945-Jeevan Umang

.
 .

Prepared By

Nilanjan Banerjee
do
Ph: 6290906241, 6290906241
nilanjanbanerjee49@gmail.com
 This is proposed to

Proposer Details
Name
Age 30
Plan Name 945-Jeevan Umang
Sum Assured 1225000
Policy Term 70
PPT 15
DAB Rider 0
AD & DB Rider 1225000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
100546 50787 25651 8550
96216+4330 48600+2187 24546+1105 8182+368

2nd year onwards

YLY HLY QLY MLY
98381 49694 25098 8366
96216+2165 48600+1094 24546+552 8182+184

Save Rs.270 per day for 15 yrs, and get a

bulk amount of Rs.10461500 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2022 30 100546 1294825 2519825 0 0 0

2023 31 98381 1364650 2589650 0 30298 27268

2024 32 98381 1434475 2659475 0 45447 40902

2025 33 98381 1504300 2729300 0 90894 81804

2026 34 98381 1574125 2799125 0 151491 136341

2027 35 98381 1643950 2868950 0 227236 204512

2028 36 98381 1713775 2938775 0 318131 286317

2029 37 98381 1783600 3008600 0 424174 381756

2030 38 98381 1853425 3078425 0 545367 490830

2031 39 98381 1923250 3148250 0 681709 613538

2032 40 98381 1993075 3218075 0 833200 749880

2033 41 98381 2062900 3287900 0 999840 899856

2034 42 98381 2132725 3357725 0 1181629 1063466

2035 43 98381 2202550 3427550 0 1378568 1240711

2036 44 98381 2272375 3497375 0 1590655 1431589

2037 45 0 2366700 3591700 98000 1921682 514500

2038 46 0 2442650 3667650 98000 2201447 514500

2039 47 0 2518600 3743600 98000 2270415 514500

2040 48 0 2594550 3819550 98000 2339382 514500

2041 49 0 2682750 3907750 98000 2420600 514500

2042 50 0 2777075 4002075 98000 2507942 514500

2043 51 0 2883650 4108650 98000 2607535 514500

2044 52 0 3014725 4239725 98000 2731627 514500

2045 53 0 3207050 4432050 98000 2916970 514500

2046 54 0 3399375 4624375 98000 3102312 514500

2047 55 0 3591700 4816700 98000 3287655 514500

2048 56 0 3784025 5009025 98000 3472997 514500

2049 57 0 4000850 5225850 98000 3682840 514500

2050 58 0 4217675 5442675 98000 3892682 514500

2051 59 0 4434500 5659500 98000 4102525 514500

2052 60 0 4737075 5962075 98000 4398117 514500

2053 61 0 5051900 6276900 98000 4705960 514500

2054 62 0 5427975 6652975 98000 5075052 514500

2055 63 0 5804050 7029050 98000 5444145 514500

2056 64 0 6180125 7405125 98000 5813237 514500

2057 65 0 6556200 7781200 98000 6182330 514500

2058 66 0 6932275 8157275 98000 6551422 514500

2059 67 0 7308350 8533350 98000 6920515 514500

2060 68 0 7684425 8909425 98000 7289607 514500

2061 69 0 8060500 9285500 98000 7658700 514500

2062 70 0 8436575 9661575 98000 8027792 514500

2063 71 0 8506400 8506400 98000 8090635 514500

2064 72 0 8576225 8576225 98000 8153477 514500

2065 73 0 8646050 8646050 98000 8216320 514500

2066 74 0 8715875 8715875 98000 8279162 514500

2067 75 0 8785700 8785700 98000 8342005 514500

2068 76 0 8855525 8855525 98000 8404847 514500

2069 77 0 8925350 8925350 98000 8467690 514500

2070 78 0 8995175 8995175 98000 8530532 514500

2071 79 0 9065000 9065000 98000 8593375 514500

2072 80 0 9134825 9134825 98000 8656217 514500

2073 81 0 9204650 9204650 98000 8719060 514500

2074 82 0 9274475 9274475 98000 8781902 514500

2075 83 0 9344300 9344300 98000 8844745 514500

2076 84 0 9414125 9414125 98000 8907587 514500

2077 85 0 9483950 9483950 98000 8970430 514500

2078 86 0 9553775 9553775 98000 9033272 514500

2079 87 0 9623600 9623600 98000 9096115 514500

2080 88 0 9693425 9693425 98000 9158957 514500

2081 89 0 9763250 9763250 98000 9221800 514500

2082 90 0 9833075 9833075 98000 9284642 514500

2083 91 0 9902900 9902900 98000 9347485 514500

2084 92 0 9972725 9972725 98000 9410327 514500

2085 93 0 10042550 10042550 98000 9473170 514500

2086 94 0 10112375 10112375 98000 9536012 514500

2087 95 0 10182200 10182200 98000 9598855 514500

2088 96 0 10252025 10252025 98000 9661697 514500

2089 97 0 10321850 10321850 98000 9724540 514500

2090 98 0 10391675 10391675 98000 9787382 514500

2091 99 0 10461500 10461500 98000 9850225 514500

2092 100 0 0 0 10461500 0 0

0 0 1477880 0 0 15851500 0 0
You have to pay the premium for 15 yrs
(from Age:30 - Age:44)

If you take the payment mode as yly then you have to pay Rs.100546 for the
first year,from 2nd year onwards Rs.98381

Totally you will pay Rs.1477880

From Age:45-99 you will receive Rs.98000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-35, Nominee will receive Rs.1643950

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-35, Nominee will
receive Rs.2868950

At age 100 you will receive Rs.10461500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.4398117
if you close at Age-70, you will receive Rs.8027792
if you close at Age-80, you will receive Rs.8656217

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-44, you can take a loan of Rs.1431589
at Age-65, you can take a loan of Rs.514500
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience