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Plan Mixing

Prepared By

Ph:
This is proposed to

Proposer Details
Name cus
Age 34
Sum Assured 10500000
Term 66
PPT 40
DAB Rider 8000000
AD & DB Rider 2500000
Term Rider 0
CIR SA 0

First Year Premium


YLY HLY QLY MLY
203505 102992 42067 14022

2nd Year Onwards


YLY HLY QLY MLY
199956 101199 41162 13721

Total Premium Rs.4212563


Total Returns Rs.15585500

Save Rs.548 per day and get an amount of


Rs.15585500 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2023 34 203505 9057000 19557000 0 0 0

2024 35 199956 9114000 19614000 0 72282 65053

2025 36 199956 9171000 19671000 0 143548 129193

2026 37 199956 9228000 19728000 0 280384 252345

2027 38 199956 9285000 19785000 0 382720 344447

2028 39 199956 9342000 19842000 0 498349 448514

2029 40 199956 9399000 19899000 0 627520 564767

2030 41 199956 9456000 19956000 0 781277 703148

2031 42 199956 9513000 20013000 0 951591 856431

2032 43 199956 9570000 20070000 0 1138782 1024903

2033 44 199956 9627000 20127000 0 1343320 1208987

2034 45 199956 9684000 20184000 0 1565488 1408938

2035 46 199956 9741000 20241000 0 1805668 1625100

2036 47 199956 9798000 20298000 0 2064368 1857931

2037 48 199956 9855000 20355000 0 2348432 2113588

2038 49 119696 9932000 20432000 80000 2732925 1467784

2039 50 119696 9994000 20494000 80000 3084318 1578496

2040 51 119696 10056000 20556000 80000 3273250 1697865

2041 52 38663 10118000 20618000 80000 3477696 1831196

2042 53 38663 10190000 20690000 80000 3716492 1986442

2043 54 38663 10267000 20767000 80000 3886741 2075496

2044 55 38663 10354000 19354000 3273500 2128600 420000

2045 56 38663 10461000 19461000 80000 2229900 420000

2046 57 38663 10618000 19618000 80000 2381200 420000

2047 58 38663 10775000 19775000 80000 2532500 420000

2048 59 38663 10932000 19932000 80000 2683800 420000


2049 60 38663 11089000 20089000 80000 2835100 420000

2050 61 38663 11266000 20266000 80000 3006400 420000

2051 62 38663 11443000 20443000 80000 3177700 420000

2052 63 38663 11620000 20620000 80000 3349000 420000

2053 64 38663 11867000 20867000 80000 3590300 420000

2054 65 38663 12124000 21124000 80000 3841600 420000

2055 66 38663 12431000 21431000 80000 4142900 420000

2056 67 38663 12738000 21738000 80000 4444200 420000

2057 68 38663 13045000 22045000 80000 4745500 420000

2058 69 38663 13352000 22352000 80000 5046800 420000

2059 70 38663 13659000 22659000 80000 5348100 420000

2060 71 38663 13966000 13966000 80000 5649400 420000

2061 72 38663 14273000 14273000 80000 5950700 420000

2062 73 38663 14580000 14580000 80000 6252000 420000

2063 74 0 6887000 6887000 80000 6553300 420000

2064 75 0 6944000 6944000 80000 6604600 420000

2065 76 0 7001000 7001000 80000 6655900 420000

2066 77 0 7058000 7058000 80000 6707200 420000

2067 78 0 7115000 7115000 80000 6758500 420000

2068 79 0 7172000 7172000 80000 6809800 420000

2069 80 0 7229000 7229000 80000 6861100 420000

2070 81 0 7286000 7286000 80000 6912400 420000

2071 82 0 7343000 7343000 80000 6963700 420000

2072 83 0 7400000 7400000 80000 7015000 420000

2073 84 0 7457000 7457000 80000 7066300 420000

2074 85 0 7514000 7514000 80000 7117600 420000

2075 86 0 7571000 7571000 80000 7168900 420000


2076 87 0 7628000 7628000 80000 7220200 420000

2077 88 0 7685000 7685000 80000 7271500 420000

2078 89 0 7742000 7742000 80000 7322800 420000

2079 90 0 7799000 7799000 80000 7374100 420000

2080 91 0 7856000 7856000 80000 7425400 420000

2081 92 0 7913000 7913000 80000 7476700 420000

2082 93 0 7970000 7970000 80000 7528000 420000

2083 94 0 8027000 8027000 80000 7579300 420000

2084 95 0 8084000 8084000 80000 7630600 420000

2085 96 0 8141000 8141000 80000 7681900 420000

2086 97 0 8198000 8198000 80000 7733200 420000

2087 98 0 8255000 8255000 80000 7784500 420000

2088 99 0 8312000 8312000 80000 7835800 420000

2089 100 0 0 0 8312000 0 0

0 0 0 0 0 0 0 0

0 0 4212563 0 0 15585500 0 0
You have to pay the premium for 40 yrs
(from Age:34 - Age:73)

If you take the payment mode as yly then you have to pay Rs.203505 for the
first year,from 2nd year onwards Rs.199956

You will receive the amount as shown in the above table under Returns Column

Total premium is Rs.4212563 and Total Returns are Rs.15585500

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-39, Nominee will receive Rs.9342000

Accidental Risk cover is as shown in the above table under Accidental


column.....For example In case of Accidental Death at Age-39, Nominee will
receive Rs.19842000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-41, you will receive Rs.781277

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-41, you can take a loan of Rs.703148

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V


countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----MER,REST ECG,SBT-13,RUA,Haemogram,Hba1c----

For Proposers under NMG(SAP) and NMG(NSAP) for others


----MER,REST ECG,SBT-13,RUA,Haemogram,Hba1c----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

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