860-Bima Jyoti

Prepared By

Ram Mehar Nagal

LIC AGENT
Ph: 9729372020, 8570026002
Rammehar2908@gmail.com
 This is proposed to

Proposer Details
Name
Age 1
Plan Name 860-Bima Jyoti
Sum Assured 450000
Policy Term 20
PPT 15
DAB Rider 0
AD & DB Rider 0
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
36784 18589 9393 3131
35200+1584 17789+800 8989+404 2996+135

2nd year onwards

YLY HLY QLY MLY
35992 18189 9191 3063
35200+792 17789+400 8989+202 2996+67

Total Premium Rs.540672

Total Returns Rs.900000

Save Rs.99 per day for 15 yrs, and get a bulk

amount of Rs.900000 at Age:21
Year Age Premium Natural Accidental Returns CashValue Loan

2022 1 36784 0 0 0 0 0

2023 2 35992 35199 35199 0 21119 19007

2024 3 35992 630000 630000 0 42627 38364

2025 4 35992 652500 652500 0 85320 76788

2026 5 35992 675000 675000 0 107157 96441

2027 6 35992 697500 697500 0 129331 116397

2028 7 35992 720000 720000 0 150887 135798

2029 8 35992 742500 742500 0 179627 161664

2030 9 35992 765000 765000 0 210385 189346

2031 10 35992 787500 787500 0 243259 218933

2032 11 35992 810000 810000 0 278354 250518

2033 12 35992 832500 832500 0 315785 284206

2034 13 35992 855000 855000 0 355734 320160

2035 14 35992 877500 877500 0 398316 358484

2036 15 35992 900000 900000 0 443814 399432

2037 16 0 922500 922500 0 492486 443237

2038 17 0 945000 945000 0 544614 490152

2039 18 0 967500 967500 0 600631 540567

2040 19 0 990000 990000 0 663288 596959

2041 20 0 1012500 1012500 0 698198 628378

2042 21 0 0 0 900000 0 0

0 0 540672 0 0 900000 0 0
You have to pay the premium for 15 yrs
(from Age:1 - Age:15)

If you take the payment mode as yly then you have to pay Rs.36784 for the first
year,from 2nd year onwards Rs.35992

Totally you will pay Rs.540672

At Age-21 you will receive Rs.900000

Natural Risk Cover is Rs.0-Rs.1012500 as shown in the above table......For

example
In case of Natural Death at Age-6, Nominee will receive Rs.697500

Accidental Risk Cover is Rs.0-Rs.1012500 as shown in the above table......For

example
In case of Accidental Death at Age-6, Nominee will receive Rs.697500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-8, you will receive Rs.179627

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-8, you can take a loan of Rs.161664

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V

countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
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For Proposers under NMG(SAP) and NMG(NSAP) for others

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