934-Jeevan Tarun

Prepared By

mahantesh Hiremath
Lic advisor
Ph: 9740753192, 9740753192
mahanteshhiremath1622@gmali.com
 This is proposed to

Proposer Details
Child Name
Child Age 0
Plan Name 934-Jeevan Tarun
Sum Assured 1000000
Policy Term 25
PPT 20
Proposer Age 37
PWB Rider yes

First Year Premium

YLY HLY QLY MLY
48130 24339 12307 4103
46057+2073 23291+1048 11777+530 3926+177

2nd year onwards

YLY HLY QLY MLY
47093 23815 12042 4014
46057+1036 23291+524 11777+265 3926+88

Total Premium Rs.942897

Total Returns Rs.2575000

Save Rs.129 per day for 20 yrs and get an

amount of Rs.2575000 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2023 0 48130 46056 46056 0 0 0

2024 1 47093 92112 92112 0 27634 22107

2025 2 47093 1385000 1385000 0 62079 49663

2026 3 47093 1430000 1430000 0 119869 95895

2027 4 47093 1475000 1475000 0 150129 120103

2028 5 47093 1520000 1520000 0 180614 144491

2029 6 47093 1565000 1565000 0 211377 169101

2030 7 47093 1610000 1610000 0 249103 199282

2031 8 47093 1655000 1655000 0 289035 231228

2032 9 47093 1700000 1700000 0 331283 265026

2033 10 47093 1745000 1745000 0 376100 300880

2034 11 47093 1790000 1790000 0 420018 336014

2035 12 47093 1835000 1835000 0 466086 372868

2036 13 47093 1880000 1880000 0 514484 411587

2037 14 47093 1945000 1945000 0 569186 455348

2038 15 47093 1995000 1995000 0 624045 499236

2039 16 47093 2045000 2045000 0 682157 545725

2040 17 47093 2095000 2095000 0 743832 595065

2041 18 47093 2155000 2155000 0 811573 649258

2042 19 47093 2220000 2220000 0 885178 708142

2043 20 0 2295000 2295000 150000 966909 773527

2044 21 0 2390000 2390000 150000 1060402 848321

2045 22 0 2535000 2535000 150000 1176522 941217

2046 23 0 2680000 2680000 150000 1313290 1050632

2047 24 0 2825000 2825000 150000 1393636 1114908

2048 25 0 0 0 1825000 0 0
0 0 942897 0 0 2575000 0 0
You have to pay the premium for 20 yrs
(from Age:0 - Age:19)

If you take the payment mode as yly then you have to pay Rs.48130 for the first
year,from 2nd year onwards Rs.47093

Totally you will pay Rs.942897

You will receive the returns as follows:

At Child Age:20 - Rs.150000
At Child Age:21 - Rs.150000
At Child Age:22 - Rs.150000
At Child Age:23 - Rs.150000
At Child Age:24 - Rs.150000
At Child Age:25 - Rs.1825000

Natural Risk Cover is Rs.46056-Rs.2825000 as shown in the above

table......For example
In case of Natural Death at Age-5, Nominee will receive Rs.1520000

Accidental Risk Cover is Rs.46056-Rs.2825000 as shown in the above

table......For example
In case of Accidental Death at Age-5, Nominee will receive Rs.1520000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-7, you will receive Rs.249103

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-7, you can take a loan of Rs.199282
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
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For Proposers under NMG(SAP) and NMG(NSAP) for others

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Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience