Important Government Schemes Ministry of Agriculture

Contents

Ministry of Agriculture and Farmers Welfare 

1 Pradhan Mantri Kisan Maan Dhan Yojana 

2 Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) 

3 Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA) 

4 Pradhan Mantri Fasal Bima Yojana 

5 National Agriculture Market (eNAM) 

6 Pradhan Mantri Krishi Sinchai Yojana 

Let’s Practice 

Ministry of Agriculture and Farmers Welfare

1. Pradhan Mantri Kisan Maan Dhan Yojana

Launch Year: 2019

Funding: Central Sector Scheme

Objective: Scheme meant for old age protection and social security of Small and Marginal Farmers
(SMF)

Eligibility

 Only for Small and Marginal Farmers (SMFs)

 Entry age between 18 to 40 years
 Cultivable land up to 2 hectares as per land records of the concerned State/UT

Additional Requirement

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 Important Government Schemes Ministry of Agriculture

 Aadhaar card
 Savings Bank Account / PM- KISAN Account

Farmers who are not eligible for the scheme

 SMFs covered under any other statuary social security schemes such as Pradhan Mantri
Shram Yogi Maan Dhan Yojana (PM-SYM), National Pension Scheme (NPS), Employees’ State
Insurance Corporation scheme, Employees’ Fund Organization Scheme etc.
 Further, the following categories of bene ciaries of higher economic status shall not be
eligible for bene ts under the scheme:
All Institutional Land holders; Former and present holders of constitutional
posts like Ministers, Parliamentarians; All serving or retired officers; Income
Tax payee; Professionals like Doctors, Engineers, Lawyers, Chartered
Accountants etc.

Key Features

  xed pension of Rs 3,000/- will be provided to all eligible small and marginal farmers.
A
 I t is a voluntary and contribution based pension scheme.
 Farmers will have to contribute an amount between Rs 55 to Rs.200 per month in the Pension
Fund till they reach the retirement date i.e. the age of 60 years.
 The bene ciary would be required to contribute Rs 100 per month at median entry age of 29
years.
 
The Central Government will also make an equal contribution of the same amount in the
pension fund.
 
Spouses of the Small and Marginal farmers are also eligible to join the scheme separately
and they will also get separate pension of Rs 3000 when they reach the age of 60 years
 I f the farmer dies after the retirement date, the spouse will receive 50% of the pension i.e.
Rs.1500 per month as Family Pension.
 Pension will be paid to the farmers from a Pension Fund managed by the Life Insurance
Corporation of India.

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 Important Government Schemes Ministry of Agriculture

2. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Launch Year: 2019, Effective from 2018.

Funding Pattern: 100% funding from Central Government

Aim:

 Bene t 14.5 crore bene ciaries on the basis of the Agriculture Census, 2015-16.
 Supplement the nancial needs of the farmers in procuring various inputs to ensure proper
crop health and appropriate yields, commensurate with the anticipated farm income.

Objective: To provide income support to all eligible land-holding farmers and their families.

Eligibility: All farmer families in the country irrespective of the size of their landholdings.

Family comprises of husband, wife and minor children who owns cultivable land as per land
records of the concerned State/UT.

Exclusion: Institutional landholders, Present or retired o cers and employees of state/central

government as well as PSUs and government autonomous bodies, Bene ciaries with higher
economic status are not eligible, Income tax payee, Farmer families holding constitutional posts,
Professionals like doctors, engineers and lawyers, Retired pensioners with a monthly pension of
over Rs 10,000

Key Features

 
Bene t under Scheme: An amount of Rs 6000 per year in three equal installments of Rs 2,000
each every four months is released by the Central Government online directly into the bank
accounts of the eligible farmers.
 The entire responsibility of identi cation of bene ciary farmer families rests with the State /
UT Governments.
 Under the PM-KISAN Scheme, funds are not allocated and sanctioned State-wise.

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 Important Government Schemes Ministry of Agriculture

3. Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA)

Launch Year: 2018

Objective: Ensuring remunerative prices to farmers for their produce

Sub-Schemes:

Price Support Scheme (PSS)

 Under the PSS, physical procurement of pulses, oilseeds and copra will be done by Central
Nodal Agencies.
 Besides, NAFED and Food Cooperation of India will also take up procurement of crops under
PSS.
 The expenditure and losses due to procurement will be borne by the Centre.

Price De ciency Payment Scheme (PDPS)

 Under the PDPS, the Centre proposes to cover all oilseeds for which MSP is noti ed.
 The difference between the MSP and actual selling/modal price will be directly paid into the
farmer's bank account.
 Farmers who sell their crops in recognized mandis within the noti ed period can bene t from
it.
 Scheme does not involve any physical procurement of crops.

Pilot of Private Procurement & Stockist Scheme (PPPS)

 I n the case of oilseeds, States will have the option to roll out PPSSs in select districts.
 Under this, a private player can procure crops at MSP when market prices drop below MSP.
 The private player will then be compensated through a service charge up to a maximum of
15% of the MSP.

Key Features of PM-AASHA

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 Important Government Schemes Ministry of Agriculture

 Only one scheme i.e. PSS or PDPS may be made operational in one State with respect to one
commodity.
 States have the option to roll out PPSS on pilot basis in district/selected APMCs of district
involving the participation of private stockist for oilseeds.
 States/UTs are offered to choose either PSS or PDPS in a given procurement season with
respect to particular oilseeds crop for the entire State.
Only one scheme i.e PSS or PDPS may be made operational in one State with
respect to one commodity.

4. Pradhan Mantri Fasal Bima Yojana

Launch Year: 2016

Background:

Scheme replaced the all the earlier insurance schemes viz. Modi ed National Agricultural
Insurance Scheme (MNAIS), Weather-based Crop Insurance scheme, and the National Agriculture
Insurance Scheme (NAIS).

Aim: To reduce the premium burden on farmers and ensure early settlement of crop assurance
claim for the full insured sum.

Objectives

 To provide insurance coverage and nancial support to the farmers in the event of failure of
any of the noti ed crop as a result of natural calamities, pests & diseases.
 To stabilise the income of farmers to ensure their continuance in farming.
 To encourage farmers to adopt innovative and modern agricultural practices.
 To ensure ow of credit to the agriculture sector.

Eligibility: Enrolment under the Scheme has been made voluntary for all farmers

Budget Allocation 2021-22: Rs 16,000 crores

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 Important Government Schemes Ministry of Agriculture

Key Features

Risk Covered 

 Scheme provides comprehensive insurance coverage against crop loss—> pre-harvest + post-
harvest (Upto 14 days) + in case farmer didn’t sow seed because of contingency (25% of sum
insured)
 
For certain localized problems, Loss / damage resulting from occurrence of identi ed
localized risks like cloud burst and natural re, cyclone, typhoon etc.
 Add on coverage for crop loss due to attack of wild animals on pilot basis

Premium Burden

 There will be a uniform premium of only 2% for all Kharif crops and 1.5% for all Rabi crops. In
case of annual commercial and horticultural crops, the premium to be paid by farmers will be
only 5%.
 Cap on Centre’s Premium Subsidy:
 For unirrigated areas/crops, the central subsidy to be limited for premium rates up to
30%.
 For irrigated area/crops, the central subsidy to be limited for premium rates up to 25%.

e.g. If an insurance company charges 30% premium then Farmers will pay 2% and Centre will pay
14% and States 14%.

If a company charges 40% as premium, then also centre will pay only 14% and States will have to
incur the additional burden but the Farmers burden will not increase.

 
Central Share in Premium Subsidy to be increased to 90% for North Eastern States from the
existing sharing pattern of 50:50.
 
0.5% of the total premium collected by the insurance companies to be spent on Information,
Communication and Education (ICE) activities.

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 Important Government Schemes Ministry of Agriculture

Flexibility to states:

 States/UTs to be given an option to choose their scale of nance for any district crop
combination.
 States/UTs given option to run the scheme with the selection of additional risk covers.
 Penalty on states:
If a state delays to release requisite premium subsidy to insurance
companies beyond a set time-limit (March 31 – For Kharif Season; September
30 – For Rabi Season), states will not be allowed to run the scheme in
subsequent seasons.

Use of Technology

 I ntegration of land records with the PMFBY portal, Crop Insurance mobile-app for easy
enrollment, use of Remote Sensing Technology, Smart phones & Drones for quick estimation
of crop losses to ensure early settlement of claims.
 To conduct Crop Cutting Experiments (CCEs), there will be the adoption of technology
solutions including Smart Sampling Technique (SST).

Unit of Insurance

 The Scheme shall be implemented on an ‘Area Approach basis’ i.e., De ned Areas for each
noti ed crop for widespread calamities
 The Unit of Insurance can be a Geo-Fenced/Geo-mapped region having homogenous Risk
Pro le for the noti ed crop.

5.National Agriculture Market (eNAM)

Launch Year: 2016

Nodal Agency: Small Farmers’ Agribusiness Consortium (SFAC) with the technology provider-
NFCL’s iKisan division.

Budget Allocation 2021-22: 11,588 crore

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 Important Government Schemes Ministry of Agriculture

Objective

 to create a national e-market platform for transparent sale transactions and price discovery in
regulated markets.
 to enhance farmer’s accessibility digitally to multiple numbers of markets & buyers
 to bring transparency in trade transactions with the intent to improve price discovery
mechanism, quality commensurate price realization.

Eligibility to join eNAM

 States interested to integrate their mandis with eNAM are required to carry out following
three reforms in their APMC Act.
 Single trading license (Uni ed) to be valid across the state
 Single point levy of market fee across the state; and
 Provision for e-auction/ e-trading as a mode of price discovery

Steps taken to strengthen e-NAM

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 Important Government Schemes Ministry of Agriculture

 During COVID-19, FPO trading module has been launched in e-NAM where by FPOs can trade
their produce from their collection center without bringing the produce to APMC.
So far, 1844 FPOs have been on board on e-NAM platform.

 Additionally, Warehouse based trading module was also launched in e-NAM to facilitate trade
from warehouses based on e-NWR.
 e-NAM is now developing as “Platforms of Platform” to create a digital ecosystem that
leverage the expertise of individual platforms across various segments of agri. value
chain enabling the farmers to add value to their produce and facilitate them with ease of agri
marketing.
 
GPS Based e-NAM Mandi Locator: to help farmers to easily locate and reach the selected
mandis and sell their agri-produce.
 
Integration with AGMARKNET platform: Farmer can access the prevailing commodity prices &
arrival information of e-NAM mandi as well as non e-NAM mandi on e-NAM mobile app. prior
to even going to the mandi.
 e-NAM portal is available in English and 11 Indian languages (Hindi, Bengali, Marathi,
Gujarati, Tamil, Telugu, Punjabi, Odiya, Dogri, Malayalam and Kannada) to facilitate farmers
to use e-NAM in the language of their choice.

6. Pradhan Mantri Krishi Sinchai Yojana

Launch Year: 2015

Implemented by: Department of Agriculture, Cooperation and Farmers Welfare

Objectives:

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 Important Government Schemes Ministry of Agriculture

 Achieve convergence of investments in irrigation at the eld level

 Enhance cultivable area under assured irrigation (Har Khet ko pani).
 I mprove on - farm water use e ciency to reduce wastage and increase availability.
 Enhance the adoption of precision - irrigation and other water saving technologies (More crop
per drop).
 Ensure the integrated development of rainfed areas
 Promotional activities relating to water harvesting, water management and crop alignment
 Explore the feasibility of reusing treated municipal waste water.

Timeline and Funding

 Krishi Sinchayee Yojana with an outlay of Rs.50,000 crores for a period of 5 years (2015-16 to
2019-20)
 
Centrally Sponsored Scheme- Centre-States share in 75:25 ratio and in the case of the north-
eastern region and hilly states it will be 90:10.

Component and implementing agency

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 Important Government Schemes Ministry of Agriculture

 
Accelerated Irrigation Bene ts Programme (AIBP) - Implemented by Department of Water
Resources, River Development & Ganga Rejuvenation
The Accelerated Irrigation Benefit Programme (AIBP) was launched during
1996- 1997 to give loan assistance to the States to help them complete
some of the incomplete major/medium irrigation projects

 
PMKSY – Har Khet Ko Pani (HKKP) - Department of Water Resources, River Development &
Ganga Rejuvenation
Includes Command Area Development and Water Management (CADWM),
Surface-Minor Irrigation (SMI) and Repair, Renovation and Restoration (RRR)
of Water Bodies.

 
PMKSY-Per Drop More Crop (PDMC) - Implemented by Ministry of Agriculture & Farmers
Welfare.
Improving the efficiency of water usage by various initiatives like precision
water application devices, construction of micro-irrigation structures to
supplement source creation activities including tube wells and dug wells,
etc

 
PMKSY- Watershed Development Component (WDC) - Implemented by Department of Land
Resources
 Ridge territory treatment, seepage line treatment, soil and dampness protection, water
reaping and other watershed intercessions.

Key Features

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 Important Government Schemes Ministry of Agriculture

 PMKSY is to be implemented in an area development approach, adopting decentralized state

level planning and projectised execution,
 I t allows the states to draw their irrigation development plans based on district/blocks
plans with a horizon of 5 to 7 years.
 States can take up projects based on the District/State Irrigation Plan.
 All the States and Union Territories including North Eastern States are covered under the
programme.
 The National Steering Committee (NSC) of PMKSY under the chairmanship of Hon’ble Prime
Minister, will provide policy direction to programme framework.
 National Executive Committee (NEC) under the chairmanship of Vice Chairman of NITI Aayog
will oversee the programme implementation at national level, allocation of resources, inter-
ministerial coordination, monitoring & performance assessment, addressing administrative
issues etc.

Let’s Practice

Q.1) Under Pradhan Mantri Kisan Maan Dhan Yojana, a xed pension of _________ will be provided to
all eligible small and marginal farmers.

a) Rs 6,000

b) Rs 3,000

c) Rs 2,000

d) Rs 4,000

e) Rs 5,000

Answer: B

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 Important Government Schemes Ministry of Agriculture

Explanation:

  xed pension of Rs 3,000/- will be provided to all eligible small and marginal farmers.
A
 I t is a voluntary and contribution based pension scheme.

Q.2) Under which of the following schemes, an amount of Rs 6000 per year in three equal
installments is released by the Central Government online directly into the bank accounts of the
eligible farmers?

a) Pradhan Mantri Kisan Maan Dhan Yojana

b) Pradhan Mantri Annadata Aay Sanrakshan Abhiyaan

c) Pradhan Mantri Fasal Bima Yojana

d) Pradhan Mantri Kisan Samaan Nidhi

e) None of the Above

Answer: D

Explanation:

Bene t under Pradhan Mantri Kisan Samaan Nidhi

: An amount of

Rs 6000 per year

in three equal installments of

Rs 2,000

each every four months is released by the Central Government online directly into the bank
accounts of the eligible farmers.

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 Important Government Schemes Ministry of Agriculture

Q.3) Under Pradhan Mantri Fasal Bima Yojana, there will be a uniform premium of ________ for all
Kharif crops.

a) 2%

b) 1.5%

c) 3%

d) 5%

e) 8%

Answer: A

Explanation:

Under Pradhan Mantri Fasal Bima Yojana, there will be a uniform premium of only

2% for all Kharif crops

and

1.5% for all Rabi crops

. In case of annual

commercial and horticultural crops, the premium to be paid by farmers will be only 5%.

Q.4) Which of the following is/are the nodal agencies for implementing National Agriculture
Market?

a) Commission for Agricultural Cost and Prices

b) National Cooperative Development Corporation

c) Small Farmers’ Agribusiness Consortium

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 Important Government Schemes Ministry of Agriculture

d) Food Corporation of India

e) None of the Above

Answer: C

Explanation:

Nodal Agency for implementing National Agriculture Market

: Small Farmers’ Agribusiness Consortium (SFAC) with the technology provider- NFCL’s iKisan
division.

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Important Government Schemes Ministry of Agriculture

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