.

Prepared By

Ph:
 This is proposed to

Proposer Details
Name abc
Age 45
Plan Name 933-Jeevan Lakshya
Sum Assured 2500000
Policy Term 16
PPT 13
DAB Rider 2500000
AD & DB Rider 0
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
205236 103689 52381 17460
196398+8838 99224+4465 50125+2256 16708+752

2nd year onwards

YLY HLY QLY MLY
200817 101457 51253 17084
196398+4419 99224+2233 50125+1128 16708+376

Total Premium Rs.2615040

Total Returns Rs.4242500

Save Rs.550 per day for 13 yrs, and get a

bulk amount of Rs.4242500 at Age:61
Year Age Premium Natural Accidntal Returns CashValue Loan

2021 45 205236 0 2500000 0 0 0

2022 46 200817 0 2500000 0 117838 106054

2023 47 200817 0 2500000 0 232133 208919

2024 48 200817 0 2500000 0 466967 420270

2025 49 200817 0 2500000 0 584705 526234

2026 50 200817 0 2500000 0 703600 633240

2027 51 200817 0 2500000 0 824101 741690

2028 52 200817 0 2500000 0 1005621 905058

2029 53 200817 0 2500000 0 1204695 1084225

2030 54 200817 0 2500000 0 1421859 1279673

2031 55 200817 0 2500000 0 1679829 1511846

2032 56 200817 0 2500000 0 1914867 1723380

2033 57 200817 0 2500000 0 2192978 1973680

2034 58 0 0 2500000 0 2494325 2244892

2035 59 0 0 2500000 0 2844270 2559843

2036 60 0 0 2500000 0 3036638 2732974

2037 61 0 0 0 4242500 0 0

0 0 2615040 0 0 4242500 0 0
Lets claculate the Risk cover at Age 49
Natural Risk Cover:

10% of the Sum Assured is given every year from

Age:49-Age:60
250000*12=Rs.3000000

On maturity 110% of Sum Assured along with bonus is

given
Rs.4492500

3000000+4492500+0 = Rs.7492500

Accidental Risk Cover:

Double Accidental Benefit is given immediatelly at

Age:49 (Rs.2500000)

10% of the Sum Assured is given every year from

Age:49-Age:60
250000*12=Rs.3000000

On maturity 110% of Sum Assured along with bonus is

given
Rs.4492500

2500000+3000000+4492500+0 = Rs.9992500
 Accidental Risk Cover at Age:49

Year Age Premium Natural Accidntal Returns CashValue Loan

2021 45 205236 0 2500000 0 0 0

2022 46 200817 0 2500000 0 117838 106054

2023 47 200817 0 2500000 0 232133 208919

2024 48 200817 0 2500000 0 466967 420270

2025 49 0 0 0 2750000 584705 526234

2026 50 0 0 0 250000 703600 633240

2027 51 0 0 0 250000 824101 741690

2028 52 0 0 0 250000 1005621 905058

2029 53 0 0 0 250000 1204695 1084225

2030 54 0 0 0 250000 1421859 1279673

2031 55 0 0 0 250000 1679829 1511846

2032 56 0 0 0 250000 1914867 1723380

2033 57 0 0 0 250000 2192978 1973680

2034 58 0 0 0 250000 2494325 2244892

2035 59 0 0 0 250000 2844270 2559843

2036 60 0 0 0 250000 3036638 2732974

2037 61 0 0 0 4492500 0 0

0 0 807687 0 0 9992500 0 0
 You have to pay the premium for 13 yrs
(from Age:45 - Age:57)

If you take the payment mode as yly then you have to pay
Rs.205236 for the first year,from 2nd year onwards Rs.200817

Totally you will pay Rs.2615040

At Age:61 you will receive Rs.4242500

Natural Risk cover is as explained above

Accidental Risk cover is as explained above

If you close the policy you will receive the amount as shown in the
above table under CashValue Column...For example
if you close at Age-52, you will receive Rs.1005621

You can take the loan as shown in the above table under Loan
Column...For example
at Age-52, you can take a loan of Rs.905058

Medical Report: FMR,SBT-13,RUA,Hb%

Disclaimer : The Benefits shown in this presentation are as per the 8% Benefit
illustration of LIC of India, Actual values may vary, depends on the corporation profits
and experience