945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 30
Plan Name 945-Jeevan Umang
Sum Assured 5000000
Policy Term 70
PPT 15
DAB Rider 0
AD & DB Rider 5000000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
409086 206641 104369 34790
391470+17616 197743+8898 99875+4494 33292+1498

2nd year onwards

YLY HLY QLY MLY
400278 202192 102122 34041
391470+8808 197743+4449 99875+2247 33292+749

Save Rs.1097 per day for 15 yrs, and get a

bulk amount of Rs.49000000 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2023 30 409086 5375000 10375000 0 0 0

2024 31 400278 5750000 10750000 0 141666 127499

2025 32 400278 6125000 11125000 0 212499 191249

2026 33 400278 6500000 11500000 0 424999 382499

2027 34 400278 6875000 11875000 0 708333 637499

2028 35 400278 7250000 12250000 0 1062499 956249

2029 36 400278 7625000 12625000 0 1487499 1338749

2030 37 400278 8000000 13000000 0 1983332 1784998

2031 38 400278 8375000 13375000 0 2549998 2294998

2032 39 400278 8750000 13750000 0 3187498 2868748

2033 40 400278 9125000 14125000 0 3895831 3506247

2034 41 400278 9500000 14500000 0 4674997 4207497

2035 42 400278 9875000 14875000 0 5524997 4972497

2036 43 400278 10250000 15250000 0 6445830 5801247

2037 44 400278 10625000 15625000 0 7437496 6693746

2038 45 0 11100000 16100000 400000 9010000 2100000

2039 46 0 11500000 16500000 400000 10362500 2100000

2040 47 0 11900000 16900000 400000 10725000 2100000

2041 48 0 12300000 17300000 400000 11087500 2100000

2042 49 0 12750000 17750000 400000 11500000 2100000

2043 50 0 13225000 18225000 400000 11937500 2100000

2044 51 0 13750000 18750000 400000 12425000 2100000

2045 52 0 14375000 19375000 400000 13012500 2100000

2046 53 0 15250000 20250000 400000 13850000 2100000

2047 54 0 16125000 21125000 400000 14687500 2100000

2048 55 0 17000000 22000000 400000 15525000 2100000

2049 56 0 17875000 22875000 400000 16362500 2100000

2050 57 0 18850000 23850000 400000 17300000 2100000

2051 58 0 19825000 24825000 400000 18237500 2100000

2052 59 0 20800000 25800000 400000 19175000 2100000

2053 60 0 22125000 27125000 400000 20462500 2100000

2054 61 0 23500000 28500000 400000 21800000 2100000

2055 62 0 25125000 30125000 400000 23387500 2100000

2056 63 0 26750000 31750000 400000 24975000 2100000

2057 64 0 28375000 33375000 400000 26562500 2100000

2058 65 0 30000000 35000000 400000 28150000 2100000

2059 66 0 31625000 36625000 400000 29737500 2100000

2060 67 0 33250000 38250000 400000 31325000 2100000

2061 68 0 34875000 39875000 400000 32912500 2100000

2062 69 0 36500000 41500000 400000 34500000 2100000

2063 70 0 38125000 43125000 400000 36087500 2100000

2064 71 0 38500000 38500000 400000 36425000 2100000

2065 72 0 38875000 38875000 400000 36762500 2100000

2066 73 0 39250000 39250000 400000 37100000 2100000

2067 74 0 39625000 39625000 400000 37437500 2100000

2068 75 0 40000000 40000000 400000 37775000 2100000

2069 76 0 40375000 40375000 400000 38112500 2100000

2070 77 0 40750000 40750000 400000 38450000 2100000

2071 78 0 41125000 41125000 400000 38787500 2100000

2072 79 0 41500000 41500000 400000 39125000 2100000

2073 80 0 41875000 41875000 400000 39462500 2100000

2074 81 0 42250000 42250000 400000 39800000 2100000

2075 82 0 42625000 42625000 400000 40137500 2100000

2076 83 0 43000000 43000000 400000 40475000 2100000

2077 84 0 43375000 43375000 400000 40812500 2100000

2078 85 0 43750000 43750000 400000 41150000 2100000

2079 86 0 44125000 44125000 400000 41487500 2100000

2080 87 0 44500000 44500000 400000 41825000 2100000

2081 88 0 44875000 44875000 400000 42162500 2100000

2082 89 0 45250000 45250000 400000 42500000 2100000

2083 90 0 45625000 45625000 400000 42837500 2100000

2084 91 0 46000000 46000000 400000 43175000 2100000

2085 92 0 46375000 46375000 400000 43512500 2100000

2086 93 0 46750000 46750000 400000 43850000 2100000

2087 94 0 47125000 47125000 400000 44187500 2100000

2088 95 0 47500000 47500000 400000 44525000 2100000

2089 96 0 47875000 47875000 400000 44862500 2100000

2090 97 0 48250000 48250000 400000 45200000 2100000

2091 98 0 48625000 48625000 400000 45537500 2100000

2092 99 0 49000000 49000000 400000 45875000 2100000

2093 100 0 0 0 49000000 0 0

0 0 6012978 0 0 71000000 0 0
You have to pay the premium for 15 yrs
(from Age:30 - Age:44)

If you take the payment mode as yly then you have to pay Rs.409086 for the
first year,from 2nd year onwards Rs.400278

Totally you will pay Rs.6012978

From Age:45-99 you will receive Rs.400000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-35, Nominee will receive Rs.7250000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-35, Nominee will
receive Rs.12250000

At age 100 you will receive Rs.49000000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.20462500
if you close at Age-70, you will receive Rs.36087500
if you close at Age-80, you will receive Rs.39462500

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-44, you can take a loan of Rs.6693746
at Age-65, you can take a loan of Rs.2100000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & MER for NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER,REST ECG,SBT-13,RUA,Hb%----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience