses. - - - - - - -
Cash & Bank Balances - 0.48 0.71 0.76 0.88 1.14 1.47
Total 10.00 14.38 16.11 18.25 20.65 23.24 26.88
 ANNEXURE – FVII
RAHUL MANDAP DECORATION

CALCULATION OF DEBT SERVICE COVERAGE RATIO

S.No. Description #REF! 2024 2025 2026 2027 2028 2029 TOTAL

1 Net profit afte tax 2.51 3.63 4.04 4.30 4.49 4.91 23.88
2 Interest on term loan 0.53 0.90 0.67 0.46 0.22 0.02 2.79
3 Depreciation 1.00 0.90 0.81 0.73 0.66 0.59 4.69
TOTAL :- 4.04 5.43 5.52 5.49 5.37 5.52 31.36

4 Repayment of term loan 0.63 1.90 1.90 1.90 1.90 1.27 9.50
5 Interest on term loan 0.53 0.90 0.67 0.46 0.22 0.02 2.79
TOTAL :- 1.16 2.80 2.57 2.36 2.12 1.28 12.29

Average D.S.C.R. = 2.55

 ANNEXURE – FVIII
RAHUL MANDAP DECORATION

BREAK EVEN ANALYSIS AND SELECTED RATIO

DEBT EQUITY RATIO :

DEBT EQUITY
Particular Amount Particular Amount
Long term loan 9.50 Enterprenuer contribution 0.5
Subsidy (Margin Money) 2.50
Total 9.50 Total 3

Debt Equity Ratio 3.17

BREAK EVEN POINT ANALYSIS ON IIIrd YEAR WORKING AT 70% CAPACITY:

Amount
Sr. No. Particular
(in lacs)
1 Depreciation 0.81
2 Interet on term loan 0.67
3 Repairs and Maintenance and stores and spares (50%) 0.50
4 Administrative salary & expenses (50%) 0.18
Total 2.16

Fixed cost x 100

B.E.P.
34.84
(in%) Fixed cost + Profit

B.E.P. at 80% Capacity utilisation (in%) 24.39

ENTERPRENUER'S CONTRIBUTION AS PERCENTAGE OF PROJECT COST :

PROJECT COST FIRM CONTRIBUTION

Particular Amount Particular Amount

Enterprenuer contribution 0.5 Enterprenuer contribution 0.5

Term loan 9.50
Cash credit limit from Bank. -
Total 10.00 Total 0.5
Enterprenuer's contribution
(IN%) 5
Project cost