Investment-Linked Plans

Withdrawal Guideline

Note: The minimum withdrawal amount, fund balance after withdrawal and processing fee/charges for withdrawal may be varied by Prudential Assurance Malaysia
Berhad (“PAMB”) from time to time. If there is any inconsistency between this Withdrawal Guide and PAMB’s notice to the policyholder, the content in the notice shall
prevail.
Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee
Product Cover Code Channel Balance After Duration Policy
Withdrawal Amount Amount From Withdrawal Account Type Income Amount / Withdrawal
Withdrawal Inforce
IUA Only From IUA Only Per Annum Charge

4A1 Agency RM 1,000 RM 1,000

PRULink Assurance Account NA NA NA NA NA NA
4A2 Banca (BUA only) (BUA only)
4E1 Agency RM 1,000 RM 1,000
PRULink Education Account NA NA NA NA NA NA
4E2 Banca (BUA only) (BUA only)
RM 1,000 RM 5,000
InvestLink IV1 Banca NA NA NA NA NA NA
4th Series

(BUA only) (BUA only)

RM 1,000 RM 5,000
InvestLink Global IV2 Banca NA NA NA NA NA NA
(BUA only) (BUA only)
IV3 Banca RM 1,000 RM 5,000
PRULink Investor Account NA NA NA NA NA NA
IV4 Agency (BUA only) (BUA only)
IV5 Banca RM 1,000 RM 5,000
PRULink Global Investor Acc NA NA NA NA NA NA
IV6 Agency (BUA only) (BUA only)
5P1 Agency RM 1,000 RM 1,000
PRULink Assurance Plan NA NA NA NA NA NA
5B1 Banca (BUA only) (BUA only)
5E1 Agency RM 1,000 RM 1,000
PRULink Education Plan NA NA NA NA NA NA
5E2 Banca (BUA only) (BUA only)
PRULink Global Education 5G1 RM 1,000 RM 1,000
Agency NA NA NA NA NA NA
Plan 5G2 (BUA only) (BUA only)
RM 1,000 RM 1,000
5th Series

SmartKid Global 5G3 Banca NA NA NA NA NA NA

(BUA only) (BUA only)
5G4 Agency RM 1,000 RM 1,000
PRULink Global NA NA NA NA NA NA
5G5 Banca (BUA only) (BUA only)
RM 1,000 RM 1,000
LifeLink Global 5G6 Banca NA NA NA NA NA NA
(BUA only) (BUA only)

PRULink Guaranteed Account 5PGA Banca RM 1,000 RM 2,000 NA NA NA NA NA NA

Capital Guaranteed Plan 5CGP Banca RM 1,000 RM 2,000 NA NA NA NA NA NA

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee
Product Cover Code Channel Balance After Duration
Withdrawal Amount Amount From Withdrawal From Account Type Income Amount / Withdrawal
Withdrawal Policy Inforce
IUA Only IUA Only Per Annum Charge

RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
6P1 Agency RM 1,000 RM 1,000
PRULink Assurance Plan than RM 1,000, Not required indicated. NA NA NA
6B2 Banca (BUA+IUA/ BUA only) (BUA only)
only full Otherwise,
withdrawal is application will
allowed.) be rejected.)
RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
6E1 Agency RM 1,000 RM 1,000
PRULink Education Plan than RM 1,000, Not required indicated. NA NA NA
6E2 Banca (BUA+IUA/ BUA only) (BUA only)
only full Otherwise,
withdrawal is application will
6th Series

allowed.) be rejected.)
RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
RM 1,000 RM 1,000
SmartKid 6B1 Banca than RM 1,000, Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only)
only full Otherwise,
withdrawal is application will
allowed.) be rejected.)
RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
RM 1,000 RM 1,000
LifeLink 6B3 Banca than RM 1,000, Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only)
only full Otherwise,
withdrawal is application will
allowed.) be rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Balance After Duration Policy
Withdrawal Amount Amount From Withdrawal Account Type Income Amount Withdrawal
Withdrawal Inforce
IUA Only From IUA Only Per Annum Charge

RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
RM 1,000 RM 1,000
PRULink Assurance Plan 7PA Agency than RM 1,000, Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only)
only full Otherwise,
withdrawal is application will
allowed.) be rejected.)
RM 1,000
Required (Note:
(Note: If value
Fund type must
of IUA is less
RM 1,000 RM 1,000 be indicated.
PRULink Education Plan 7E1 Agency than RM 1,000, Not required NA NA NA
(BUA+IUA/ BUA only) (BUA only) Otherwise,
only full
application will
withdrawal is
be rejected.)
7th Series

allowed.)
RM 1,000
Required (Note:
(Note: If value
Fund type must
of IUA is less
RM 1,000 RM 1,000 be indicated.
SmartKid 7E2 Banca than RM 1,000, Not required NA NA NA
(BUA+IUA/ BUA only) (BUA only) Otherwise,
only full
application will
withdrawal is
be rejected.)
allowed.)
RM 1,000
Required (Note:
(Note: If value
Fund type must
7L1 of IUA is less
RM 1,000 RM 1,000 be indicated.
LifeLink 7L2 Banca than RM 1,000, Not required NA NA NA
(BUA+IUA/ BUA only) (BUA only) Otherwise,
7L3 only full
application will
withdrawal is
be rejected.)
allowed.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL
Minimum Minimum Fund Minimum Withdrawal
Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Balance After Duration Policy
Withdrawal Amount Amount From Withdrawal Account Type Income Amount Withdrawal
Withdrawal Inforce
IUA Only From IUA Only Per Annum Charge
RM 1,000
Required (Note:
(Note: If value
Fund type must
of IUA is less
RM 1,000 RM 1,000 be indicated.
Alliance MyLifestyle 7L4 Banca than RM 1,000, Not required NA NA NA
(BUA+IUA/ BUA only) (BUA only) Otherwise,
only full
application will
withdrawal is
be rejected.)
allowed.)
RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
RM 1,000 RM 1,000
PRULink One 7PO Agency than RM 1,000, Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only) only full Otherwise,
withdrawal is application will
allowed.) be rejected.)
RM 1,000 Required
(Note: If value (Note: Fund
7th Series

of IUA is less type must be

RM 1,000 RM 1,000
PRULife Ready 7LR Agency than RM 1,000, Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only) only full Otherwise,
withdrawal is application will
allowed.) be rejected.)
RM 500
(Note:
If value of IUA is Required Withdrawal
RM 1,000
less than RM (Note: Fund Processing Fee:
(Accumulation
RM 2,000 1,000 type must NOT RM 25
PRULife Ready with RM 1,000 Period)
7LR Agency (BUA+IUA/ BUA only/ (Accumulation be indicated. RM 500 NA (Withdrawal
PRULifestyle Saver attached (BUA+IUA/ BUA only) or
IUA only) Period)/ RM Otherwise, from
RM 5,000 BUA+IUA/ IUA
5,000 (Payout application will
(Payout Period) only)
Period), only be rejected.)
full withdrawal
is allowed.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL
Minimum Minimum Fund Minimum Withdrawal
Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee
Product Cover Code Channel Balance After Duration Policy
Withdrawal Amount Amount From Withdrawal Account Type Income Amount / Withdrawal
Withdrawal Inforce
IUA Only From IUA Only Per Annum Charge

RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
7C1 RM 1,000 RM 1,000 indicated.
PRUMy Child Agency than RM 1,000, Not required NA NA NA
7CY (BUA+IUA/ BUA only) (BUA only) Otherwise,
only full
withdrawal is application will
allowed.) be rejected.)

RM 500
(Note:
If value of IUA is Required
RM 1,000 Withdrawal
less than RM (Note: Fund
(Accumulation Processing Fee:
RM 2,000 1,000 type must NOT
Period)
7th Series

PRUMy Child with 7C1 RM 1,000 RM 25

Agency (BUA+IUA/ BUA only/ (Accumulation be indicated. RM 500 NA
PRUEdusaver attached 7CY (BUA+IUA/ BUA only) or (Withdrawal
IUA only) Period)/ RM Otherwise,
RM 5,000 from BUA+IUA/
5,000 (Payout application will
(Payout Period) IUA only)
Period), only be rejected.)
full withdrawal
is allowed.)

NA
7K1 RM 1,000 Required
7Y1 (Note: If value (Note: Fund
7K2 of IUA is less type must be
RM 1,000 RM 1,000
PRUMy Kid 7Y2 Banca than RM 1,000, Not required indicated. NA NA
(BUA+IUA/ BUA only) (BUA only)
7K5 only full Otherwise,
7Y5 withdrawal is application will
7K3 allowed.) be rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL
Minimum Minimum Fund Minimum Withdrawal
Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee
Product Cover Code Channel Balance After Duration Policy
Withdrawal Amount Amount From Withdrawal Account Type Income Amount / Withdrawal
Withdrawal Inforce
IUA Only From IUA Only Per Annum Charge

RM 500
(Note:
7K1 If value of IUA is Required
RM 1,000 Withdrawal
7Y1 less than RM (Note: Fund
(Accumulation Processing Fee:
7K2 RM 2,000 1,000 type must NOT
PRUMy Kid with RM 1,000 Period) RM 25
7Y2 Banca (BUA+IUA/ BUA only/ (Accumulation be indicated. RM 500 NA
PRUEdusaver attached (BUA+IUA/ BUA only) or (Withdrawal
7K5 IUA only) Period)/ RM Otherwise,
RM 5,000 from BUA+IUA/
7Y5 5,000 (Payout application will
(Payout Period) IUA only)
7K3 Period), only be rejected.)
full withdrawal
is allowed.)

RM 1,000 Required
(Note: If value (Note: Fund
of IUA is less type must be
7th Series

RM 1,000 RM 1,000
Alliance MyJunior 7K4 Banca than RM 1,000, Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only)
only full Otherwise,
withdrawal is application will
allowed.) be rejected.)

RM 500
(Note:
If value of IUA is Required Withdrawal
RM 1,000
less than RM (Note: Fund Processing Fee:
(Accumulation
RM 2,000 1,000 type must NOT RM 25
Alliance MyJunior with RM 1,000 Period)
7K4 Banca (BUA+IUA/ BUA only/ (Accumulation be indicated. RM 500 NA (Withdrawal
PRUEdusaver attached (BUA+IUA/ BUA only) or
IUA only) Period)/ RM Otherwise, from
RM 5,000 BUA+IUA/ IUA
5,000 (Payout application will
(Payout Period) only)
Period), only be rejected.)
full withdrawal
is allowed.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Fund Minimum
Minimum Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Balance After Duration Policy
Withdrawal Amount Amount From Withdrawal Account Type Income Amount Withdrawal
Withdrawal Inforce
IUA Only From IUA Only Per Annum Charge
RM 1,000 Required
RM 1,000 (Note: If value (Note: Fund
(BUA+PUA+IUA/ of IUA is less type must be
RM 5,000
PRULink Million 7P6 Agency BUA+PUA/ BUA+IUA/ than RM 1,000, Not required indicated. NA NA NA
(BUA only)
PUA+IUA/ BUA only/ only full Otherwise,
PUA only) withdrawal is application will
allowed.) be rejected.)
RM 1,000 Required
RM 1,000 (Note: If value (Note: Fund
(BUA+PUA+IUA/ of IUA is less type must be
RM 5,000
PRUMy Gift 7P7 Banca BUA+PUA/ BUA+IUA/ than RM 1,000, Not required indicated. NA NA NA
(BUA only)
PUA+IUA/ BUA only/ only full Otherwise,
PUA only) withdrawal is application will
7th Series

allowed.) be rejected.)
RM 1,000 Required
RM 1,000 (Note: If value (Note: Fund
(BUA+PUA+IUA/ of IUA is less type must be
RM 5,000
PRUMy Legacy 7P8 Banca BUA+PUA/ BUA+IUA/ than RM 1,000, Not required indicated. NA NA NA
(BUA only)
PUA+IUA/ BUA only/ only full Otherwise,
PUA only) withdrawal is application will
allowed.) be rejected.)
RM 1,000 Required
RM 1,000 (Note: If value (Note: Fund
(BUA+PUA+IUA/ of IUA is less type must be
RM 5,000
PRULife Partner 7P5 Agency BUA+PUA/ BUA+IUA/ than RM 1,000, Not required indicated. NA NA NA
(BUA only)
PUA+IUA/ BUA only/ only full Otherwise,
PUA only) withdrawal is application will
allowed.) be rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum

Minimum Fund Minimum Withdrawal
Minimum Withdrawal Balance After Withdrawal By Guaranteed
Product Cover Code Channel Balance After Duration Processing Fee /
Withdrawal Amount Amount From Withdrawal Account Type Income Amount
Withdrawal Policy Inforce Withdrawal Charge
IUA Only From IUA Only Per Annum

Required
RM 1,000
(Note: Fund type
(Note: If value of
must be
RM 1,000 RM 5,000 IUA is less than
PRUWealth PWO Agency Not required indicated. NA NA NA
(BUA+IUA/ BUA only) (BUA only) RM 1,000, only
Otherwise,
full withdrawal is
application will
allowed.)
be rejected.)
7th Series

Policy year 4 Withdrawal

onwards Charge*:
provided all 3 Policy Year 1-3: NA
RM 10,000 RM 4,000
PRUSignature 7PY Banca NA NA NA NA years Policy Year 4: 6%
(BUA only) (BUA only)
premiums Policy Year 5: 3%
have been Policy Year 6 and
paid above: None

RM 500 Required
(Note: (Note: Fund type
If value of IUA is must be
PRUSmart Gain PSG Banca NA NA less than RM Not required indicated. NA NA NA
500, only full Otherwise,
withdrawal is application will
allowed.) be rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Minimum Fund Minimum
Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Withdrawal Balance After Duration Policy
Amount From IUA Withdrawal From Account Type Income Amount Withdrawal
Amount Withdrawal Inforce
Only IUA Only Per Annum Charge

Required
RM 500
(Note: Fund type Withdrawal
(Note:
must be Processing fee of
RM 100 RM 50,000 If value of IUA is
PRUMy Treasure PMT Banca Not required indicated. NA NA RM 25
(BUA only) (BUA only) less than RM 500,
Otherwise, (Withdrawal from
only full withdrawal
application will be BUA only)
is allowed.)
rejected.)
Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
MLN RM 1,000 IUA is less than RM
PRUWith You Agency (BUA+IUA/ BUA Not required indicated. NA NA NA
MLS (BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)
Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
RM 1,000 IUA is less than RM
PRULink Cover PLC Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)
Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
PRW RM 1,000 IUA is less than RM
PRUMillion Cover Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
PRS (BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum

Minimum Minimum Fund Minimum Withdrawal
Withdrawal Balance After Withdrawal By Guaranteed
Product Cover Code Channel Withdrawal Balance After Duration Policy Processing Fee /
Amount From IUA Withdrawal From Account Type Income Amount
Amount Withdrawal Inforce Withdrawal Charge
Only IUA Only Per Annum

Withdrawal Charge*
(Only applicable to
withdrawal from
BUA+IUA/ BUA only)

Policy with 10 years

premium pay
Policy Year 1-5: NA
RM 500 Required Policy Year 6: 3%
(Note: (Note: Fund type Policy Year 7: 1%
Policy year 6
RM 5,000 If value of IUA is RM 5,000 must be Policy Year 8 and
PSI RM 1,000 onwards for
PRUSignature Infinite Banca (BUA+IUA/ BUA less than RM 500, (BUA+IUA/ BUA indicated. NA above: None
PSS (BUA only) withdrawal
only/ IUA only) only full only/ IUA only) Otherwise,
from BUA
withdrawal is application will be Policy with 20 years
allowed.) rejected.) premium pay
Policy Year 1-5: NA
Policy Year 6: 10%
Policy Year 7: 8%
Policy Year 8: 6%
Policy Year 9: 4%
Policy Year 10: 2%
Policy Year 11 and
above: None

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum

Minimum Minimum Fund Minimum Withdrawal
Withdrawal Balance After Withdrawal By Guaranteed
Product Cover Code Channel Withdrawal Balance After Duration Policy Processing Fee /
Amount From IUA Withdrawal From Account Type Income Amount
Amount Withdrawal Inforce Withdrawal Charge
Only IUA Only Per Annum

RM 500 Required
(Note: (Note: Fund type After end of
If value of IUA is must be premium
RM 1000 RM 5000
PRUSignature Income SCC Banca less than RM 500, Not required indicated. NA payment term NA
(BUA only) (BUA only)
only full Otherwise, for withdrawal
withdrawal is application will be from BUA
allowed.) rejected.)

RM 500 Required
(Note: (Note: Fund type
If value of IUA is must be
PRUMax Gain HYA Banca NA NA less than RM 500, Not required indicated. NA NA NA
only full Otherwise,
withdrawal is application will be
allowed.) rejected.)

RM 500 Required
(Note: (Note: Fund type
If value of IUA is must be
PRUSignature SE HYB Banca NA NA less than RM 500, Not required indicated. NA NA NA
only full Otherwise,
withdrawal is application will be
allowed.) rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum

Minimum Minimum Fund Minimum Withdrawal
Withdrawal Balance After Withdrawal By Guaranteed
Product Cover Code Channel Withdrawal Balance After Duration Policy Processing Fee /
Amount From IUA Withdrawal From Account Type Income Amount
Amount Withdrawal Inforce Withdrawal Charge
Only IUA Only Per Annum

Required
USD 1,000
(Note: Fund type
(Note: If value of
USD 1,000 must be
USD 5,000 IUA is less than
PRUSignature Prime IVS Banca (BUA + IUA/ BUA Not required indicated. NA NA NA
(BUA only) USD 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
RM 5,000 IUA is less than RM
PRUSignature Invest IVL Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
RM 5,000 IUA is less than RM
PRULink Investor Account IVA Agency (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum

Minimum Minimum Fund Minimum Withdrawal
Withdrawal Balance After Withdrawal By Guaranteed
Product Cover Code Channel Withdrawal Balance After Duration Policy Processing Fee /
Amount From IUA Withdrawal From Account Type Income Amount
Amount Withdrawal Inforce Withdrawal Charge
Only IUA Only Per Annum

Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
RM 5,000 IUA is less than RM
PRUWealth Plus PWP Agency (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

RM 1,000 Required (Note:

(Note: If value of Fund type must
RM 1,000
RM 5,000 IUA is less than RM be indicated.
PRUWealth Max PWM Agency (BUA+IUA/ BUA Not required NA NA NA
(BUA only) 1,000, only full Otherwise,
only)
withdrawal is application will be
allowed.) rejected.)

Required
RM 1000
(Note: Fund type
(Note:
RM 1,000 must be
RM 5,000 If value of IUA is
PRUMax Cover PXC Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) less than RM 1,000,
only) Otherwise,
only full withdrawal
application will be
is allowed.)
rejected.)

Required
RM 500
(Note: Fund type
(Note:
must be
If value of IUA is
PRUMy Gift PMG Banca NA NA Not required indicated. NA NA NA
less than RM 500,
Otherwise,
only full withdrawal
application will be
is allowed.)
rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum

Minimum Minimum Fund Minimum Withdrawal
Withdrawal Balance After Withdrawal By Guaranteed
Product Cover Code Channel Withdrawal Balance After Duration Policy Processing Fee /
Amount From IUA Withdrawal From Account Type Income Amount
Amount Withdrawal Inforce Withdrawal Charge
Only IUA Only Per Annum

Required
USD 1,000
(Note: Fund type
(Note: If value of
USD 1,000 must be
USD 5,000 IUA is less than USD
PRUGlobal Series FXC Banca (BUA + IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

Required
SGD 1,000
(Note: Fund type
(Note: If value of
SGD 1,000 must be
SGD 5,000 IUA is less than SGD
PRUGlobal Series FXC Banca (BUA + IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

Required
AUD 1,000
(Note: Fund type
(Note: If value of
AUD 1,000 must be
AUD 5,000 IUA is less than
PRUGlobal Series FXC Banca (BUA + IUA/ BUA Not required indicated. NA NA NA
(BUA only) AUD 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

Required
GBP 1,000
(Note: Fund type
(Note: If value of
GBP 1,000 must be
GBP 5,000 IUA is less than GBP
PRUGlobal Series FXC Banca (BUA + IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Minimum Fund Minimum
Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Withdrawal Balance After Duration Policy
Amount From IUA Withdrawal From Account Type Income Amount Withdrawal
Amount Withdrawal Inforce
Only IUA Only Per Annum Charge

Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
RM 1,000 IUA is less than RM
PRUMillion Cover 2.0 PMC Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)
Required
RM 1,000
(Note: Fund type
(Note: If value of
RM 1,000 must be
RM 1,000 IUA is less than RM
PRUSignature Assure PLS Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)

RM 5,000
(BUA only
Note: The Reduced
Single Premium
after partial
RM 5,000
PRULink Growth MAR Banca withdrawal shall NA NA NA NA NA NA
(BUA only)
not be less than
the minimum
Single Premium
allowed for this
product)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Minimum Fund Minimum
Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Withdrawal Balance After Duration Policy
Amount From IUA Withdrawal From Account Type Income Amount Withdrawal
Amount Withdrawal Inforce
Only IUA Only Per Annum Charge

Withdrawal
Required Policy year 4 Charge* (for
RM 1,000
(Note: Fund type onwards withdrawal from
(Note: If value of
must be provided all 3 BUA only):
RM 10,000 RM 4,000 IUA is less than RM
PRULink Supreme BLP Banca Not required indicated. NA years premiums Policy Year 1-3: NA
(BUA only) (BUA only) 1,000, only full
Otherwise, have been paid Policy Year 4: 6%
withdrawal is
application will be (for withdrawal Policy Year 5: 3%
allowed.)
rejected.) from BUA only) Policy Year 6 and
above: None

Required
RM 1,000 (Note: Fund type
(Note: If value of
RM 1,000 must be
RM 5,000 IUA is less than RM
PRUSignature Vanguard PWB Banca (BUA+IUA/ BUA Not required indicated. NA NA NA
(BUA only) 1,000, only full
only) Otherwise,
withdrawal is
application will be
allowed.)
rejected.)
RM 1,000
Required
(Note: If
(Note: Fund type
RM 5,000 value of IUA RM 5,000
must be
RM 1,000 (BUA+IUA/ is less than (BUA+IUA/
PRUSignature Ace SPL Banca indicated. NA NA NA
(BUA only) BUA only/ RM 1,000, BUA only/
Otherwise,
IUA only) only full IUA only)
application will be
withdrawal
rejected.)
is allowed.)

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
1. WITHDRAWAL

Minimum Minimum Fund Minimum Withdrawal

Minimum Minimum Fund Minimum
Withdrawal Balance After Withdrawal By Guaranteed Processing Fee /
Product Cover Code Channel Withdrawal Balance After Duration Policy
Amount From IUA Withdrawal From Account Type Income Amount Withdrawal
Amount Withdrawal Inforce
Only IUA Only Per Annum Charge

Withdrawal
Charge* (for
withdrawal from
BUA only):
Policy Year 1: 50%
Policy Year 2: 20%
RM 1,000 RM 5,000 Policy Year 3: 15%
PRUElite Invest SVP Agency NA NA NA NA NA
(BUA only) (BUA only) Policy Year 4: 10%
Policy Year 5: 8%
Policy Year 6: 5%
Policy Year 7: 4%
Policy Year 8: 2%
Policy Year 9 and
above: None

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
2. STRUCTURED WITHDRAWAL

Minimum Guaranteed
Minimum Minimum Fund Balance After Duration of Structured Withdrawal Processing Fee /
Product Cover Code Channel Income Amount Per
Withdrawal Amount Structured Withdrawal Withdrawal Withdrawal Charge
Annum

4IC
PRURetirement Growth 4IB
Agency Min (RM 10,000 or 10% of Minimum: 12 months Withdrawal Processing Fee:
/ RetireGuard (SP) / Alliance 4ID RM 100 NA
Banca Initial Single Premium) Maximum: 36 months RM 25
MyRetirement (SP) 4IE
4IA

PRURetirement Accumulator 6RA Minimum: 12 months

Agency Withdrawal Processing Fee:
/ RetireGuard (RP) / Alliance 6RG RM 100 RM 10,000 RM 1,200
Banca Maximum: 36 months RM 25
MyRetirement (RP) 6RR
Retirement Plans

PRURetirement Reward
7P1
/ PRURetirement Income Agency Minimum: 12 months Withdrawal Processing Fee:
7P3 RM 100 RM 5,000 RM 840
(Not Opt For Annuity Tax Banca Maximum: 36 months RM 25
7P9
Relief)

7P1
PRURetirement Reward 7P3
Agency Max (RM 5,000 or Minimum Minimum: 12 months Withdrawal Processing Fee:
/ PRURetirement Income 7P9 RM 100 RM 840
Banca Retention Amount set by LIAM) Maximum: 36 months RM 25
(Opt For Annuity Tax Relief) 7P2
7P4

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023
 WITHDRAWAL GUIDELINE Investment-Linked Plans
3. PARTIAL WITHDRAWAL

Minimum Minimum Current Single Premium Withdrawal Processing Fee /

Product Cover Code Channel
Withdrawal Amount After Partial Withdrawal Withdrawal Charge
Retirement

PRURetirement Growth Plus 4P1

Agency RM 1,000 of Single Min (RM 10,000 or 50% of Withdrawal Processing Fee:
/ PRURetire Premier 4P3
Banca Premium Initial Single Premium) RM 25
Plans

4P2

4. FLEXIBLE WITHDRAWAL

Minimum Fund Balance After Minimum Fund Balance After Minimum Guaranteed
Minimum Withdrawal Processing Fee /
Product Cover Code Channel Flexible Withdrawal During Flexible Withdrawal During Income Amount Per
Withdrawal Amount Withdrawal Charge
Accumulation Period Payout Period Annum

4IC
PRURetirement Growth 4IB
4ID Agency Min (RM 10,000 or 10% of Min (RM 10,000 or 10% of Withdrawal Processing Fee:
/ RetireGuard (SP) / Alliance RM 100 NA
4IE Banca Initial Single Premium) Initial Single Premium) RM 25
MyRetirement (SP)
4IA
PRURetirement Accumulator 6RA
Agency Withdrawal Processing Fee:
/ RetireGuard (RP) / Alliance 6RG RM 1,000 RM 4,000 RM 10,000 RM 1,200
Banca RM 25
Retirement Plans

MyRetirement (RP) 6RR

PRURetirement Reward
7P1
/ PRURetirement Income Agency Withdrawal Processing Fee:
7P3 RM 500 RM 1,000 RM 5,000 RM 840
(Not Opt For Annuity Tax Banca RM 25
7P9
Relief)
7P1
PRURetirement Reward 7P3
Agency Max (RM 1,000 or total annuity Max (RM 5,000 or Minimum Withdrawal Processing Fee:
/ PRURetirement Income 7P9 RM 500 RM 840
Banca tax relief claimed up to date) Retention Amount set by LIAM) RM 25
(Opt For Annuity Tax Relief) 7P2
7P4

*Withdrawal Charge is a percentage of the withdrawal amount.

Updated as of 15/04/2023