BUSINESS PLAN FORMAT FOR MSMEs

(Manufacturing Industries)

1.0

Name of the Firm Josh modern rice mill

Name of Rice mill
business/project
Location Surandai
Type of Organization PROPERITORY
(Proprietary/Partnership)
Address (with Phone,e- Bustand road,surandai, CELL:8667031123
mail) MAIL:josh.ce@gmail.com

Name of the Chief S.Joshwa

Promoter(s)
Date of Birth 21.03.2005
Names of Partners NIL

1.1. Educational Qualification:

Course (from School/University/Institute Major Yr. of

SSLC/Diploma) Subject Passing
SSLC GOVT HR SCHOOL. Biology 2023
Diploma in CE MSPVL Poly technic college Computer 2024

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1.3. Work experience (Past & Present):

Organisation Position Nature of work Duration

INDUSTRIAL MANGER MARKETTING 2024
HARDWARE
STORES
- - -

1.4

Promoter’s Annual Income (Last Year) 120000

Assets owned by the promoter (s) 500000
Movable
Immovable

1.5 COMPANY’S MAIN OBJECTIVE (Why does the company exist?):

Provide good quality RICE sales for each people in india.

1.6. FINANCIAL GOALS:

a. To have a sales revenue amounting to Rs. 700000

b. To obtain a profit margin of by ………10…..%
c. To obtain a profit per business partner of Rs.
1.7 DESCRIPTION OF THE PRODUCT or SERVICE:

We provide good quality rice for all peoples in cheap rate.

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1.8 IDENTIFICATION OF THE CUSTOMERS:

TRDERS
HOTELS
COLLEGE CANTEEN

Needs satisfied by the product or service:

1.9. IDENTIFICATION OF THE COMPETITION (Major competitors):

NANDHI GOLD
ASR

Strengths/weakness of the competition:

Strength Weakness
Good sales No quality

Quality Slow delivery

1.10. ADVANTAGES AND DISADVANTAGES OF THE PRODUCT AND YOUR

COMPANY

Price FIXED

Quality GOOD
Terms of Delivery CONDITION

Payment Methods CASH IN HAND

Customer Service GOOD

Others:

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1.11. MESSAGE TO BE COMMUNICATED TO THE CUSTOMERS:

PHONE FACE TO FACE.

1.12. MARKETING AND MEANS OF COMMERCIALIZATION:

Present demand 100%

& supply
Competition ASR ,NANDHI GOLD.
Target clients FORMER
Marketing SERVICE
strategy (USP)

1.13. Manufacturing Process:

Technical know-how
availability
Step-by-step description PADDY CLEANING NEXT DRYER NEXT MILL UNIT NEXT
of the manufacturing FINISHED RICE.
process (raw material-
finshed goods)

1.14. ProductionProgramme:

No. of woking days/annum 270

No. of working shifts (8hrs)/day 1 DAYS
Installed capacity (annual)745
Utilised capacity (%)
Year - I 30%
Year - II 40%
Year - III 50%
S.No Item(s) Quantity Produced/Yr Capacity
Utilisation(%)
1 RICE 223.6 30%
2 298.16 40%
3 373.6 50%
4 447.24 60%

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2.0 Details of the Proposed Project:

2.1 Land and Building:

S.No Particulars Area required Total value Remarks

1 Land 200 CENT 20.00
2 Building 3500 SQ.FEET 6.00
TOTAL 26.00

2.2. Machineries/Equipments:

S.No Description Nos. required Rate (Rs) Total value(Rs)

1 MILL UNIT 1 28.50 28.50
2 DRYER 1 24.00 24.00
3 BOILER 1 23.00 23.00
4 PAR BOILER 1 21.00 21.00

2.3. Misc. Fixed Assets:

S.No Particulars Nos.required Rate (Rs) Total value(Rs)

1 COMPUTER 1 30000 30000
2 PRINTER 1 2500 2500
3 OTHER S 30000

TOTAL 62500

2.4. Preliminary and Pre-operative Expenses:

S.No Particulars Amount (Rs) Remarks

1 Interest during 2000
implementation
2 Establishment expenses 15000
3 Start-up expenses 5000
4 Misc. expenses 62500
Total 84500

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2.5. Working Capital:

S.No Item Duration Total Value (Rs)

Ist YR IInd IIIrd IVth Vth

YR YR YR YR
1. Raw-material stock 6000 6100 6200 6300 6400
2 Semi-finished goods 300 310 320 330 340
3 Finished goods stock 860 870 880 890 900
4 Sales on credit

5 Production expenses 8000 8100 8200 8300 8400

6 Total

2.6. Total Cost of the Project:

S.No Particulars Total value (Rs)

1 Fixed Capital (sum of 2.1+2.2+2.3) 100
2 Working Capital (Sum of 2.5) 11
3 Preliminary & Preoperative Expenses 2.5
(sum of 2.4)
Total 113.5

2.7. Means of Finance:

S.No Particulars Amount (Rs) Remarks

1 Own Investment/Equity 21.5
2 Term Loan 70%
3 Working capital Loan
4 Any other source (subsidy etc) 25
Total 116.5

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3.1. Sales Revenue: (Please refer item No. 5.1 (Pricing)

S.No Items (s) Quantity Rate/Unit (Rs) Sales

Sold/Yr Realisation
(Rs)
1 RICE 125TON 10.5 135
2 80TON 1.20 96
3 150 1.14 171
4 150 1.05 162
Total 564

4.1. Raw material (annual) Requirement:

S.No Item (s) Quantity Rate (Rs) Total value

(Rs)
1 PADDY 500TONNES 1300 650000

Total 650000

4.2. Utilities:

S.No Particulars Annual Remarks

Expenditure
1 Power/electricity 4.7
2 Water
3 Coal/Oil/Steam
4 Transport 4.0
5 Any other item 8.7
Total 16.14

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4.4. Man Power (Salaries/Wages):

S.No Particulars No. Wages/Salary Annual

p.m (Rs) expenses (Rs)
1 Skilled 2 10000 240000
2 Semi-skilled 1 5000 60000
3 Unskilled
4 Office staff 1 5000 60000
5 Anyother
Total 130000

4.5 Repairs and Maintenance:

S.No Particulars Amount (Rs)

1 MACHINES 5000

Total 5000

4.6. Selling and Distribution Expenses:

S.No Particulars Amount (Rs) Remarks

1 Publicity expenses 2000
2 Traveling 500
3 Freight
4 Commission
5 Misc.
Total 2500

4.7. Administrative Expenses:

S.No Particulars Amount (Rs) Remarks

1 Stationery & Printing 6500
2 Post/telephone 7000
3 Entertainment Expenses
4 Miscellneous 5000
Total 18500
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4.8. Interest:

Year Loan amount Interest (Rs) Installment Balance (Rs)

Outstanding (Rs) (Rs)
1 100 14.50 20.00 80.00
2 80.00 11.60 20.00 60.00
3 60.00 8.70 20.00 40.00
4 40.00 5.80 20.00 20.00
5 20.00 2.90 20.00 0.00
Total 43.50 100.00 180.00

4.9. Depreciation:

S.No Type of Asset Cost of Asset Expected Life Depreciation

1 MACHINES 96.50 1YEAR 15.98
2YEAR 13.50
3YEAR 11.54
4YEAR 9.81

5.1. Pricing:

Product 1 Product 2 Product3

Amount Amount Amount
Total product cost per 20
unit (fixed
cost/unit+variable
/unit)+tax
Desired Profit 40
Sale Price (including tax) 40

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Profitability Projections:

S.N Particulars Amount (Rs)

o
Year- Year- Year- Year- Year-
1 2 3 4 5
A Sales realization 137 146 158 172 189
B Cost of producing

1 Raw materials 987.4 1093. 1249. 1249. 1249.

7 9 9 9
2 Utilities
3 Salaries/wages 84 96 108 116 124
4 Repairs & maintenance 30 32 34 36 38
5 Selling& distribution expenses 4.00 5.00 7.00 8.00 11.00
6 Administrative expenses 24 26 28 30 32
7 Interest 4.65 8.26 7.17 6.08 4.99
8 Rent 86 82 70 55 39
9 Misc. expenses 2.00 2.00 2.00 2.00 2.00
TOTAL –B (1 TO 9)
C Gross Profit/Loss (A-B) 60 152 213 215 218
D Less: Depreciation 90 52 52 52 52
E Income-tax 04 09 13 15 18
F Net profit/loss (C- (D+E) 34 91 148 148 148
G Repayment 7.13 7.70 7.78 7.78 7.78
H Retained surplus

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