945-Jeevan Umang

Prepared By

mahantesh Hiremath
Lic advisor
Ph: 9740753192, 9740753192
mahanteshhiremath1622@gmali.com
 This is proposed to

Proposer Details
Name
Age 37
Plan Name 945-Jeevan Umang
Sum Assured 2500000
Policy Term 63
PPT 15
DAB Rider 0
AD & DB Rider 2500000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

YLY HLY QLY MLY
204282 103190 52119 17373
195485+8797 98746+4444 49875+2244 16625+748

2nd year onwards

YLY HLY QLY MLY
199883 100968 50997 16999
195485+4398 98746+2222 49875+1122 16625+374

Save Rs.548 per day for 15 yrs, and get a

bulk amount of Rs.20352500 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2023 37 204282 2642500 5142500 0 0 0

2024 38 199883 2785000 5285000 0 61833 55649

2025 39 199883 2927500 5427500 0 92749 83474

2026 40 199883 3070000 5570000 0 185499 166949

2027 41 199883 3212500 5712500 0 309166 278249

2028 42 199883 3355000 5855000 0 463749 417374

2029 43 199883 3497500 5997500 0 649248 584323

2030 44 199883 3640000 6140000 0 865664 779097

2031 45 199883 3782500 6282500 0 1112997 1001697

2032 46 199883 3925000 6425000 0 1391247 1252122

2033 47 199883 4067500 6567500 0 1700413 1530371

2034 48 199883 4210000 6710000 0 2040495 1836445

2035 49 199883 4352500 6852500 0 2411494 2170344

2036 50 199883 4495000 6995000 0 2813410 2532069

2037 51 199883 4637500 7137500 0 3246243 2921618

2038 52 0 4830000 7330000 200000 3921800 1050000

2039 53 0 4985000 7485000 200000 4492750 1050000

2040 54 0 5140000 7640000 200000 4633500 1050000

2041 55 0 5295000 7795000 200000 4774250 1050000

2042 56 0 5475000 7975000 200000 4940000 1050000

2043 57 0 5667500 8167500 200000 5118250 1050000

2044 58 0 5885000 8385000 200000 5321500 1050000

2045 59 0 6152500 8652500 200000 5574750 1050000

2046 60 0 6545000 9045000 200000 5953000 1050000

2047 61 0 6937500 9437500 200000 6331250 1050000

2048 62 0 7330000 9830000 200000 6709500 1050000

2049 63 0 7722500 10222500 200000 7087750 1050000

2050 64 0 8165000 10665000 200000 7516000 1050000

2051 65 0 8607500 11107500 200000 7944250 1050000

2052 66 0 9050000 11550000 200000 8372500 1050000

2053 67 0 9667500 12167500 200000 8975750 1050000

2054 68 0 10310000 12810000 200000 9604000 1050000

2055 69 0 11077500 13577500 200000 10357250 1050000

2056 70 0 11845000 14345000 200000 11110500 1050000

2057 71 0 12612500 12612500 200000 11863750 1050000

2058 72 0 13380000 13380000 200000 12617000 1050000

2059 73 0 14147500 14147500 200000 13370250 1050000

2060 74 0 14915000 14915000 200000 14123500 1050000

2061 75 0 15682500 15682500 200000 14876750 1050000

2062 76 0 16450000 16450000 200000 15630000 1050000

2063 77 0 17217500 17217500 200000 16383250 1050000

2064 78 0 17360000 17360000 200000 16511500 1050000

2065 79 0 17502500 17502500 200000 16639750 1050000

2066 80 0 17645000 17645000 200000 16768000 1050000

2067 81 0 17787500 17787500 200000 16896250 1050000

2068 82 0 17930000 17930000 200000 17024500 1050000

2069 83 0 18072500 18072500 200000 17152750 1050000

2070 84 0 18215000 18215000 200000 17281000 1050000

2071 85 0 18357500 18357500 200000 17409250 1050000

2072 86 0 18500000 18500000 200000 17537500 1050000

2073 87 0 18642500 18642500 200000 17665750 1050000

2074 88 0 18785000 18785000 200000 17794000 1050000

2075 89 0 18927500 18927500 200000 17922250 1050000

2076 90 0 19070000 19070000 200000 18050500 1050000

2077 91 0 19212500 19212500 200000 18178750 1050000

2078 92 0 19355000 19355000 200000 18307000 1050000

2079 93 0 19497500 19497500 200000 18435250 1050000

2080 94 0 19640000 19640000 200000 18563500 1050000

2081 95 0 19782500 19782500 200000 18691750 1050000

2082 96 0 19925000 19925000 200000 18820000 1050000

2083 97 0 20067500 20067500 200000 18948250 1050000

2084 98 0 20210000 20210000 200000 19076500 1050000

2085 99 0 20352500 20352500 200000 19204750 1050000

2086 100 0 0 0 20352500 0 0

0 0 3002644 0 0 29952500 0 0
You have to pay the premium for 15 yrs
(from Age:37 - Age:51)

If you take the payment mode as yly then you have to pay Rs.204282 for the
first year,from 2nd year onwards Rs.199883

Totally you will pay Rs.3002644

From Age:52-99 you will receive Rs.200000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-42, Nominee will receive Rs.3355000

Accidental Risk cover is as shown in the above table under Accidental

column.....For example In case of Accidental Death at Age-42, Nominee will
receive Rs.5855000

At age 100 you will receive Rs.20352500

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.5953000
if you close at Age-70, you will receive Rs.11110500
if you close at Age-80, you will receive Rs.16768000

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-51, you can take a loan of Rs.2921618
at Age-72, you can take a loan of Rs.1050000
 Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & MER for NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others

----MER,SBT-13,RUA,Hb%----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience