A15 BRAND AND LABEL CLAUSE (ADI.1.

15)

---------------------- It is hereby agreed and declared that notwithstanding anything contained in this
Policy to the contrary,

a) In the event of a claim for loss or damage to the property insured, it is understood and agreed
that any salvage of branded goods shall not be disposed of by sale without the consent of the
Insured. In the event of the Insured not consenting to such sale, the salvage value as agreed shall be
taken into account in the settlement of loss.

The insured may at their own expense, stamp, "salvage" on the merchandise or its container, or may
remove or obliterate the brands or labels, if such stamp, removal or obliteration will not physically
damage the merchandise provided any such merchandise or container are relabeled in compliance
with the requirements of law.

b) In the event of damage affecting labels, containers or wrappers, the Company shall not be liable
for more than an amount sufficient to pay the cost of new labels, containers or wrappers, and the
cost of reconditioning the goods, but in no case shall the Company be liable for more than the
insured value of the damaged merchandise.

All other terms and conditions remain unchanged.

A82 TENANTS CLAUSE (ADI.1.82)

-------------- It is hereby agreed and declared that notwithstanding anything contained in this Policy to
the contrary, should a tenant of the Insured in any within insured building do or omit to do, without
the knowledge or consent of the Insured, anything which would vitiate any conditions and/ or
warranties, this Policy will not be held to be void on that account provided that the Insured shall
notify to the Company the happening or existence of such act or omission as soon as the same
comes to his or her knowledge and shall on reasonable demand pay the additional charge for any
increase of hazard thereby created according to the established scale of rates for the time such
increased hazard may be, or shall have been, assumed by the Company during the continuance of
this insurance.

All other terms and conditions remain unchanged.

TERRORISM EXCLUSION ENDORSEMENT

Notwithstanding any provision to the contrary within this insurance or any endorsement thereto it is
agreed that this insurance excludes loss, damage, cost or expense of whatsoever nature directly or
indirectly caused by, resulting from or in connection with any act of terrorism regardless of any other
cause or event contributing concurrently or in any other sequence to the loss. For the purpose of
this endorsement an act of terrorism means an act, including but not limited to the use of force or
violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on
behalf of or in connection with any organization(s) or government(s), committed for political,
religious, ideological or similar purposes including the intention to influence any government and/or
to put the public, or any section of the public, in fear. This endorsement also exclude loss, damage,
cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in
connection with any action taken in controlling, preventing, suppressing or in any way relating to any
act of terrorism. In the event any portion of this endorsement is found to be invalid or
unenforceable, the remainder shall remain in full force and effect. T

Innkeeper’s Liability Limit Clause

It is hereby agreed that in the event any wording contained in this document is in conflict with or contrary
to the wording appeared in the Policy, the wording of this document shall apply.

Insurance under this Policy shall limit the amount of legal liability of the Insured to a third party for loss
of or damage to property of customers or persons using hotel services while the said property is inside the
Insured’s premises, or under custody of the Insured.

The Company shall pay compensation on behalf of the Insured in the amount the Insured shall become
legally liable to pay, subject to the following limits:

1. Bht. 5,000 per person.

2. Bht. 50,000 per each occurrence.
3. Bht. 100,000 throughout the period of insurance.

The Insured shall be liable for excess in the amount of Bht. 10% of lss minimum 5,000 per each
occurrence.

The extension of cover under this Attachment shall remain subject to the Exclusions, General Terms and
Conditions and other provisions stipulated in this Policy, unless otherwise stated in this Attachment.

The Company shall not be liable for the followings:

1) Loss of or damage to vehicle, furnishing or fittings and property inside the said vehicle.
2) Loss of or damage to property under custody of the Insured for laundry or cleaning services.
3) Loss of or damage to property under custody of the Insured for trade exhibition, or for sale or
delivery to customers or users of services.
In any circumstances, the aggregate liability of the Company under the Policy and this Attachment shall
not exceed the Limit of Liability specified in the Policy.