945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 41
Plan Name 945-Jeevan Umang
Sum Assured 1500000
Policy Term 59
PPT 15
DAB Rider 0
AD & DB Rider 1500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
122883 62071 31350 10450
117591+5292 59398+2673 30000+1350 10000+450

2nd year onwards

YLY HLY QLY MLY
120237 60734 30675 10225
117591+2646 59398+1336 30000+675 10000+225

Save Rs.329 per day for 15 yrs, and get a

bulk amount of Rs.11869500 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2022 41 122883 1585500 3085500 0 0 0

2023 42 120237 1671000 3171000 0 37100 33390

2024 43 120237 1756500 3256500 0 55650 50085

2025 44 120237 1842000 3342000 0 111300 100170

2026 45 120237 1927500 3427500 0 185500 166950

2027 46 120237 2013000 3513000 0 278250 250425

2028 47 120237 2098500 3598500 0 389550 350595

2029 48 120237 2184000 3684000 0 519399 467459

2030 49 120237 2269500 3769500 0 667800 601020

2031 50 120237 2355000 3855000 0 834750 751275

2032 51 120237 2440500 3940500 0 1020250 918225

2033 52 120237 2526000 4026000 0 1224300 1101870

2034 53 120237 2611500 4111500 0 1446900 1302210

2035 54 120237 2697000 4197000 0 1688050 1519245

2036 55 120237 2782500 4282500 0 1947749 1752974

2037 56 0 2898000 4398000 120000 2353080 630000

2038 57 0 2991000 4491000 120000 2695650 630000

2039 58 0 3084000 4584000 120000 2780100 630000

2040 59 0 3177000 4677000 120000 2864550 630000

2041 60 0 3285000 4785000 120000 2964000 630000

2042 61 0 3400500 4900500 120000 3070950 630000

2043 62 0 3531000 5031000 120000 3192900 630000

2044 63 0 3691500 5191500 120000 3344850 630000

2045 64 0 3927000 5427000 120000 3571800 630000

2046 65 0 4162500 5662500 120000 3798750 630000

2047 66 0 4398000 5898000 120000 4025700 630000

2048 67 0 4633500 6133500 120000 4252650 630000

2049 68 0 4899000 6399000 120000 4509600 630000

2050 69 0 5164500 6664500 120000 4766550 630000

2051 70 0 5430000 6930000 120000 5023500 630000

2052 71 0 5800500 5800500 120000 5385450 630000

2053 72 0 6186000 6186000 120000 5762400 630000

2054 73 0 6646500 6646500 120000 6214350 630000

2055 74 0 7107000 7107000 120000 6666300 630000

2056 75 0 7567500 7567500 120000 7118250 630000

2057 76 0 8028000 8028000 120000 7570200 630000

2058 77 0 8488500 8488500 120000 8022150 630000

2059 78 0 8949000 8949000 120000 8474100 630000

2060 79 0 9409500 9409500 120000 8926050 630000

2061 80 0 9870000 9870000 120000 9378000 630000

2062 81 0 10330500 10330500 120000 9829950 630000

2063 82 0 10416000 10416000 120000 9906900 630000

2064 83 0 10501500 10501500 120000 9983850 630000

2065 84 0 10587000 10587000 120000 10060800 630000

2066 85 0 10672500 10672500 120000 10137750 630000

2067 86 0 10758000 10758000 120000 10214700 630000

2068 87 0 10843500 10843500 120000 10291650 630000

2069 88 0 10929000 10929000 120000 10368600 630000

2070 89 0 11014500 11014500 120000 10445550 630000

2071 90 0 11100000 11100000 120000 10522500 630000

2072 91 0 11185500 11185500 120000 10599450 630000

2073 92 0 11271000 11271000 120000 10676400 630000

2074 93 0 11356500 11356500 120000 10753350 630000

2075 94 0 11442000 11442000 120000 10830300 630000

2076 95 0 11527500 11527500 120000 10907250 630000

2077 96 0 11613000 11613000 120000 10984200 630000

2078 97 0 11698500 11698500 120000 11061150 630000

2079 98 0 11784000 11784000 120000 11138100 630000

2080 99 0 11869500 11869500 120000 11215050 630000

2081 100 0 0 0 11869500 0 0

0 0 1806201 0 0 17149500 0 0
You have to pay the premium for 15 yrs
(from Age:41 - Age:55)

If you take the payment mode as yly then you have to pay Rs.122883 for the
first year,from 2nd year onwards Rs.120237

Totally you will pay Rs.1806201

From Age:56-99 you will receive Rs.120000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-46, Nominee will receive Rs.2013000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-46, Nominee will
receive Rs.3513000

At age 100 you will receive Rs.11869500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.2964000
if you close at Age-70, you will receive Rs.5023500
if you close at Age-80, you will receive Rs.9378000

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-55, you can take a loan of Rs.1752974
at Age-76, you can take a loan of Rs.630000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience