Plan Mixing

.
 .

Prepared By

DHARMESH GOHEL
DEVELOPMENT OFFICER
Ph: 9427640920
dharmesh.gohel@licindia.com
 This is proposed to

Proposer Details
Name Premilaben
Age 48
Sum Assured 2500000
Term 52
PPT 15
DAB Rider 0
AD & DB Rider 1000000
Term Rider 0
CIR SA 0

First Year Premium

YLY HLY QLY MLY
1608713 41276 20848 6949

2nd Year Onwards

YLY HLY QLY MLY
79953 40388 20399 6800

Total Premium Rs.2728055

Total Returns Rs.10006000

Save Rs.219 per day and get an amount of

Rs.10006000 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2021 48 1608713 2548000 3548000 0 1015165 421178

2022 49 79953 2596000 3596000 80025 1040986 441817

2023 50 79953 2644000 3644000 80025 1055406 452137

2024 51 79953 2692000 3692000 80025 1092936 483097

2025 52 79953 2740000 3740000 80025 1142076 524377

2026 53 79953 2788000 3788000 80025 1202977 575977

2027 54 79953 2836000 3836000 80025 1275479 637896

2028 55 79953 2884000 3884000 80025 1359750 710135

2029 56 79953 2932000 3932000 80025 1455624 792695

2030 57 79953 2980000 3980000 80025 1563109 885575

2031 58 79953 3028000 4028000 80025 1682338 988774

2032 59 79953 3076000 4076000 80025 1813130 1102293

2033 60 79953 3124000 4124000 80025 1955590 1226132

2034 61 79953 3172000 4172000 80025 2154668 1360292

2035 62 79953 3220000 4220000 80025 2275261 1504771

2036 63 0 3288000 4288000 160025 2528448 841178

2037 64 0 3341000 4341000 160025 2741342 841178

2038 65 0 3394000 4394000 160025 2795250 841178

2039 66 0 3447000 4447000 160025 2849544 841178

2040 67 0 3510000 4510000 160025 2914025 841178

2041 68 0 3578000 4578000 160025 2984206 841178

2042 69 0 3656000 4656000 160025 3064931 841178

2043 70 0 3754000 4754000 160025 3166081 841178

2044 71 0 3902000 3902000 160025 3317816 841178

2045 72 0 4050000 4050000 160025 3469902 841178

2046 73 0 4198000 4198000 160025 3622393 841178

2047 74 0 4346000 4346000 160025 3775180 841178

2048 75 0 4514000 4514000 160025 3948429 841178

2049 76 0 4682000 4682000 160025 4122115 841178

2050 77 0 4850000 4850000 160025 4294532 841178

2051 78 0 5088000 5088000 160025 4536890 841178

2052 79 0 5336000 5336000 160025 4789573 841178

2053 80 0 5634000 5634000 160025 5092494 841178

2054 81 0 5932000 5932000 160025 5395658 841178

2055 82 0 6230000 6230000 160025 5695493 841178

2056 83 0 6528000 6528000 160025 5995169 841178

2057 84 0 6826000 6826000 160025 6294550 841178

2058 85 0 7124000 7124000 160025 6593946 841178

2059 86 0 7422000 7422000 160025 6892913 841178

2060 87 0 7720000 7720000 160025 7191887 841178

2061 88 0 8018000 8018000 160025 7490425 841178

2062 89 0 8066000 8066000 160025 7538969 841178

2063 90 0 8114000 8114000 160025 7587212 841178

2064 91 0 8162000 8162000 160025 7635302 841178

2065 92 0 8210000 8210000 160025 7683217 841178

2066 93 0 8258000 8258000 160025 7730955 841178

2067 94 0 8306000 8306000 160025 7778510 841178

2068 95 0 8354000 8354000 160025 7825857 841178

2069 96 0 8402000 8402000 160025 7873146 841178

2070 97 0 8450000 8450000 160025 7920203 841178

2071 98 0 8498000 8498000 160025 7967179 841178

2072 99 0 8546000 8546000 160025 8013898 841178

2073 100 0 1500000 1500000 7126025 1320896 421178

0 0 0 0 0 0 0 0

0 0 2728055 0 0 10006000 0 0
You have to pay the premium for 15 yrs
(from Age:48 - Age:62)

If you take the payment mode as yly then you have to pay Rs.1608713 for the
first year,from 2nd year onwards Rs.79953

You will receive the amount as shown in the above table under Returns Column

Total premium is Rs.2728055 and Total Returns are Rs.10006000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-53, Nominee will receive Rs.2788000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-53, Nominee will
receive Rs.3788000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-55, you will receive Rs.1359750

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-55, you can take a loan of Rs.710135

Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V

countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER,FBS,RUA----
Disclaimer : The Benefits shown in this presentation are as per the 8%
Benefit illustration of LIC of India, Actual values may vary, depends on
the corporation profits and experience