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861-Bachat Plus

Prepared By

Ph:
This is proposed to

Proposer Details
Name
Age 33
Plan Name 861-Bachat Plus
Sum Assured 1000000
Policy Term 25
PPT 1
DAB Rider 0
AD & DB Rider 1000000
Term Rider 0
CIR SA 0
PWB Rider null

Single Premium
Premium GST(4.5%) Payable Prem
459700 20687 480387

Total Premium Rs.480387


Total Returns Rs.1560000

Pay Rs.480387 for single time, and get an


amount of Rs.1560000 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2021 33 480387 5055500 6055500 0 293300 263970

2022 34 0 5055500 6055500 0 369600 332640

2023 35 0 5055500 6055500 0 388300 349470

2024 36 0 5055500 6055500 0 408100 367290

2025 37 0 5055500 6055500 0 429200 386280

2026 38 0 5075500 6075500 0 440130 396117

2027 39 0 5105500 6105500 0 472710 425439

2028 40 0 5135500 6135500 0 507816 457034

2029 41 0 5155500 6155500 0 540870 486783

2030 42 0 5175500 6175500 0 576576 518918

2031 43 0 5195500 6195500 0 614916 553424

2032 44 0 5215500 6215500 0 656328 590695

2033 45 0 5235500 6235500 0 694902 625411

2034 46 0 5255500 6255500 0 736560 662904

2035 47 0 5280500 6280500 0 784857 706371

2036 48 0 5305500 6305500 0 834875 751387

2037 49 0 5330500 6330500 0 888547 799692

2038 50 0 5355500 6355500 0 939900 845910

2039 51 0 5385500 6385500 0 998963 899066

2040 52 0 5415500 6415500 0 1062568 956311

2041 53 0 5445500 6445500 0 1131182 1018063

2042 54 0 5485500 6485500 0 1206204 1085583

2043 55 0 5525500 6525500 0 1286838 1158154

2044 56 0 5565500 6565500 0 1385274 1246746

2045 57 0 5615500 6615500 0 1560000 1404000

2046 58 0 0 0 1560000 0 0
0 0 480387 0 0 1560000 0 0
You will pay the premium of Rs.480387 for one time

At Age:58 you will receive Rs.1560000

Natural Risk Cover is Rs.5055500-Rs.5615500 as shown in the above


table.....For example
In case of Natural Death at Age-38, Nominee will receive Rs.5075500

Accidental Risk Cover is Rs.6055500-Rs.6615500 as shown in the above


table.....For example
In case of Accidental Death at Age-38, Nominee will receive Rs.6075500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-38, you will receive Rs.440130

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-38, you can take a loan of Rs.396117

Medical Report: FMR for NMG

Disclaimer : The Benefits shown in this presentation are as per the 8% Benefit
illustration of LIC of India, Actual values may vary, depends on the corporation profits
and experience

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