945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name Siri Theja
Age 40
Plan Name 945-Jeevan Umang
Sum Assured 1225000
Policy Term 60
PPT 15
DAB Rider 0
AD & DB Rider 1225000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
100354 50691 25603 8534
96033+4321 48508+2183 24500+1103 8167+367

2nd year onwards

YLY HLY QLY MLY
98194 49599 25051 8351
96033+2161 48508+1091 24500+551 8167+184

Save Rs.269 per day for 15 yrs, and get a

bulk amount of Rs.9763250 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2023 40 100354 1294825 2519825 0 0 0

2024 41 98194 1364650 2589650 0 30298 27268

2025 42 98194 1434475 2659475 0 45447 40902

2026 43 98194 1504300 2729300 0 90894 81804

2027 44 98194 1574125 2799125 0 151491 136341

2028 45 98194 1643950 2868950 0 227236 204512

2029 46 98194 1713775 2938775 0 318131 286317

2030 47 98194 1783600 3008600 0 424174 381756

2031 48 98194 1853425 3078425 0 545367 490830

2032 49 98194 1923250 3148250 0 681709 613538

2033 50 98194 1993075 3218075 0 833200 749880

2034 51 98194 2062900 3287900 0 999840 899856

2035 52 98194 2132725 3357725 0 1181629 1063466

2036 53 98194 2202550 3427550 0 1378568 1240711

2037 54 98194 2272375 3497375 0 1590655 1431589

2038 55 0 2366700 3591700 98000 1921682 514500

2039 56 0 2442650 3667650 98000 2201447 514500

2040 57 0 2518600 3743600 98000 2270415 514500

2041 58 0 2594550 3819550 98000 2339382 514500

2042 59 0 2682750 3907750 98000 2420600 514500

2043 60 0 2777075 4002075 98000 2507942 514500

2044 61 0 2883650 4108650 98000 2607535 514500

2045 62 0 3014725 4239725 98000 2731627 514500

2046 63 0 3207050 4432050 98000 2916970 514500

2047 64 0 3399375 4624375 98000 3102312 514500

2048 65 0 3591700 4816700 98000 3287655 514500

2049 66 0 3784025 5009025 98000 3472997 514500

2050 67 0 4000850 5225850 98000 3682840 514500

2051 68 0 4217675 5442675 98000 3892682 514500

2052 69 0 4434500 5659500 98000 4102525 514500

2053 70 0 4737075 5962075 98000 4398117 514500

2054 71 0 5051900 5051900 98000 4705960 514500

2055 72 0 5427975 5427975 98000 5075052 514500

2056 73 0 5804050 5804050 98000 5444145 514500

2057 74 0 6180125 6180125 98000 5813237 514500

2058 75 0 6556200 6556200 98000 6182330 514500

2059 76 0 6932275 6932275 98000 6551422 514500

2060 77 0 7308350 7308350 98000 6920515 514500

2061 78 0 7684425 7684425 98000 7289607 514500

2062 79 0 8060500 8060500 98000 7658700 514500

2063 80 0 8436575 8436575 98000 8027792 514500

2064 81 0 8506400 8506400 98000 8090635 514500

2065 82 0 8576225 8576225 98000 8153477 514500

2066 83 0 8646050 8646050 98000 8216320 514500

2067 84 0 8715875 8715875 98000 8279162 514500

2068 85 0 8785700 8785700 98000 8342005 514500

2069 86 0 8855525 8855525 98000 8404847 514500

2070 87 0 8925350 8925350 98000 8467690 514500

2071 88 0 8995175 8995175 98000 8530532 514500

2072 89 0 9065000 9065000 98000 8593375 514500

2073 90 0 9134825 9134825 98000 8656217 514500

2074 91 0 9204650 9204650 98000 8719060 514500

2075 92 0 9274475 9274475 98000 8781902 514500

2076 93 0 9344300 9344300 98000 8844745 514500

2077 94 0 9414125 9414125 98000 8907587 514500

2078 95 0 9483950 9483950 98000 8970430 514500

2079 96 0 9553775 9553775 98000 9033272 514500

2080 97 0 9623600 9623600 98000 9096115 514500

2081 98 0 9693425 9693425 98000 9158957 514500

2082 99 0 9763250 9763250 98000 9221800 514500

2083 100 0 0 0 9763250 0 0

0 0 1475070 0 0 14173250 0 0
You have to pay the premium for 15 yrs
(from Age:40 - Age:54)

If you take the payment mode as yly then you have to pay Rs.100354 for the
first year,from 2nd year onwards Rs.98194

Totally you will pay Rs.1475070

From Age:55-99 you will receive Rs.98000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-45, Nominee will receive Rs.1643950

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-45, Nominee will
receive Rs.2868950

At age 100 you will receive Rs.9763250

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.2507942
if you close at Age-70, you will receive Rs.4398117
if you close at Age-80, you will receive Rs.8027792

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-54, you can take a loan of Rs.1431589
at Age-75, you can take a loan of Rs.514500
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience