914-New Endowment

.
 .

Prepared By

N Jayalakshmi
LIC Agent
Ph: 7892049411, 9591237050
bnjaya89@gmail.com
 This is proposed to

Proposer Details
Name Ram
Age 23
Plan Name 914-New Endowment
Sum Assured 100000
Policy Term 35
PPT 35
DAB Rider 0
AD & DB Rider 100000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
3008 1518 767 256
2878+130 1453+65 734+33 245+11

2nd year onwards

YLY HLY QLY MLY
2943 1486 751 251
2878+65 1453+33 734+17 245+6

Total Premium Rs.103070

Total Returns Rs.442500

Save Rs.8 per day for 35 yrs, and get a bulk

amount of Rs.442500 at Age:58
Year Age Premium Natural Accidental Returns CashValue Loan

2023 23 3008 104500 204500 0 0 0

2024 24 2943 109000 209000 0 1726 1035

2025 25 2943 113500 213500 0 2860 1716

2026 26 2943 118000 218000 0 6306 3783

2027 27 2943 122500 222500 0 8547 5128

2028 28 2943 127000 227000 0 10256 6153

2029 29 2943 131500 231500 0 13416 8049

2030 30 2943 136000 236000 0 16109 9665

2031 31 2943 140500 240500 0 18873 11323

2032 32 2943 145000 245000 0 21707 13024

2033 33 2943 149500 249500 0 24631 14778

2034 34 2943 154000 254000 0 27360 16416

2035 35 2943 158500 258500 0 30142 18085

2036 36 2943 163000 263000 0 32997 19798

2037 37 2943 168500 268500 0 36076 21645

2038 38 2943 173500 273500 0 39185 23511

2039 39 2943 178500 278500 0 42406 25443

2040 40 2943 183500 283500 0 45778 27466

2041 41 2943 188500 288500 0 49306 29583

2042 42 2943 194000 294000 0 53103 31861

2043 43 2943 199500 299500 0 57119 34271

2044 44 2943 207000 307000 0 61027 36616

2045 45 2943 218500 318500 0 65797 39478

2046 46 2943 231000 331000 0 70971 42582

2047 47 2943 245500 345500 0 76792 46075

2048 48 2943 260000 360000 0 82975 49785

2049 49 2943 275500 375500 0 89785 53871

2050 50 2943 291000 391000 0 97164 58298

2051 51 2943 306500 406500 0 105190 63114

2052 52 2943 325000 425000 0 114722 68833

2053 53 2943 349500 449500 0 126743 76045

2054 54 2943 374000 474000 0 140276 84165

2055 55 2943 403500 503500 0 157059 94235

2056 56 2943 423000 523000 0 175189 105113

2057 57 2943 442500 542500 0 183342 110005

2058 58 0 0 0 442500 0 0

0 0 103070 0 0 442500 0 0
You have to pay the premium for 35 yrs
(from Age:23 - Age:57)

If you take the payment mode as yly then you have to pay Rs.3008 for the first
year,from 2nd year onwards Rs.2943

Totally you will pay Rs.103070

At Age-58 you will receive Rs.442500

Natural Risk Cover is Rs.104500-Rs.442500 as shown in the above

table......For example
In case of Natural Death at Age-28, Nominee will receive Rs.127000

Accidental Risk Cover is Rs.204500-Rs.542500 as shown in the above

table......For example
In case of Accidental Death at Age-28, Nominee will receive Rs.227000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-30, you will receive Rs.16109

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-30, you can take a loan of Rs.9665

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V

countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----NMS & NMG(Professional)----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience