945-Jeevan Umang

Prepared By

Ph:
 This is proposed to

Proposer Details
Name
Age 30
Plan Name 945-Jeevan Umang
Sum Assured 350000
Policy Term 70
PPT 15
DAB Rider 0
AD & DB Rider 350000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
29368 14831 7488 2496
28103+1265 14192+639 7166+322 2389+107

2nd year onwards

YLY HLY QLY MLY
28735 14511 7327 2443
28103+632 14192+319 7166+161 2389+54

Save Rs.79 per day for 15 yrs, and get a bulk

amount of Rs.2989000 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2021 30 29368 369950 719950 0 0 0

2022 31 28735 389900 739900 0 8656 7790

2023 32 28735 409850 759850 0 12984 11685

2024 33 28735 429800 779800 0 25969 23372

2025 34 28735 449750 799750 0 43283 38954

2026 35 28735 469700 819700 0 64924 58431

2027 36 28735 489650 839650 0 90894 81804

2028 37 28735 509600 859600 0 121192 109072

2029 38 28735 529550 879550 0 155818 140236

2030 39 28735 549500 899500 0 194773 175295

2031 40 28735 569450 919450 0 238056 214250

2032 41 28735 589400 939400 0 285667 257100

2033 42 28735 609350 959350 0 337607 303846

2034 43 28735 629300 979300 0 393875 354487

2035 44 28735 649250 999250 0 454471 409023

2036 45 0 676200 1026200 28000 549052 147000

2037 46 0 697900 1047900 28000 628985 147000

2038 47 0 719600 1069600 28000 648690 147000

2039 48 0 741300 1091300 28000 668395 147000

2040 49 0 766500 1116500 28000 691600 147000

2041 50 0 793450 1143450 28000 716555 147000

2042 51 0 823900 1173900 28000 745010 147000

2043 52 0 861350 1211350 28000 780465 147000

2044 53 0 916300 1266300 28000 833420 147000

2045 54 0 971250 1321250 28000 886375 147000

2046 55 0 1026200 1376200 28000 939330 147000

2047 56 0 1081150 1431150 28000 992285 147000

2048 57 0 1143100 1493100 28000 1052240 147000

2049 58 0 1205050 1555050 28000 1112195 147000

2050 59 0 1267000 1617000 28000 1172150 147000

2051 60 0 1353450 1703450 28000 1256605 147000

2052 61 0 1443400 1793400 28000 1344560 147000

2053 62 0 1550850 1900850 28000 1450015 147000

2054 63 0 1658300 2008300 28000 1555470 147000

2055 64 0 1765750 2115750 28000 1660925 147000

2056 65 0 1873200 2223200 28000 1766380 147000

2057 66 0 1980650 2330650 28000 1871835 147000

2058 67 0 2088100 2438100 28000 1977290 147000

2059 68 0 2195550 2545550 28000 2082745 147000

2060 69 0 2303000 2653000 28000 2188200 147000

2061 70 0 2410450 2760450 28000 2293655 147000

2062 71 0 2430400 2430400 28000 2311610 147000

2063 72 0 2450350 2450350 28000 2329565 147000

2064 73 0 2470300 2470300 28000 2347520 147000

2065 74 0 2490250 2490250 28000 2365475 147000

2066 75 0 2510200 2510200 28000 2383430 147000

2067 76 0 2530150 2530150 28000 2401385 147000

2068 77 0 2550100 2550100 28000 2419340 147000

2069 78 0 2570050 2570050 28000 2437295 147000

2070 79 0 2590000 2590000 28000 2455250 147000

2071 80 0 2609950 2609950 28000 2473205 147000

2072 81 0 2629900 2629900 28000 2491160 147000

2073 82 0 2649850 2649850 28000 2509115 147000

2074 83 0 2669800 2669800 28000 2527070 147000

2075 84 0 2689750 2689750 28000 2545025 147000

2076 85 0 2709700 2709700 28000 2562980 147000

2077 86 0 2729650 2729650 28000 2580935 147000

2078 87 0 2749600 2749600 28000 2598890 147000

2079 88 0 2769550 2769550 28000 2616845 147000

2080 89 0 2789500 2789500 28000 2634800 147000

2081 90 0 2809450 2809450 28000 2652755 147000

2082 91 0 2829400 2829400 28000 2670710 147000

2083 92 0 2849350 2849350 28000 2688665 147000

2084 93 0 2869300 2869300 28000 2706620 147000

2085 94 0 2889250 2889250 28000 2724575 147000

2086 95 0 2909200 2909200 28000 2742530 147000

2087 96 0 2929150 2929150 28000 2760485 147000

2088 97 0 2949100 2949100 28000 2778440 147000

2089 98 0 2969050 2969050 28000 2796395 147000

2090 99 0 2989000 2989000 28000 2814350 147000

2091 100 0 0 0 2989000 0 0

0 0 431658 0 0 4529000 0 0
You have to pay the premium for 15 yrs
(from Age:30 - Age:44)

If you take the payment mode as yly then you have to pay Rs.29368 for the first
year,from 2nd year onwards Rs.28735

Totally you will pay Rs.431658

From Age:45-99 you will receive Rs.28000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-35, Nominee will receive Rs.469700

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-35, Nominee will
receive Rs.819700

At age 100 you will receive Rs.2989000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.1256605
if you close at Age-70, you will receive Rs.2293655
if you close at Age-80, you will receive Rs.2473205

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-44, you can take a loan of Rs.409023
at Age-65, you can take a loan of Rs.147000

Medical Report: Not Applicable

Disclaimer : The Benefits shown in this presentation are as per the 8% Benefit
illustration of LIC of India, Actual values may vary, depends on the corporation profits
and experience