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920-NewMoneyBack(20yrs)

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Prepared By

Ph:
This is proposed to

Proposer Details
Name aa
Age 13
Plan Name 920-NewMoneyBack(20yrs)
Sum Assured 500000
Policy Term 20
PPT 15
DAB Rider 0
AD & DB Rider 0
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
38168 19287 9745 3248
36524+1644 18456+831 9325+420 3108+140

2nd year onwards


YLY HLY QLY MLY
37346 18871 9535 3178
36524+822 18456+415 9325+210 3108+70

Total Premium Rs.561012


Total Returns Rs.880000

Save Rs.102 per day for 15 yrs and get an


amount of Rs.880000 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2023 13 38168 643000 643000 0 0 0

2024 14 37346 661000 661000 0 21914 19722

2025 15 37346 679000 679000 0 41629 37466

2026 16 37346 697000 697000 0 84985 76486

2027 17 37346 715000 715000 0 106637 95973

2028 18 37346 733000 733000 100000 28558 25702

2029 19 37346 751000 751000 0 49984 44985

2030 20 37346 769000 769000 0 78830 70947

2031 21 37346 787000 787000 0 109710 98739

2032 22 37346 805000 805000 0 142700 128430

2033 23 37346 823000 823000 100000 77886 70097

2034 24 37346 841000 841000 0 115358 103822

2035 25 37346 859000 859000 0 155263 139736

2036 26 37346 877000 877000 0 197693 177923

2037 27 37346 895000 895000 0 242874 218586

2038 28 0 913000 913000 100000 191012 171910

2039 29 0 931000 931000 0 242334 218100

2040 30 0 949000 949000 0 297183 267464

2041 31 0 967000 967000 0 357764 321987

2042 32 0 1005000 1005000 0 398384 358545

2043 33 0 0 0 580000 0 0

0 0 561012 0 0 880000 0 0
You have to pay the premium for 15 yrs
(from Age:13 - Age:27)

If you take the payment mode as yly then you have to pay Rs.38168 for the first
year,from 2nd year onwards Rs.37346

Totally you will pay Rs.561012

You will receive the returns as follows:


At Age:18 - Rs.100000
At Age:23 - Rs.100000
At Age:28 - Rs.100000
At Age:33 - Rs.580000

Natural Risk Cover is Rs.643000-Rs.1005000 as shown in the above


table......For example
In case of Natural Death at Age-18, Nominee will receive Rs.733000

Accidental Risk Cover is Rs.643000-Rs.1005000 as shown in the above


table......For example
In case of Accidental Death at Age-18, Nominee will receive Rs.733000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-20, you will receive Rs.78830

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-20, you can take a loan of Rs.70947
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
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For Proposers under NMG(SAP) and NMG(NSAP) for others


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Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

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