945-Jeevan Umang

.
 .

Prepared By

Atul Ramteke
branch manager
Ph: 9188718257, 9188718257
atul.3875@gmail.com
 This is proposed to

Proposer Details
Name sunsil
Age 25
Plan Name 945-Jeevan Umang
Sum Assured 725000
Policy Term 75
PPT 20
DAB Rider 0
AD & DB Rider 725000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
40616 20514 10360 3454
38867+1749 19631+883 9914+446 3305+149

2nd year onwards

YLY HLY QLY MLY
39741 20073 10137 3379
38867+874 19631+442 9914+223 3305+74

Save Rs.109 per day for 20 yrs, and get a

bulk amount of Rs.6506875 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2022 25 40616 767775 1492775 0 0 0

2023 26 39741 810550 1535550 0 15805 14224

2024 27 39741 853325 1578325 0 23707 21336

2025 28 39741 896100 1621100 0 47415 42673

2026 29 39741 938875 1663875 0 79025 71122

2027 30 39741 981650 1706650 0 118537 106683

2028 31 39741 1024425 1749425 0 138293 124463

2029 32 39741 1067200 1792200 0 189660 170694

2030 33 39741 1109975 1834975 0 213367 192030

2031 34 39741 1152750 1877750 0 276587 248928

2032 35 39741 1195525 1920525 0 304246 273821

2033 36 39741 1238300 1963300 0 379320 341388

2034 37 39741 1281075 2006075 0 410930 369837

2035 38 39741 1323850 2048850 0 497857 448071

2036 39 39741 1366625 2091625 0 533418 480076

2037 40 39741 1423900 2148900 0 639450 575505

2038 41 39741 1470300 2195300 0 748852 673966

2039 42 39741 1516700 2241700 0 866520 779868

2040 43 39741 1563100 2288100 0 992452 893206

2041 44 39741 1616750 2341750 0 1131725 1018552

2042 45 0 1674025 2399025 58000 1365602 304500

2043 46 0 1738550 2463550 58000 1571945 304500

2044 47 0 1817575 2542575 58000 1646692 304500

2045 48 0 1932850 2657850 58000 1757690 304500

2046 49 0 2048125 2773125 58000 1868687 304500

2047 50 0 2163400 2888400 58000 1979685 304500

2048 51 0 2278675 3003675 58000 2090682 304500

2049 52 0 2408450 3133450 58000 2216180 304500

2050 53 0 2538225 3263225 58000 2341677 304500

2051 54 0 2668000 3393000 58000 2467175 304500

2052 55 0 2848525 3573525 58000 2643422 304500

2053 56 0 3036300 3761300 58000 2826920 304500

2054 57 0 3260325 3985325 58000 3046667 304500

2055 58 0 3484350 4209350 58000 3266415 304500

2056 59 0 3708375 4433375 58000 3486162 304500

2057 60 0 3932400 4657400 58000 3705910 304500

2058 61 0 4156425 4881425 58000 3925657 304500

2059 62 0 4380450 5105450 58000 4145405 304500

2060 63 0 4604475 5329475 58000 4365152 304500

2061 64 0 4828500 5553500 58000 4584900 304500

2062 65 0 5052525 5777525 58000 4804647 304500

2063 66 0 5095300 5820300 58000 4843145 304500

2064 67 0 5138075 5863075 58000 4881642 304500

2065 68 0 5180850 5905850 58000 4920140 304500

2066 69 0 5223625 5948625 58000 4958637 304500

2067 70 0 5266400 5991400 58000 4997135 304500

2068 71 0 5309175 5309175 58000 5035632 304500

2069 72 0 5351950 5351950 58000 5074130 304500

2070 73 0 5394725 5394725 58000 5112627 304500

2071 74 0 5437500 5437500 58000 5151125 304500

2072 75 0 5480275 5480275 58000 5189622 304500

2073 76 0 5523050 5523050 58000 5228120 304500

2074 77 0 5565825 5565825 58000 5266617 304500

2075 78 0 5608600 5608600 58000 5305115 304500

2076 79 0 5651375 5651375 58000 5343612 304500

2077 80 0 5694150 5694150 58000 5382110 304500

2078 81 0 5736925 5736925 58000 5420607 304500

2079 82 0 5779700 5779700 58000 5459105 304500

2080 83 0 5822475 5822475 58000 5497602 304500

2081 84 0 5865250 5865250 58000 5536100 304500

2082 85 0 5908025 5908025 58000 5574597 304500

2083 86 0 5950800 5950800 58000 5613095 304500

2084 87 0 5993575 5993575 58000 5651592 304500

2085 88 0 6036350 6036350 58000 5690090 304500

2086 89 0 6079125 6079125 58000 5728587 304500

2087 90 0 6121900 6121900 58000 5767085 304500

2088 91 0 6164675 6164675 58000 5805582 304500

2089 92 0 6207450 6207450 58000 5844080 304500

2090 93 0 6250225 6250225 58000 5882577 304500

2091 94 0 6293000 6293000 58000 5921075 304500

2092 95 0 6335775 6335775 58000 5959572 304500

2093 96 0 6378550 6378550 58000 5998070 304500

2094 97 0 6421325 6421325 58000 6036567 304500

2095 98 0 6464100 6464100 58000 6075065 304500

2096 99 0 6506875 6506875 58000 6113562 304500

2097 100 0 0 0 6506875 0 0

0 0 795695 0 0 9696875 0 0
You have to pay the premium for 20 yrs
(from Age:25 - Age:44)

If you take the payment mode as yly then you have to pay Rs.40616 for the first
year,from 2nd year onwards Rs.39741

Totally you will pay Rs.795695

From Age:45-99 you will receive Rs.58000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-30, Nominee will receive Rs.981650

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-30, Nominee will
receive Rs.1706650

At age 100 you will receive Rs.6506875

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.3705910
if you close at Age-70, you will receive Rs.4997135
if you close at Age-80, you will receive Rs.5382110

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-44, you can take a loan of Rs.1018552
at Age-65, you can take a loan of Rs.304500
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----NMG----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience