Digital Payments

for a Trusted World

 Our purpose
Our raison d’être

“We design and operate leading digital payment and

transactional solutions that enable sustainable
economic growth and reinforce trust and security in our
societies. We make them environmentally friendly,
widely accessible and support social transformation.”

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

2 | 2021
 Our values
Defining our corporate culture

Innovation Excellence
Whether a product or a process, big or small, A trusted world is built on superior results – and
disruptive or incremental, our definition of innovation we don’t settle for less. We set ambitious targets.
goes beyond just generating new, great ideas. Our We have the best experts who brilliantly deliver
definition of success is bringing these ideas to life, on the commitments we make. We don’t rest on
and with that, making tangible improvements for our laurels and we constantly progress to
customers, society and employees. continue realising our purpose.

Cooperation Empowerment
Our whole is greater than the sum of our parts – Empowerment is a two-way street. On the one
we build long-lasting relationships with our co- hand, we are trusted and supported by
workers, clients and ecosystem. We put our egos Worldline’s leaders to realise our full potential.
aside to realise our common purpose. We support On the other hand, we are accountable for our
each other and share successes, large and small, own journey and don’t hesitate to take action.
on the journey towards a trusted world.

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

3 | 2021
Our history
defined by growth and innovation

1973 2006 2014 2017 2019 End of 2020

We win the first We acquire We are listed We acquire First Data We are the new Commercial
ever contract for Banksys and on the French Baltics, Digital River European acquiring
bank card BCC (Bank Card stock market World Payments, MRL Payments alliance with
transactions Company) Posnet and Diamis Champion ANZ Bank

2004 2013 2016 2018 2020 2021

We become We become We acquire Equens Strategic partnership Creation of a We acquire
Atos Worldline Worldline and PaySquare and between Worldline new world-class Cardlink, Axepta
form an alliance with and SIX. leader in payment Italy,
2,500 people 7,100 people
Komerční banka. services Handelsbanken
€400 million revenue €1.1 billion revenue card acquiring
We acquire
17 countries SIX Payment We acquire activities
We launch TRUST
2020, our CSR Services Ingenico
program 20,000 people
€. 4.81 BN revenue
50+ countries

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

4 | 2021
 Global presence
with a strong local expertise

Europe
Austria Hungary Slovakia
Belgium Italy Slovenia
Croatia Latvia Spain
Czech Republic Lithuania Sweden
Denmark Luxembourg Switzerland
Estonia Malta The Netherlands
Finland Norway Turkey
France Poland Ukraine
Germany Portugal United Kingdom
Russian Federation
America
Argentina Chile Paraguay
Bolivia Colombia USA
Brazil Costa Rica Uruguay
Canada Ecuador Venezuela
The Caribbean Peru
Central America Mexico

Africa & Middle-East

20,000+
Morocco South Africa
Worldliners
Asia Pacific
In 50+ countries/territories Australia Japan Taiwan
China Malaysia Thailand
Commercial presence in 170+ countries Hong Kong
India
New Zealand
Philippines
Vietnam

Indonesia Singapore

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

5 | 2021
 We connect worlds and pass on trust
Worldline is at your side making your world safer and easier!

08:30 09:30 10:30 11:00 12:00

I use a contactless card I receive an alert announcing When walking around town, I transfer funds to my mobile I make a lunch reservation,
to take the subway my train’s delay and suggesting I receive a promotional offer wallet from my bank’s website using the restaurant’s
another connection from my favourite supermarket smartphone app

13:00 13:30 15:30 17:15 17:30

I pay for lunch on the terrace I book tickets online for a I check my bank My connected health-monitoring I withdraw cash
by card concert this weekend using account online device makes sure I never forget at an ATM
my credit card to take my medicine

18:00 18:15 21:00 23:30

I drive to my friends’ home I fill up the car We participate in our favourite Back at home, the
and get a low fuel warning with my fuel card interactive TV show. I check the temperature is perfect.
from my connected car app heating temperature at home on I go to bed
my phone and turn it down

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

6 | 2021
 Transforming the digital payment ecosystem

Real-time and high-volume processing Visible-light communication

Blockchain / Stablecoins & CBDC Cryptography / Identity
Data protection & privacy SmartBots
Autonomous Payment Conversational / Voice & touch
API management IOT/M2M
Artificial Intelligence Fraud & Anomaly detection
Machine Learning & RPA Biometry and continuous authentication
Innovation Real-time analytics
Powering the global transition
to a cashless economy

User Trusted Performance

experience services & intelligence

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

7 | 2021
 A great place to work
Our talented workforce is one of the most important drivers of Worldline’s growth and success. We
invest in providing a workplace that supports well-being, promotes diversity and helps our employees
acquire and develop the skills and experience they need to grow and progress.

Tech savvy Fulfil your potential

Being a global, forefront player in payments our digital
first business use modern tech-stacks and agile ways to
delight our customers with solutions for their needs. Our
four major business verticals covers most of the payment
landscape incorporating a number of techniques,
platforms and solutions that handles billions of
transactions yearly.
If you’re looking for the best environment imaginable for developing
and managing your career, you’ve landed on your feet at Worldline. If
you have recently joined the Group, you will be given access to
induction processes, systems and tools to help you pick up new skills
and knowledge.
Our e-learning tool alone includes access to +10,000 courses.

Innovation & collaboration Friendly environment

In order to stay ahead of our competition, we invest
aprox. 5-6% of our turnover in platforms and innovative
solutions every year. We also organize hackatons, loads
of workshops, techforums and have +300 members in our
expert community.
A feeling of enthusiasm and energy is everywhere as you walk
through our work spaces. You sense that people are happy to be
here. Team spirit, smiles, passion and, dare we say it... people at
Worldline are nice.

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

8 | 2021
 Corporate Social Responsibility
At Worldline, achieving our Corporate Social Responsibility (CSR) and business
performance objectives are two sides of the same coin.

Gold level 1st

on the EcoVadis assessment of company to identify and work
Worldline’s sustainable supply chain towards to the carbon neutrality of
(86/100 in 2020) its activities in the payment industry

Platinium level 81%

top 1% of the most sustainable of our employees have a
companies in all sectors, worldwide positive perception of
(EcoVadis rating 2020) diversity within the company

78%
of our employees consider that
Worldline is a friendly place to work

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

9 | 2021
 Find out more online

Follow our events on our

fairs micro-site >

For latest news, business insights, product To the 2020 Follow Emilie & Jack’s Watch the latest webinars
brochures, infographics and reports, visit our Integrated Report > digital adventures > on our channel >
Knowledge Hub >

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

10 | 2021
THANK YOU
FOR YOUR ATTENTION

Digital payments for a trusted world | Worldline Corporate Presentation | © Worldline

11 | 2021