932-Childrens Money Back

Prepared By

Ph: 8887837354, 8887837354

 This is proposed to

Proposer Details
Child Name
Child Age 10
Plan Name 932-Childrens Money Back
Sum Assured 100000
Policy Term 15
PPT 15
Proposer Age -
PWB Rider -

First Year Premium

YLY HLY QLY MLY
8254 4170 2106 702
7899+355 3990+180 2015+91 672+30

2nd year onwards

YLY HLY QLY MLY
8077 4080 2060 687
7899+178 3990+90 2015+45 672+15

Total Premium Rs.121332

Total Returns Rs.153500

Save Rs.22 per day for 15 yrs and get an

amount of Rs.153500 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2024 10 8254 103500 103500 0 0 0

2025 11 8077 107000 107000 0 4739 4265

2026 12 8077 110500 110500 0 8962 8065

2027 13 8077 114000 114000 0 18296 16466

2028 14 8077 117500 117500 0 22925 20632

2029 15 8077 121000 121000 0 27602 24841

2030 16 8077 124500 124500 0 32344 29109

2031 17 8077 128000 128000 0 39886 35897

2032 18 8077 131500 131500 20000 48203 43382

2033 19 8077 135000 135000 0 57347 51612

2034 20 8077 138500 138500 20000 67336 60602

2035 21 8077 142000 142000 0 78226 70403

2036 22 8077 145500 145500 20000 90054 81048

2037 23 8077 149000 149000 0 103166 92849

2038 24 8077 153500 153500 0 110835 99751

2039 25 0 0 0 93500 0 0

0 0 121332 0 0 153500 0 0
You have to pay the premium for 15 yrs
(from Age:10 - Age:24)

If you take the payment mode as yly then you have to pay Rs.8254 for the first
year,from 2nd year onwards Rs.8077

Totally you will pay Rs.121332

You will receive the returns as follows:

At Child Age:18 - Rs.20000
At Child Age:20 - Rs.20000
At Child Age:22 - Rs.20000
At Child Age:25 - Rs.93500

Natural Risk Cover is Rs.103500-Rs.153500 as shown in the above

table......For example
In case of Natural Death at Age-15, Nominee will receive Rs.121000

Accidental Risk Cover is Rs.103500-Rs.153500 as shown in the above

table......For example
In case of Accidental Death at Age-15, Nominee will receive Rs.121000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-17, you will receive Rs.39886

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-17, you can take a loan of Rs.35897
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
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For Proposers under NMG(SAP) and NMG(NSAP) for others

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Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience