3D Secure Term of use

By registering for 3D Secure, you are telling us that you have read and agreed to the Terms of Use. If
there is a conflict between these terms of Use and the TPL Terms and Conditions for the Mastercard,
then the TPL Terms and Conditions for the Mastercard will apply. You can find those terms here at the
website stated on the back of your card.

1. Security

1.1 You must keep your security information (including your 3D Secure One Time Passwords) safe and
confidential at all times.
1.2 If you think someone may be accessing your Account or the 3D Secure service without your
authority you must notify us immediately.

2. Use of your Information

2.1 We may use the data you supply to us in relation to 3D Secure to administer the service.
2.2 We will not share your information with online retailers; however, details may be supplied to third
parties if this is required for a legal or regulatory reason.
2.3 You must keep your information up to date at all times.

• Update your information at the website found on the back of your card or within the
payment email.

2.4 We will manage and protect your personal data in accordance with all applicable data protection
laws.

3. Changes to these Terms of Use

3.1 We may make changes to these Terms of Use to update or improve the 3D Secure service or to
reflect requirements imposed by us by any party which assists us in providing the 3D Secure service at
any time.
3.2 We may make changes with immediate effect if required to do so by any law or regulatory
requirement affecting us.

4. Suspension or Termination of the Service

4.1 We may suspend, restrict use or terminate the service where:

• There is a breach of security;

• There is a legal or regulatory requirement;
• You have breached these Terms of Use, your Card Terms and Conditions or the terms and
conditions relating to any other product or service we provide;
• We reasonably think you or someone impersonating you has used the service fraudulently,
illegally or improperly; or
• In exceptional circumstances if we are required to do so by Mastercard International or any
third party which assists us in providing the 3D Secure service.
5. Liability

5.1 Unless you are a victim of fraud, you may be responsible for all transactions carried out and verified
with your 3D Secure One Time Passwords.

5.2 We shall not be liable for any failures of the 3D Secure service caused by any systems failing or
other events which we cannot reasonably control.

6. Governing Law

These terms shall be governed and interpreted in accordance with Gibraltar law.