864-Bima Ratna

Prepared By

This is proposed to

Proposer Details
Name
Age 23
Plan Name 864-Bima Ratna
Sum Assured 500000
Policy Term 25
PPT 21
DAB Rider 0
AD & DB Rider 500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
31144 15728 7942 2647

2nd year onwards

YLY HLY QLY MLY
30474 15390 7771 2590

Total Premium Rs.640624

Total Returns Rs.1212500

Save Rs.83 per day for 21 yrs and get an

amount of Rs.1212500 during the term
Year Age Premium Natural Accidental Returns CashValue Loan

2022 23 31144 650000 1150000 0 0 0

2023 24 30474 675000 1175000 0 0 0

2024 25 30474 700000 1200000 0 75000 67500

2025 26 30474 725000 1225000 0 100000 90000

2026 27 30474 750000 1250000 0 125000 112500

2027 28 30474 777500 1277500 0 152500 137250

2028 29 30474 805000 1305000 0 180000 162000

2029 30 30474 832500 1332500 0 207500 186750

2030 31 30474 860000 1360000 0 235000 211500

2031 32 30474 887500 1387500 0 262500 236250

2032 33 30474 917500 1417500 0 292500 263250

2033 34 30474 947500 1447500 0 322500 290250

2034 35 30474 977500 1477500 0 352500 317250

2035 36 30474 1007500 1507500 0 382500 344250

2036 37 30474 1037500 1537500 0 412500 371250

2037 38 30474 1067500 1567500 0 442500 398250

2038 39 30474 1097500 1597500 0 472500 425250

2039 40 30474 1127500 1627500 0 502500 452250

2040 41 30474 1157500 1657500 0 532500 479250

2041 42 30474 1187500 1687500 0 562500 506250

2042 43 30474 1217500 1717500 0 948450 853605

2043 44 0 1247500 1747500 0 1009550 908595

2044 45 0 1277500 1777500 0 1073700 966330

2045 46 0 1307500 1807500 125000 1016200 914580

2046 47 0 1337500 1837500 125000 891250 802125

2047 48 0 0 0 962500 0 0
0 0 640624 0 0 1212500 0 0
You have to pay the premium for 21 yrs
(from Age:23 - Age:43)

If you take the payment mode as yly then you have to pay Rs.31144 for the first
year,from 2nd year onwards Rs.30474

Totally you will pay Rs.640624

You will receive the returns as follows:

At Age:46 - Rs.125000
At Age:47 - Rs.125000
At Age:48 - Rs.962500

Natural Risk Cover is Rs.650000-Rs.1337500 as shown in the above

table......For example
In case of Natural Death at Age-28, Nominee will receive Rs.777500

Accidental Risk Cover is Rs.1150000-Rs.1837500 as shown in the above

table......For example
In case of Accidental Death at Age-28, Nominee will receive Rs.1277500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-30, you will receive Rs.207500

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-30, you can take a loan of Rs.186750
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----NMG----

Disclaimer : The Benefits shown in this presentation are calculated

based on the current bonus rates, Actual values may vary depends on
the corporation profits and experience