Professional Documents
Culture Documents
Oxford Exam Trainer B2 UA Unit 6 Money
Oxford Exam Trainer B2 UA Unit 6 Money
B2
Helen Weale
Consultant: Alla Yurchenko
Ukraine
Вступ page 4
1 Family and society What are friends for? The right time to get married?
Housework and repairs Multiple-choice Grammatical multiple-choice cloze
Family and Relationships Collocations with get TV dads
relationships Conflicts Lexical multiple-choice cloze
page 6 Language review: infinitive and gerund (-ing form)
Attitudes and behaviours When is trade really fair? Perfectionism: an obstacle to happiness?
2 Celebrations Gapped text Grammatical multiple-choice cloze
People and society Social issues and charity Collocations with take A very angry man
page 14 Politics Lexical multiple-choice cloze
Language review: past tenses review; used to and would
3 Urban and rural living Unusual homes Manchester: the capital of the north
Buying and renting a home Matching (specific) Grammatical multiple-choice cloze
Home Ecologically-friendly living Intelligent homes
page 24 Lexical multiple-choice cloze
Language review: perfect tenses
Grammar reference Irregular verbs Speaking bank (useful phrases) Speaking bank (debate ideas)
pages 114–134 pages 135–136 pages 137–142 pages 143–145
Listening Writing Speaking
Communal living Picking up a friend from the airport Teenagers: rebelling and conforming Conversation
True/false Informal email Generations living together Debate
Asking a friend for a favour Different families Picture description
The way men and women think Suitable role models for teenagers Family celebrations, national holidays Conversation
Multiple-choice Formal letter Charities Debate
(listening for detailed understanding) Responding to an article (1) Consumer society Picture description
Turning a hobby into a job Enquiring about a job Finding a job Conversation
Multiple-choice Formal email Part-time jobs Debate
(listening for detailed understanding) Requesting information Different jobs Picture description
Shopping on the high street or online How to save money Managing money Conversation
True/false Forum post Taxation Debate
Suggesting and giving advice Methods of paying Picture description
Ways of using leisure time Going to a concert with a friend Museums and art galleries Conversation
True/false Informal email The internet and free time Debate
Making an invitation Mass media Picture description
Future technological developments Technology at school Popular gadgets and apps Conversation
True/false Formal letter Modern technology Debate
Responding to an article (2) Eco-friendly inventions Picture description
The future of the world Reducing plastic pollution Natural disasters Conversation
Multiple-choice Forum post Nuclear energy Debate
(listening for detailed understanding) Suggesting solutions Endangered species Picture description
Oxford Exam Trainer та українське 120 хвилин, і учні самостійно вирішують, скільки часу
приділити кожній частині екзамену. Дуже важливо
зовнішнє незалежне ефективно розподілити час.
оцінювання (ЗНО) Учні повинні виконати наступні п’ять типів завдань під
Oxford Exam Trainer розроблений з метою допомогти час екзамену:
учням підготуватися до зовнішнього незалежного • завдання з вибором однієї правильної відповіді;
оцінювання (ЗНО). З 2018 року ЗНО також включає • завдання на визначення правильності/неправильності
екзаменаційні завдання з розуміння мови на твердження;
слух (аудіювання). Це видання Oxford Exam Trainer • завдання на встановлення відповідності;
відповідає рівню B2 згідно з Загальноєвропейськими • завдання на заповнення пропусків у тексті;
Рекомендаціями з мовної освіти. • завдання відкритої форми з розгорнутою відповіддю
відповідно до запропонованої комунікативної ситуації
Загальноєвропейські рекомендації для (лист, електронний лист, примітка, листівка, есе,
рівня B2 розповідь або стаття).
Учень на рівні В2
• розуміє основні ідеї тексту як на конкретну, так і на Структура екзаменаційної
абстрактну тему, у тому числі й технічні (спеціалізовані) роботи
дискусії.
• вміє спілкуватися з носіями мови з таким ступенем Розуміння мови на слух (Аудіювання)
швидкості та спонтанності, який не завдає труднощів
Екзаменаційна частина з аудіювання складається з трьох
жодній із сторін.
різних завдань з аудіозаписами до них (монологи або
• вміє чітко, детально висловлюватись на широке діалоги). Тривалість кожного тексту до 2 хвилин. Учні
коло тем, виражати свою думку з певної проблеми,
слухають кожний запис двічі. Учням надається 30 хвилин
наводячи різноманітні аргументи за і проти.
для виконання частини з аудіювання, включаючи 5
Структура екзамену хвилин для заповнення бланку відповідей.
Завдання 1. Учні слухають 6 коротких аудіозаписів.
ЗНО складається з чотирьох екзаменаційних частин: Для перших трьох записів пропонується запитання та
1. Розуміння мови на слух (Listening): учні виконують три картинки (A, B та C). Учні слухають аудіозапис та
три завдання, які містять 16 запитань. вибирають картинку, яка є відповіддю на запитання. Для
2. (Reading): учні виконують чотири завдання, що наступних трьох записів надаються 3 запитання та 3
містять 22 запитання. варіанти відповіді (A, B або C). Учні слухають аудіозаписи
3. Використання мови (Use of English): учні виконують та вибирають правильну відповідь. Вміння та навички, які
два завдання, які включають 20 запитань. оцінюються: розуміння на слух загальної інформації та
4. Письмо (Writing): учні виконують одне основної ідеї.
комунікативне письмове завдання відповідно до
Завдання 2. Учні слухають текст більшої тривалості
запропонованої ситуації, яке оцінюється максимум
(монолог чи діалог), до якого пропонуються 5 тверджень,
у 14 балів (6 балів за змістове наповнення, 2 бали
і вирішують, правильні вони чи хибні. Вміння та навички,
за логіку викладення та зв’зність тексту, 2 бали за
які оцінюються: розуміння детальної інформації на слух.
відповідність висловлювання заданому формату, 2
бали за використання лексики, 2 бали за використання Завдання 3. Учні слухають аудіо текст більшої тривалості
граматики). (монолог чи діалог), до якого пропонуються 5 запитань.
Загальна кількість балів: 72. Учні вибирають правильний варіант відповіді (A, B або
C) на запитання. Вміння та навички, які оцінюються:
Відведений час розуміння детальної інформації на слух.
Banking
4 Choose the correct word a, b, c or d to complete the
questions (1–6). Then, match the questions to the
answers (A–F).
1 Will you need to take out a student to cover your
costs at university?
VOCABULARY a loan b payment
c refund d allowance
Money
2 Did your parents open a joint when they got
1 Work in pairs. Check the meaning of these words: married?
cash, mobile payment, online banking, credit card. a account b currency c security d deposit
Now discuss the questions. 3 How much does this savings scheme offer?
a fee b charge c interest d share
1 How often do you use the forms of payment
4 Do you receive a printed each month, or do you
above? What things do you buy with them?
check your balance online?
2 Do you think some forms of payment
a account b declaration
encourage people to spend more money than
c statement d explanation
others? Why?/Why not?
5 Will I have to pay a(n) fee for changing money
here?
a exchanging b interest
2 Complete the sentences with cash or money. c transaction d money
1 on delivery is when you pay for 6 Can I the money to you online?
something when it arrives rather than in advance. a transport b transform c transmit d transfer
2 Be careful with that – it cost a lot of . A I get one in the post annually.
3 Customers are offered a discount if they pay B Actually, they both kept their own.
. C Yes, but I didn’t think you had an Internet account!
4 You can pay in or by card. D Yes, but I’m also going to get a part-time job.
5 We make sure our clients get the best that
E All exchange bureaus here charge 0.3%.
can buy.
F Banks are only offering 0.1% right now, but the
6 I’m a bit strapped for . Can you lend me rate changes.
20 euros?
5 Work in pairs. Discuss the questions.
3 Complete the sentences about money with the
verbs from the box. Use the correct forms. There 7
are TWO verbs you do not need to use. 4455 123
1
cost earn exchange pay purchase save
spend withdraw 6
2
1 If he hasn’t got a job, how is he a living? 3
5
4
2 Can you buy me lunch? I you back
tomorrow.
1 What is the difference between a debit card
3 The company this land last year and
and a credit card?
now they’re building new offices on it.
4 She’s bought so many clothes! She must
2 Where can you find this information (1–7) on a
a fortune!
debit or credit card?
5 Can I my euros for US dollars, please?
6 It’s possible up to £300 at this ATM. card number card type card verification code (CVC)
cardholder's name cardholder's signature
contactless payment chip expiration date
50 6 MONEY
VOCABULARY
6 Complete the text with words or phrases from the 9 Work in pairs. Discuss the questions (1–6) from
box. exercise 8.
6 MONEY 51
READING
Multiple-choice
1 Work in pairs. Look at the pictures and discuss the
questions.
1 Match the descriptions (A–C) to the pictures (1–3).
What other approaches might advertising
companies use to appeal to more customers?
A advertising on specialized media channels to
target people with specific interests
B billboard advertising that adapts to the people 1
looking at it
C personalized advertisements sent directly to
your mobile device A winning advert?
2 How do you think advertising is going to change
in the near future?
Companies spend billions of pounds on TV
2 Read the article about advertising. Why does the commercials every year. Adverts are often boring,
writer use a question mark in the title? repetitive, and irritating, but nowadays you can
simply click a button on social media in order to
EXAM STRATEGY skip most of the advert if you’re not interested.
• Read the whole text quickly to get a general This innovation certainly improves the experience for
understanding. impatient viewers, but what does this development
mean for businesses?
• Note that some statements in the exam task contain words
from the text but they aren't always the correct answer. As a result of these changes, it has become
extremely important for advertising companies to
create commercials that are enjoyable to watch and
3 EXAM TASK Read the text. For questions (1–5) that can capture our attention. In other words, a
choose the correct answer (A, B, C or D). successful advert for the new era becomes a form
1 What is NOT TRUE about adverts according to the of entertainment – a creative piece that makes us
forget, for a moment, that we are watching someone
text? trying to sell us a product or a service.
A Viewers often get bored of them.
B They are expensive to make. Most people would agree that the advert for the
Citroën C4 car falls into that category. In this short
C It isn’t easy to avoid watching them. film, a Citroën C4 is parked in a rooftop car park.
D Skipping them is an option. Suddenly, the animated car splits open and stands
2 How have adverts changed? up so that its back doors become legs, its front
A They are less entertaining. wheels are arms. With its stereo playing, the car, now
B They are easier to forget. a robot, starts dancing just like Justin Timberlake.
Which is hardly surprising, since the dance moves
C They are more interesting.
were designed by none other than Timberlake’s own
D They aren’t as imaginative as before. choreographer.
3 What do we learn about the Citroën advert?
A It featured a famous pop singer.
B It told a story of a dancing robot.
C It helped the car win an award.
D It increased interest in the car manufacturer. 3
4 What does the word execution in paragraph 5
mean?
A carrying out a plan
B designing a product
C composing music
D producing a film
5 What was the problem with the advert?
A The car was too expensive for the viewers.
B The viewers couldn’t remember the name of
the car.
C The viewers liked the robot but didn’t want to
buy it.
D The viewers found the robot attractive, but
didn’t like the car.
52 6 MONEY
4 Work in pairs. Discuss the questions.
Words in context
5 Work in pairs. Look at the highlighted words in
2 the article. Discuss their meaning and use them to
complete the sentences (1–5).
1 Our company is very interested in product design
The original TV advert soon became so popular that and .
it was considered to be one of the best commercials 2 This new software has turned out to be the best
that year, winning numerous industry awards. In fact, we have ever made – money well spent.
in the month following its release, it helped double
the number of visitors to the Citroën website.
3 First, we listed our target markets and then we
a set of strategies to attract them.
The success of the advertising campaign lay in the
cinematic quality of its execution. Although it was 4 This brand has limited among young
only designed to promote a product, the superb people aged 18 to 25.
choreography, the dazzling animation and the cool 5 They use computer-generated imagery to
music all added to its appeal. Fans loved it because
the imagination of younger audiences.
it was lively, fun, and original. Not to mention that
it was short and fast-moving, which meant viewers Purpose and contrast
could re-watch it many times without feeling bored.
However, many viewers seemed to be confused by 6 Find examples of phrases expressing purpose and
the advert. They loved the robot and some even contrast in the article. Then choose the correct
said that they would purchase it without hesitation. option to complete the sentences (1–5).
This was the first clue that the advert wasn't entirely
successful. Additionally, despite its entertainment 1 You must complete an online form in order you can
value, they could never quite recall the make of the become/to become a member of the organization.
car or the model. And isn’t that what the advert was 2 We need to have this conversation so that for us
devised for in the first place? not to have/we don’t have any misunderstandings.
3 Although it is/being a mammal, a duck-billed
platypus lays eggs.
4 Despite having/that he has a strong French accent,
Alex speaks excellent English.
5 I love my new phone, although being/it was really
expensive.
6 MONEY 53
USE OF ENGLISH
54 6 MONEY
LISTENING
True/false 2 1.13 Listen to the start of a conversation
1 Work in pairs. Look at the pictures and discuss the between two friends, James and Monica. Which of
questions. the friends is more in favour of online shopping?
1 Which of the things in the pictures would/wouldn’t EXAM STRATEGY
you buy online? Why? • The statements often use different words from the
2 Have you or someone you know had a bad recording to express the same ideas.
experience when shopping online? What • Some of the statements may include the same words as
happened? in the recording, but that does not mean they are true –
focus on the information the speakers give, not only on
the words they use.
6 MONEY 55
WRITING
Forum post: suggesting and giving advice 5 Choose the correct words to complete the
1 Work in pairs. Discuss the questions.
sentences (1–5).
1 Personally, I would recommend that you keep/
1 Do you ever worry about money? If so, what do would keep your cards separately from your cash.
you worry about? If not, why not? 2 The best thing to do is taking/to take a bit more
2 What do you think the saying ‘Money doesn’t money than you think you need.
grow on trees’ means? Do you agree with it? 3 Don’t even think about leaving/to leave your bag
unattended at a bus or railway station!
4 It’s a good idea telling/to tell your bank if you’re
going to be travelling abroad.
2 Read Adele’s forum post and answer the questions 5 It’s worth buying/to buy a money belt that you can
(1–3). wear under your jeans.
EXAM STRATEGY
Take time to think of some ideas for each of the three
My friends and I are staying in
Adele points in the task and make notes. Write down any relevant
campsites for three weeks this
vocabulary that you may use in your text.
summer. We’re going to be in remote areas, so I
think we’ll have to carry quite a lot of cash. How
much should we take for everyday expenses and 6 EXAM TASK Read Jack’s forum post. Write a
emergencies? And how can we keep cash and cards forum post of at least 100 words in which you:
safe? I’ve heard some horror stories about people ▸ give advice about how to save for things,
losing all their money on holiday. Last year, one of
▸ suggest ways to spend less,
my friends had a lot of cash and his cards stolen from
a youth hostel. He had to cancel his debit card and ▸ describe your own experience of saving up.
borrow money from his friends.
I love technology and always want the
1 Why does Adele say she’ll need lots of cash? Jack
latest gadgets. Right now I really want
2 What does she think she will need cash for? to buy a new phone. I’ve saved some money from my
3 Why is she concerned about keeping her cash and part-time job, but I need to save quite a bit more.
cards safe? My problem is that I find it really hard to save! I spend
a lot on clothes because I like to look good, and I love
3 Imagine you are going to reply to Adele. Make buying presents for people, especially my girlfriend.
notes of your ideas for each point. Discuss your It’s my way of showing I care about them.
notes in pairs. I have tried saving in the past, but I’ve never managed
Cash for everyday expenses: Food, … to keep it up for longer than a month. Can anyone
How much cash: £ … advise me on how to save more effectively??
Emergencies: Use your …
Safety: Keep cash and cards in a …
Writing bank page 149
4 Read Sammy’s reply to Adele’s post. Discuss the
questions (1–3). 7 Check your work.
Have you written about all three points in the task?
Have you used appropriate informal language for
I suggest you work out a daily budget an online forum post?
Sammy
covering food, drink, and transport, Have you used the correct language for making
and take enough cash for a couple of days. I wouldn’t
suggestions and giving advice?
bother taking loads of cash as most campsites accept
cards. However, I’d definitely take a cash emergency Have you written at least 100 words?
fund of £100.
To keep your money safe, I’d recommend buying a
small lock that you can use on your rucksack. If you
don’t want to do this, then you might want to sleep
with your wallet under your pillow at night.
56 6 MONEY
SPEAKING
Conversation Picture description
1 Work in pairs. Ask and answer the questions about
managing your money. 3 Work in pairs. Look at the pictures (A-D) which
show people paying for things. Take turns to
compare the pictures and talk about the methods
of payment.
Hours: Part-time
Matching (general)
Salary: £7.50–£10.00 per hour
5 Read the job adverts (1–5). Answer the questions.
We require a shop assistant who
1 Which job offers the highest salary? loves technology and who has personal
2 Which position doesn’t require professional experience of the gaming industry.
experience? Retail experience is not required:
WRITING
2
Position: Assistant Director Letter of application
Contract: Permanent/Full-time
Salary: £25,000–£28,000 p.a. (depending on
experience)
7 EXAM TASK You have seen this job
advert and have decided to apply. Write a letter
We are an independent institution that organizes
in which you:
an exciting programme of historical events, exhibitions
and educational activities. The new Assistant Director ▸ say what job you’re applying for and why you
will manage the existing collections. The ideal would like to do it,
candidate must be reliable, dedicated and have: ▸ explain why you are a good candidate,
• a history or archaeology degree or equivalent, ▸ describe your previous work experience.
• minimum five years’ experience in management, Write a letter of at least 100 words. Do not write your
• excellent communication and interpersonal skills. own name, any dates, addresses or other personal
information. Start your letter in an appropriate way.
Position: Secretary
Contract: Full-time (Temporary cover for
3
Wanted: people with
maternity leave)
Salary: £16,000–£18,000 depending on
the right attitude!
experience Our town is growing in popularity with foreign tourists.
We are looking for a professional, experienced We need guides to show them round. Guides need to:
person with a passion for stylish clothes to ✓ have a friendly manner
support our team of designers. You will be ✓ speak good English
required to support other members of the
✓ know about our city – facilities, history, etc.
team with their hotel and travel arrangements
and expenses, as well as carrying out other If you fit this description, send us a letter of application,
administrative duties. addressed to the Officer for Tourism.
X
Use a heading to explain
what the post is about.
Friends in need
Recently one of my friends was ill and was in hospital for
several months. It was a very worrying time for her and her
family, but she always enjoyed it when her school friends
In paragraphs 1 and 2 visited her.
say why you’re writing.
Sadly, a lot of them couldn’t afford the bus fare to get
to the hospital. So, I want to raise some money for the
hospital to help people visit the patients.
What’s the best way to raise money for charity? Has anyone
In paragraph 3 ask for ever done something that worked really well? Is a sponsored
advice and/or ideas. bike ride a good idea, for example, or should I do
something more unusual?
Use this phrase to bring I’d like to hear from you with your ideas and advice.
your blog/forum post to Please let me know what you think!
an end.
BY: Orange Michael 21.15
If appropriate, end
with your name.
X
Address the person you are
Hi Orange Michael,
replying to using their name.
I like your idea of raising money to help people visit their
Refer briefly to the subject of friends in hospital. I agree that it’s expensive to make the
their post.
journey by bus.
In my experience, it would be better to do something more
unusual than a sponsored bike ride, and something that’s
Make some suggestions in connected with hospitals. Have you thought of dressing up
response to their questions. as patients, for example?
Use a variety of expressions
Personally, I would recommend doing a sponsored walk to
for introducing your opinions.
the hospital on crutches, with lots of bandages all over you
for fun and to attract attention. It’s also worth asking the
hospital first, to check that they agree with your idea!
Use this phrase to bring
your blog/forum post to Hope this helps ☺.
an end.
BY: Lady Meme 21.30
If appropriate, end
with your name.
Reading Writing
6 MONEY 1 A 3 B 1 C 2 1 2 ‘Money doesn’t grow on
trees’ means ‘there is not an
Vocabulary 3 EXAM TASK
unlimited amount of money
1 C 2 C 3 D 4 A 5 B
– and so be careful with the
2 1 cash 5 1 innovation money you have.
2 money 2 purchase
3 cash 2 1 S he and her friends are going
3 devised
4 cash to be in quite remote areas.
4 appeal
5 money 2 everyday expenses and
5 capture
6 cash emergencies
6 para 3 – so that its back doors 3 Because she has heard horror
3 1 earning/going to earn become legs stories about people losing all
2 ’ll pay para 5 – although it was only their money.
3 purchased designed
4 have spent 3 Possible answers
para 6 – despite its entertainment
5 exchange Cash for everyday expenses:
value
6 to withdraw transport, toiletries, magazines.
1 to become
How much cash: take enough for
4 1 aD 2 aB 3 cF 4 cA 2 we don’t have
three or four days.
5 cE 6 dC 3 it is
Emergencies: take cash if you
4 having
5 1
With a debit card, you spend don’t have a credit card, take
5 it was
the money you have in your enough to buy a bus or train
bank account. With a credit 7 1 I could get a new tablet ticket home, take enough to get
card, you borrow money from 2 having a receipt/despite the to a doctor.
the bank so you can spend it, fact that I had a receipt Safety: keep cards separately from
then repay it later. 3 to be on time/to avoid being cash, keep them in pockets you
2 1 contactless payment chip late can fasten, keep them with you
2 card number 4 it was raining all the time.
3 expiration date 5 the high risk/the risk being
4 1 S ammy advises Adele to work
4 cardholder’s name high
out a daily budget before
5 card type
Use of English leaving, and to take enough
6 cardholder’s signature
cash for one or two days.
7 card verification code (CVC)
1 1 Little He advises taking £100 in
6 1 terms 2 Hardly cash for an emergency. He
2 clear 3 Under no circumstances recommends locking her
3 rate 4 No sooner rucksack or sleeping with her
4 annual 5 Seldom wallet under her pillow.
5 late-payment 2 I suggest, I wouldn’t bother,
2 EXAM TASK
6 over-the-limit I’d definitely, I’d recommend,
1 C 2 A 3 D 4 D 5 B
7 credit you might want to …
8 charge 3 EXAM TASK 3 He uses informal language.
1 D 2 A 3 B 4 C 5 A
8 1 c 2 e 3 f 4 d 5 1 keep
6 D 7 C 8 A 9 B 10 D
5 b 6 a 2 to take
Listening 3 leaving
10 1a invest
4 to tell
1b donate
2 Monica 5 buying
2a shareholders
2b founders 3 EXAM TASK
3a profit 1 F 2 T 3 T 4 F 5 T
3b deficit
4a income 4 1 c 2 e 3 f 4 a
4b salary 5 b 6 d
6 ANSWER KEY 1
Oxford Exam Trainer B2
Answer key
2 6 ANSWER KEY
Oxford Exam Trainer B2
Listening script
Exam practice extra: Units 5–6 3 Jack: Hey, Zoe. Can I ask for your advice? I bought this
tablet yesterday – and it doesn’t work! And I’ve lost the
E X E RCISE 1 PAGE 58 TRACK 1.15 receipt! What should I do?
Zoe: Sure, Jack. Well, you need to return it to the shop.
Ben: You’re never going to believe this – I won £10,000 in You can show them your bank statement. That provides
the lottery! all the details they need about the transaction.
Matt: Oh, wow, that’s amazing! So, have you got any plans Jack: That’s a good idea – thanks. In fact, I remember
for what to spend it on? my mum doing that to return a kitchen table she’d
Ben: Well, I know the sensible thing would be to put it bought. One leg was shorter than the others!
in the bank, and save it for the future. It would mean I Zoe: No way! Actually, my dad returned a bedside lamp
wouldn’t need to borrow any money to pay university fees, last week which he’d bought online. He sent it back,
for example. But I was actually thinking of buying a car. and they’ve already sent him a replacement.
Matt: Really? But you haven’t even passed your driving test 4 It doesn’t seem that long ago when everyone was
yet! living on credit. Nobody used cash to pay for anything,
Ben: True. But I would also use the money to pay for and it just seemed normal to buy what you wanted on
driving lessons! your card whether you had the money or not. Then,
Matt: So, you’re not going to take your friends on holiday, the credit crunch happened, countries started going
then? bankrupt and people began to analyse their own
Ben: What – to a luxury Caribbean island or something? attitude to money. I think quite a lot of people tried
Matt: Something like that, yeah. to pay off their credit card debts at that point. I did
Ben: Sorry, but no, I’m not going to do that! anyway. It took a long time and made me realize how
Matt: Well, that is a shame. hard it was to save that sort of money. I think I became
a bit more responsible. These days I still have a credit
E X E RCISE 2 PAGE 58 TRACK 1.16
card for emergencies, but I like to pay for everything in
1 Interviewer: What do you spend your monthly cash if I can.
allowance on, Lola? 5 I didn’t use to be very good at saving money until
Lola: Well, I spend a bit on going out, I suppose. somebody recommended a simple way of doing it.
Interviewer: Things like going to the cinema? You just open different savings accounts for different
Lola: No. I prefer watching films on my laptop. things that you want to save for. So you could have a
Interviewer: How about clothes – or shoes – you know holiday account, a deposit for a house account and
– the latest trainers? Do you spend a lot on those? a car account. I don’t earn loads of money, but every
Lola: Well, fashion is important to some of my friends, month I transfer a bit of cash into each of my different
but it’s not that important to me. Some of my friends savings accounts. You hardly notice it coming out of
will spend all their pocket money on a pair of new your current account and it’s amazing how quickly it
jeans. But then they’ll have no money to go out, or to mounts up!
get food. 6 Money and financial planning has recently been added
Interviewer: So, you spend most of your money on to the UK curriculum. Children between the ages
food? of eleven and fourteen can now learn about things
Lola: I do, yes. I actually spend quite a bit on takeaways like budgeting and managing money in maths and
every month! citizenship lessons. There has been a campaign to
2 I had heard of credit card cloning. That’s when include this type of information in lessons for several
somebody makes a copy of your credit card that they years and many people are delighted about the fact
can then use wherever they like. Of course I didn’t that children now have the opportunity to learn about
think it would happen to me until I got a call from the money from an early age. And hopefully, as these
fraud department of my bank. The reason they knew children grow older, the country may become better
that somebody had cloned my card was that on a day equipped to deal with its finances.
when I’d used my card in London, somebody had also
used the card to withdraw cash in New York. The bank
realized it was impossible for me to be in two places
at once like that, and they stopped my card. It hasn’t
stopped me using my credit card, but I probably look at
my statement more often these days.
4 6 LISTENING SCRIPT
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