Plan Mixing

Prepared By
 This is proposed to

Proposer Details
Name Smart Investors
Age 34
Sum Assured 2000000
Term 66
PPT 15
DAB Rider 0
AD & DB Rider 2000000
Term Rider 0
CIR SA 0

First Year Premium

YLY HLY QLY MLY
158759 80197 40508 13503

2nd Year Onwards

YLY HLY QLY MLY
155341 78471 39635 13211

Total Premium Rs.2333533

Total Returns Rs.19360500

Save Rs.426 per day and get an amount of

Rs.19360500 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2024 34 158759 2103000 4103000 0 0 0

2025 35 155341 2206000 4206000 0 57609 51848

2026 36 155341 2309000 4309000 0 95684 86115

2027 37 155341 2412000 4412000 0 192159 172943

2028 38 155341 2515000 4515000 0 286845 258160

2029 39 155341 2618000 4618000 0 400326 360293

2030 40 155341 2721000 4721000 0 532682 479413

2031 41 155341 2824000 4824000 0 695760 626183

2032 42 155341 2927000 4927000 0 880821 792738

2033 43 155341 3030000 5030000 0 1088100 979290

2034 44 155341 3133000 5133000 0 1317703 1185932

2035 45 155341 3236000 5236000 0 1569899 1412909

2036 46 155341 3339000 5339000 0 1844890 1660401

2037 47 155341 3442000 5442000 0 2144388 1929949

2038 48 155341 3555000 5555000 0 2439683 2195714

2039 49 0 2898000 4398000 892500 2353080 630000

2040 50 0 2991000 4491000 120000 2695650 630000

2041 51 0 3084000 4584000 120000 2780100 630000

2042 52 0 3177000 4677000 120000 2864550 630000

2043 53 0 3285000 4785000 120000 2964000 630000

2044 54 0 3400500 4900500 120000 3070950 630000

2045 55 0 3531000 5031000 120000 3192900 630000

2046 56 0 3691500 5191500 120000 3344850 630000

2047 57 0 3927000 5427000 120000 3571800 630000

2048 58 0 4162500 5662500 120000 3798750 630000

2049 59 0 4398000 5898000 120000 4025700 630000

2050 60 0 4633500 6133500 120000 4252650 630000

2051 61 0 4899000 6399000 120000 4509600 630000

2052 62 0 5164500 6664500 120000 4766550 630000

2053 63 0 5430000 6930000 120000 5023500 630000

2054 64 0 5800500 7300500 120000 5385450 630000

2055 65 0 6186000 7686000 120000 5762400 630000

2056 66 0 6646500 8146500 120000 6214350 630000

2057 67 0 7107000 8607000 120000 6666300 630000

2058 68 0 7567500 9067500 120000 7118250 630000

2059 69 0 8028000 9528000 120000 7570200 630000

2060 70 0 8488500 9988500 120000 8022150 630000

2061 71 0 8949000 8949000 120000 8474100 630000

2062 72 0 9409500 9409500 120000 8926050 630000

2063 73 0 9870000 9870000 120000 9378000 630000

2064 74 0 10330500 10330500 120000 9829950 630000

2065 75 0 10416000 10416000 120000 9906900 630000

2066 76 0 10501500 10501500 120000 9983850 630000

2067 77 0 10587000 10587000 120000 10060800 630000

2068 78 0 10672500 10672500 120000 10137750 630000

2069 79 0 10758000 10758000 120000 10214700 630000

2070 80 0 10843500 10843500 120000 10291650 630000

2071 81 0 10929000 10929000 120000 10368600 630000

2072 82 0 11014500 11014500 120000 10445550 630000

2073 83 0 11100000 11100000 120000 10522500 630000

2074 84 0 11185500 11185500 120000 10599450 630000

2075 85 0 11271000 11271000 120000 10676400 630000

2076 86 0 11356500 11356500 120000 10753350 630000

2077 87 0 11442000 11442000 120000 10830300 630000

2078 88 0 11527500 11527500 120000 10907250 630000

2079 89 0 11613000 11613000 120000 10984200 630000

2080 90 0 11698500 11698500 120000 11061150 630000

2081 91 0 11784000 11784000 120000 11138100 630000

2082 92 0 11869500 11869500 120000 11215050 630000

2083 93 0 11955000 11955000 120000 11292000 630000

2084 94 0 12040500 12040500 120000 11368950 630000

2085 95 0 12126000 12126000 120000 11445900 630000

2086 96 0 12211500 12211500 120000 11522850 630000

2087 97 0 12297000 12297000 120000 11599800 630000

2088 98 0 12382500 12382500 120000 11676750 630000

2089 99 0 12468000 12468000 120000 11753700 630000

2090 100 0 0 0 12468000 0 0

0 0 0 0 0 0 0 0

0 0 2333533 0 0 19360500 0 0
You have to pay the premium for 15 yrs
(from Age:34 - Age:48)

If you take the payment mode as yly then you have to pay Rs.158759 for the
first year,from 2nd year onwards Rs.155341

You will receive the amount as shown in the above table under Returns Column

Total premium is Rs.2333533 and Total Returns are Rs.19360500

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-39, Nominee will receive Rs.2618000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-39, Nominee will
receive Rs.4618000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-41, you will receive Rs.695760

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-41, you can take a loan of Rs.626183

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V

countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----
Disclaimer : The Benefits shown in this presentation are calculated
based on the current bonus rates, Actual values may vary depends on
the corporation profits and experience