945-Jeevan Umang

Prepared By

mahantesh Hiremath
Lic advisor
Ph: 9740753192, 9740753192
mahanteshhiremath1622@gmali.com
 This is proposed to

Proposer Details
Name
Age 37
Plan Name 945-Jeevan Umang
Sum Assured 1500000
Policy Term 63
PPT 15
DAB Rider 0
AD & DB Rider 1500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
122961 62110 31370 10456
117666+5295 59435+2675 30019+1351 10006+450

2nd year onwards

YLY HLY QLY MLY
120313 60772 30694 10231
117666+2647 59435+1337 30019+675 10006+225

Save Rs.330 per day for 15 yrs, and get a

bulk amount of Rs.12211500 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2023 37 122961 1585500 3085500 0 0 0

2024 38 120313 1671000 3171000 0 37100 33390

2025 39 120313 1756500 3256500 0 55650 50085

2026 40 120313 1842000 3342000 0 111300 100170

2027 41 120313 1927500 3427500 0 185500 166950

2028 42 120313 2013000 3513000 0 278250 250425

2029 43 120313 2098500 3598500 0 389550 350595

2030 44 120313 2184000 3684000 0 519399 467459

2031 45 120313 2269500 3769500 0 667800 601020

2032 46 120313 2355000 3855000 0 834750 751275

2033 47 120313 2440500 3940500 0 1020250 918225

2034 48 120313 2526000 4026000 0 1224300 1101870

2035 49 120313 2611500 4111500 0 1446900 1302210

2036 50 120313 2697000 4197000 0 1688050 1519245

2037 51 120313 2782500 4282500 0 1947749 1752974

2038 52 0 2898000 4398000 120000 2353080 630000

2039 53 0 2991000 4491000 120000 2695650 630000

2040 54 0 3084000 4584000 120000 2780100 630000

2041 55 0 3177000 4677000 120000 2864550 630000

2042 56 0 3285000 4785000 120000 2964000 630000

2043 57 0 3400500 4900500 120000 3070950 630000

2044 58 0 3531000 5031000 120000 3192900 630000

2045 59 0 3691500 5191500 120000 3344850 630000

2046 60 0 3927000 5427000 120000 3571800 630000

2047 61 0 4162500 5662500 120000 3798750 630000

2048 62 0 4398000 5898000 120000 4025700 630000

2049 63 0 4633500 6133500 120000 4252650 630000

2050 64 0 4899000 6399000 120000 4509600 630000

2051 65 0 5164500 6664500 120000 4766550 630000

2052 66 0 5430000 6930000 120000 5023500 630000

2053 67 0 5800500 7300500 120000 5385450 630000

2054 68 0 6186000 7686000 120000 5762400 630000

2055 69 0 6646500 8146500 120000 6214350 630000

2056 70 0 7107000 8607000 120000 6666300 630000

2057 71 0 7567500 7567500 120000 7118250 630000

2058 72 0 8028000 8028000 120000 7570200 630000

2059 73 0 8488500 8488500 120000 8022150 630000

2060 74 0 8949000 8949000 120000 8474100 630000

2061 75 0 9409500 9409500 120000 8926050 630000

2062 76 0 9870000 9870000 120000 9378000 630000

2063 77 0 10330500 10330500 120000 9829950 630000

2064 78 0 10416000 10416000 120000 9906900 630000

2065 79 0 10501500 10501500 120000 9983850 630000

2066 80 0 10587000 10587000 120000 10060800 630000

2067 81 0 10672500 10672500 120000 10137750 630000

2068 82 0 10758000 10758000 120000 10214700 630000

2069 83 0 10843500 10843500 120000 10291650 630000

2070 84 0 10929000 10929000 120000 10368600 630000

2071 85 0 11014500 11014500 120000 10445550 630000

2072 86 0 11100000 11100000 120000 10522500 630000

2073 87 0 11185500 11185500 120000 10599450 630000

2074 88 0 11271000 11271000 120000 10676400 630000

2075 89 0 11356500 11356500 120000 10753350 630000

2076 90 0 11442000 11442000 120000 10830300 630000

2077 91 0 11527500 11527500 120000 10907250 630000

2078 92 0 11613000 11613000 120000 10984200 630000

2079 93 0 11698500 11698500 120000 11061150 630000

2080 94 0 11784000 11784000 120000 11138100 630000

2081 95 0 11869500 11869500 120000 11215050 630000

2082 96 0 11955000 11955000 120000 11292000 630000

2083 97 0 12040500 12040500 120000 11368950 630000

2084 98 0 12126000 12126000 120000 11445900 630000

2085 99 0 12211500 12211500 120000 11522850 630000

2086 100 0 0 0 12211500 0 0

0 0 1807343 0 0 17971500 0 0
You have to pay the premium for 15 yrs
(from Age:37 - Age:51)

If you take the payment mode as yly then you have to pay Rs.122961 for the
first year,from 2nd year onwards Rs.120313

Totally you will pay Rs.1807343

From Age:52-99 you will receive Rs.120000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-42, Nominee will receive Rs.2013000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-42, Nominee will
receive Rs.3513000

At age 100 you will receive Rs.12211500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.3571800
if you close at Age-70, you will receive Rs.6666300
if you close at Age-80, you will receive Rs.10060800

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-51, you can take a loan of Rs.1752974
at Age-72, you can take a loan of Rs.630000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience