We provide financial solutions to corporates in realigning their business strategy and

capital structure that optimize the returns of our stakeholders.

Debt Division
Debt Restructuring & Rescheduling
We advise corporates to restructure their debt obligations in a manner that is
economically beneficial to both the borrowers and lenders under the various RBI
schemes and assist our clients in times of financial distress to improve or restore their
liquidity.

Debt Swapping Services

For the conversion of old debts to either new debts or new equity, debt swapping
services are performed to help the businesses realign their repayment with their cash
flow. We can also swap our client’s credit facility at cheaper rates through some other
Banks thereby assisting them in reducing their costs of funds and improving their
profitability.

Conversion Of Debt
Into Equity and Quasi-equity wherein we arrange for investors/ lenders for the
concerned business.

Debt Syndication
What is debt syndication?

Debt syndication is the practice of pooling funds from many lenders when a borrower
needs a quantity of money that is either too high for a single lender to offer or exceeds
the lender's risk tolerance threshold. Learn how debt syndication may help your
company grow and operate its operations
What are the methods of loan syndication?
There are three types of loan syndication:
 Underwritten Deal. In an underwritten deal, the lead bank, or the arranger,
guarantees the entire loan amount. ...
  Club Deal. In this case, a club of lenders is formed by the borrower or the lead
bank on the indication of the borrower. ...
 Best-efforts Syndication.

 What are the four types of syndicated loans?

 There are four main types of syndicated loan facilities: a revolving credit; a term
loan; an L/C; and an acquisition or equipment line (a delayed-draw term loan). A
revolving credit line allows borrowers to draw down, repay and reborrow as often
as necessary.

Syndicated loans arise when a project requires too large a loan for a single lender or
when a project needs a specialized lender with expertise in a specific asset class.
Syndicating the loan allows lenders to spread risk and take part in financial opportunities
that may be too large for their individual capital base.

Our team works with the sole objective of achieving the optimum solution for our
clients. As such, our 2 decades long experience in various industries coupled with our
strong team of Ex bankers, finance professionals and industry veterans help us in
achieving the same. We, at LSI always try to provide –
Optimum funding solutions to the client
Timely arrangement of fund
Securitization Services
Best suitable product/structure to fit the financial needs &
business requirement
Arrange fund at the best possible terms

Conducting Techno-Economic Viability

(TEV) Studies And Detailed Project Reports
We conduct TEV studies on behalf of Banks, Fls and Government Agencies. These studies
are conducted to assess the Technical feasibility of and Economic viability of projects
where the leading institutions are desirous of extending various credit facilities. Apart from
creating Techno-Economic Viability studies, we also assist our clients in preparing the
Detailed Project Reports (DPR) encompassing an array of sectors.
 Investment Banking
From providing various finance-related consultancy to corporates to ensuring that our
clients execute their plans successfully, our Investment banking domain offers advisory
services to corporates for optimizing their capital structure, i.e., public issue, right issue,
etc.

Engineering Services
We have built a strong reputation in the industry through our expert consultants and
estimators, who come with extensive knowledge & decades of experience. Ranging
across various industries like power, steel, cement, healthcare, hospitality etc., our
experts provide valuation and services across all of it.

Independent Engineer For NHAI Project

We have played a vital role as an Independent and Authority’s Engineer with the National
Highways Authority of India (NHAI), Ministry of Road Transport and Highways, and have
handled several projects worth approximately Rs 3000 crores in the States of
Karnataka, Rajasthan, Haryana and Chhattisgarh.

Agency For Specialized Monitoring

We were recently empaneled by the Indian Banks’ Association (IBA) as the agency for
Specialized Monitoring of large credit exposure amounts of Rs 250 crores and above.
Our dedicated team provides in depth reports reflecting the functioning of units taking
into account internal & external factors.

Lenders Independent Engineering

Services
We are the empanelled consultants with major PSU banks, Financial Institutions and
Government undertakings for extending Lenders’ Independent Engineering Services. We
have successfully completed over 150 assignments as LIE consultants.

Project Review And Assignment

Conducting Techno-Economic Viability studies is one of our principal strengths. We
review the technical aspects of the project, verify the financial model & technical inputs,
and review the overall project design. The status of obtaining necessary approvals &
clearances and the consistency of individual equipment are also reviewed by us. We
assist in determining long term viability of units on behalf of Acquirers.

Construction Monitoring
After a proper analysis, we review & comment on the cost of the equipment, selection of
bidders, construction program etc.
From assisting with the progress of work and reviewing the contractor’s invoice, we
also verify the quality and provide the status of the physical and financial status of the
project.

Performance Testing
Our experts monitor the progress and performance of the overall project and review the
test reports prepared by the contractor. We also confirm the government permits and
license.

Periodic Operational Review

As a part of our services, we advise lenders on the operations & maintenance and
review the O&M manuals and comment on their progress. Apart from conducting
periodic site visits to assess overall operations, we also compare the actual
performance to the projected one. Along with providing recommendations regarding
remedial measures, we also prepare and submit a periodic report.

Other Advisory Services

Functions like cash flow monitoring and monitoring of securitised assets of NBFC are
some of the specialised assignments undertaken by us.

TEV Study & LIE Report

Techno Economic Viability (TEV) study of a project encompasses the evaluation of a
project for evaluating the technical and financial information about the project, with
relevant data about its technological feasibility and economic viability, into one or a few
criteria on the basis of which the project is recommended for selection, modification or
rejection.
Techno-Economic Viability (TEV) Study evaluation is to assist lenders to take a view on the
acceptability of the degree of risk involved in a project.

It takes into account an analysis of technological risk, market risk, regulatory risk, financial
risk, etc. A critical evaluation of these parameters is essential for a meaningful TEV study.

Technical feasibility

 Assessment of the available land in use for the project.

 Assessment of suitability and availability of infrastructure available for the activity
of the company.
 Availability of skilled manpower
 Assessment of existing capacity
Market potential

 Present and future market scenario.

 Assessment of marketing infrastructure available
 The demand supply analysis
 Competition in ield
Financial Viability

 Assessment of future cash lows and pro itability of the project.

 Financial viability of the unit based on the inancial projections, pro itability
(income and costs), cash low, IRR, DSCR, DP, MPBF etc.
 Conduct sensitivity analysis of the project
Management Capabilities

 Assessment of management capabilities

SWOT Analysis

 SWOT analysis has been carried out to identify the key internal and external
factors which are important for success of the project.

Lender’s Independent Engineer’s (LIE) Report refers to the technical due diligence
report prepared by an Independent Engineer, also known as the Lender's Engineer and
typically selected by the lender. Independent Engineer reviews the technical inputs (i.e.
output, efficiency, O&M expenses, availability, etc.) to the financial model used by the
lender and the developer/owner to justify the financing of the project.

The Scope of the study includes:-

  Review/ Vetting of the cost of the Project and comment on its reasonableness.
 Vetting of contracts for various works awarded by the Company including
liquidated damages and performance guarantees therein. LE will also examine the
reasonability of these contract prices.
 Review the necessary approvals for the construction, adequacy of clearances and
any consent, license, approval, registration, permit or other authorization of any nature
which is required to be granted by any statutory or regulatory authority or any third party
for the construction, operation and maintenance of the project

Debt Syndication
Resurgent India deals with various Corporates, SMEs, Mid-Corporate Clients and aims to
provide Structured financing solutions to satisfy their Capital and Growth financing needs.
We act as an Advisor & Arranger and raise Funds through various types of Debt
Instruments. We assist our clients in strengthening their balance sheets by delivering
Customized Capital Structure Alternatives designed for maximum profits. We understand
that the efficiency of Businesses depend on an efficient and well-organized fund flow
system.

Resurgent India Limited is one of the prominent companies in the Debt Structuring &
Distribution in India with a strong bond with Banks both in Public & Private Sector,
Financial Institutions & NBFCs, Mutual Funds and Insurance Companies in India. We build
a strong lifetime relationship with our clients by providing them timely and customized
solutions to fulfill their financial goals.

Driving strengths from its institutional relationships, and the position in this segment,
Resurgent India has been acting as an arranger for debt syndication for various
Corporate in the private and public sectors. The Company has the contentment to be
associated with some leading Corporate of the Indian business world and has executed
mandates for syndication of numerous Term Loans/Working Capital Facilities.

We offer assistance within the areas of Project Finance, Capital Expenditure for
Green- field/Brown-field Expansion, Acquisition Finance and Cross-Border projects
funding. Our expertise includes raising Debt Financing both in Domestic and
International markets, with cross-border experience.
We offer the subsequent services to clients in raising debt

1. Project Finance: Project finance is that the long-term financing of

commercial manufacturing or any other such projects based upon the
projected cash flows of the project instead of the balance sheets of its sponsors.
2. Working Capital Finance: A working capital loan is a loan that's taken to
finance a company's everyday operations. These finance to buy long-term
assets or investments and are, instead, provide the finances that cover a
company's short-term operational needs.
3. Equipment Loans: Equipment financing is that the use of a loan or lease to get
or borrow hard assets for your business. This sort of financing could be used to
purchase or borrow any sort of equipment.
4. Structured Financing: It is a complex form of financing, used for a large-scale
fund infusion. It is beyond the scope of conventional tools like a loan or a bond.
Borrowers with higher needs seek structured funding in the form of
Collateralized Debt-obligations, Syndicated loans, and Mortgage-Backed
Securities.
5. Acquisition Funding: Acquisition financing is that the funding a corporation
uses specifically to acquire another company. By acquiring another company, a
company can increase the dimensions of its operations and enjoy the
economies of scale achieved through the acquisition.
6. Promoter Funding: A facility provided to promoters of well-managed
companies to boost funds against their stake therein operating company.
These funds are often utilized for various needs like financing for Acquisitions
and take-over financing and business growth. These funding are short to
medium-term in nature.
7. Mezzanine Funding: In finance, mezzanine capital is any subordinated debt or
preferred equity instrument that represents a claim on a company's assets
which is senior only thereto of the common stock. It is often structured either
as debt or preferred shares or another form of quasi-equity.
8. Overseas Funding: Overseas funding refers to a fund that invests in companies
outside the country of residence of the investor. These are often also called as
international funds or foreign funds. Overseas funding is often through closed-
end funds, exchange-traded funds or mutual funds.
Why Choose Resurgent

 Experienced professionals having 30+ years of experience in advising and

serving clients in debt syndication and structured inance
Resurgent India has relationships with commercial banks, alternate asset managers, also
as structuring capabilities that guide our clients to success in securing debt for his or her
company. To satisfy all the income needs of the clients, we offer innovative solutions for
both fund and non-fund based requirements creating tangible value for the clients. we
provide assistance throughout the transaction process from initial strategy formulation
through to implementation.
 Expertise in arranging debt at competitive rates
Over the years, we've built a robust franchise in structuring appropriate inancing
solutions for client-speci ic situations and identifying appropriate institutional investors.
Professionals' advice is supported by a real understanding of the problems involved and
challenges faced by our clients, connectivity with the inancial markets, deep sector and
knowledge, and a talented negotiation process including arranging debts at very
competitive rates.
 Thorough understanding of the debt syndication process
The Process of Syndication is completed within the following stages:
1. Understanding the wants of clients and preparing a suitable inancing structure
2. Appraisal and detailed due diligence
3. Preparation and Circulation of data Memorandum (IM)
4. Coordinating with lenders/investors to make sure timely sanction of facilities
5. Harmonizing the terms and conditions among all lenders/investors
6. Documentation

 Sound understanding of the need of lenders

While providing comprehensive services for Debt Syndication we examine all factors of
industry, economy, and business. Intensive provides support services like Structuring and
important evaluation of the short, medium, or future inancial requirement, Preparation of
monetary plans also as identi ication of size and sort of the debt, arranging sanction of the
future loan, facilitating the execution of requisite documents and due disbursal of loans,
Placement of Debentures, preferred stock with Investment Institutions, Banks, Mutual
Funds and other investors. It also facilitates Corporate in arranging the capital limits
(fund-based and non-fund based) from Banks, arranging inance by assignment of debt,
income inancing against escrow receivables, trade credit inancing, etc.

 Comprehensive knowledge of lending norms

Since its inception, Resurgent India has been working closely with most industries. The
long association with various industries has enabled us to develop core competencies
across industry domains.

 Experience in cross-border transactions

Resurgent India Limited is one of the leading organizations in the debt
syndication market in India with strong relationships with inancial institutions, banks
and NBFCs, mutual funds, and insurance companies both in India and globally for cross-
border transactions. Our management excels in domain knowledge, capital syndication
alternatives with remarkable transactions execution capabilities have a network with
leading private equity funds, banks & inancial institutions both in India and Globally.
 
Stages for Loan Syndication ProcessThe borrower must give the
lead bank a mandate. After deciding on the primary lender, the
appraisal procedure will begin. The lead bank will take care of the
borrower's needs, create a loan structure specifically for the
borrower, and create a credit proposal.