SSN 1859-2005 FINANCIAL & MONETARY MARKET REVIEW sree moe THUONG ’ PNM em Ceme ken Nt VIET NAM - HAN QUOC 2018: Thuc day hgp tac trong AGRIBANK Yas key) EUR ei mur Ti) céng nghiép 4.0 roe ME marelil |nae Tete 2 oman ego ome Ur HE EIR Rey |” loner ism see 5 manger ar mara rar Nomconer aun sp eco rh en ead eeenen ll} Simca ‘S.naan e hane SEES mannan ‘eer oe 16 ous mca ig oa drone me AP mt ante er ag sin any pone 20 toy ay leone so Toasout mmr wom 23a (Som han cnr a oa see ripen 24 Teaco ae ase agresor snow eos ea tinamgihietsencren 30 bik hae an rata Stenson rengenna este wgembscroin Too Teen nce, 24 Matos am EM cutee mihonsomnsrens SMES! oy montcumrmmumasifarncns geaeey |? euetiennnee eS cae i eeepenseaeeicrese eee Eee am | Bamentenmeraetes esate eet caine Sey wuemaurendmine a ioe nal eats SZ ‘uining actin a8 ‘oatean foion (01: 20.000 ang 8 wont = BIDVS Wu e zo) | aiamctcees ana ‘BgN v}TALTRG TAP CHITHI TRUONG TAI CHINA TIEN TE CHO SINH VIEN HOC VIEN NGAN HANGNGUGN VON cA TG CHUc TAI CHINH VI MO TAI VIET NAM 1m POS, 5. HA THI THE DAO sm mis. ren nuvEN an HAL NAY ANA 17908 NAY ae TAP 99018 NAY ourer ANG: nr=18 ‘Tom tt: 83 viet tp trung phan eh ng vin cia cic 6 cht chinh vl me (TCH) le Ham. Vic phan te ce seu bdo co duoc cng B chin tet ce nguén ham khdo tn ey cho thy ngubn wn cba cae "TcTev4 tl vig Nam bao gh ba ol () Ten it kiem ea khach hang thadng chem rong. c y ‘en gute am bat bude (Ven vey ty ccc tn dung ceo ehue kaa thueng mang tinh tr theo cin Sch cla chin quéo ti than (1) Von ch sth al nguén hin a vin gop va wan cy (Tt nua Fang nam)-B6ng tot cng ae xu moe kniyén nahi 6 vt ce TCTCUM nom bao dam ngudn Wn cho CS ‘hue nay hoa dg, “Tura: NgUON von host dong t6 chat cin vm. vet Nam. ‘APTTAL SOURCES OF MICROFINANCE INSTITUTIONS IN VIET NAM AbstracteTe research focuses on capital sources of microfinance institutions (MF in Viet Nam. By analyzing ‘he offical published data fom eliabe sources he rsearh sows that funds rom MF in Ve Ham consist ot ‘vee types () Saving deposts of cents accountng fra small proportion. mainly compulsory savings deposits (Loans trom credit nsttutions eter organization are usual supported through the plies of he provindal erties: (i) Equtty has two main soures of donated cepal and anna retalned earnings. Geiss. The ‘esearch alo proposes some recommencatons for Mls to ensure funding for MF sustainable operation, ieyword: Funding micotinonceinstutions (HFS) Viet Nom, un wn hoat dong TEM dong anv in tupt minh. vgcmé rong KNd—__Hagt dong TC c6 dng gop un aio quanttong dl yoisy phat nang Uép in cong gop ohn ux ong Tong aus Un a tng ma een cua TCIM va gan en vel_wong vc cng c6 tinh én ving cle _tep can cen yt chin pte acu i dan i sy pat uién cha TCTCM guy. Nad. LE & Nouyén. chinh toon len dn we nach hang Fost dng TOM va TCTWM bso am 2011: Nguyen & Le 2018) Do Ahong TCM. Tw vs. ngudn WE heat Ged ‘Khanang tgp cin (theo chigu rg va_Ranchevéwncan td vlecmb rng ceca TCTIM tai it Nam vn cn Ra ‘Qu 30) tinh ben yong (ve Roat chuong tr TEM va ign cho cic ehé én vn hua 3p tng dw lng fl cin va thé ce) va) suatTCTCM 2b niga mut 66 Ben em nang ton vem au pn Sinh (ROA OE) Tong 20 nh én wong Kdcnhau nén viet te nqubn TCV ca nguo c, Do de vie ‘ang cinco én tng a cc wn cho cc 16 cha nay cong la mot dng v8 dy tt aguén von hogt ng TIC cot mo rong ka nang vin de then chat. TEM van f met tong 55 hong UE rw cm rt 285 85-2018- ER ed e ‘Bang 1. Thong tn v6 ce TCTCUM teu bigu tal Viet Mam i dn 31/12/2017 me |= Tee oa a TR TR aR | aa RR CTT — ae ed Tae TTR RTE ga lon a at sy pa tn TOM & ‘et Nam (aD8, 2000, Puzes. 2002: BWP, 2006 Ch. 2016). Chon vt vy thong qua eu tho cp dog tm hap th MO Market (uby/unnernimarietoca) Ba vt {én hao phan te thy wang gun Wn ca cc TCTVM (00 Ew mbt SSkouyen nh co ac TIC. 4. aor mu cums VE cc CHUONG “ell, Dy A, TCT TA aT Na yaa cch hc phan op CTO ‘a MOC Maret hig a co 80 TEM (khong tinh den Ngan hdng Noog Poh va Pit tnén nang ton Wee Nam) doc gh nan tt et Nar be 6m trong cd ku we chioh the {Tere ae cp php) va banca ‘thie FTE cus Gave he) Market 2017. 582007) Hou etc ‘TeTem aly colon heat dong te wc pia Bc, con 6 Rhu wu pia Nam 1c Oy tro vn chong ao dong gho tuta0 vg EPL Qu NO ro ‘hy nd ht tin inh Tn Tn lang 0¥D hoot dong Kn nt bat (Ging ‘ng a A ia TO Ban can cic t6 cc tn dung cba dng. han dan Tung uong) cdc sna nude thc hien Det dan ho ea va Khu voc nog thor Nong nae va hat ecto (groan). him wy chuyen TCT iu gu nay cng eo euy mo tug chin sch ti sn oat dng on dang KE ren th nh Nn hang tung TEM tl Met Nar (Bang 2) ai. neng thon Pay nd im hon 93% de Rng Ngan hang cinh ten tht ung TEVM (MK Matket sch x Wt (BSP) va Nan nang hap 2017). Co che ing ing san phsm, deh ‘cia (oopbank dn than Quy th wu TOM va quan Moat ng TCM Bing 2. Bf dé thé ché va khach hang hign tal ea cbc Tere tHe biéu ta gt Ham nam 2016 Tir re ar aa me abn #509 18 GBEU Rd = theo mom 1c no ne oan cia ce am Teron tc 5 ma gl pap tou TAN. Bana cin Re non ac Ta ME itu ga guy oan ve a rocin lng trong mh cho vay tn es. 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