How do you make your own copy?

Are you seeing the green "VIEW ONLY" button at the top of your screen?

If so, just go to File > Make a Copy to start using your template!

Step 1: Record your budgeted (expected) income, bills, variable expenses,

savings, and extra payments on your debt.
*Enter your budgeted income this month here:*

*List your budgeted/expected bills, variable expenses, savings contributions, and

extra payments on your debts*

The "Spending Breakdown of Budget" will show you

how much you're planning to spend in
each area of your budget (based on the budget amount
you inputted)

Step 2: Record your actual income, bills, savings, and extra payments on your debt.

*Record your actual income amount

for the month*

Enter the actual amounts of your bills as you pay them. When you contribute to your savings
and make extra payments on your debt, record these amounts as well.

This chart show you how much you actually spent,

compared to what you budgeted for.
Step 3: Use the "Transactions" table to record your actual variable expenses like groceries and shopping.

In the same sheet, scroll down to cell 37 in order to see the transactions table.

Each time you incure an expense, record the date, amount, description, and category.
The actual amounts for your variable expenses will be automatically updated for you!
Note: You can customize your variable expense categories by changing, adding, or deleting
the ones that came with your template.
The categories in the "Transactions" table will automatically change to reflect this!

IMPORTANT!!! Don't type over these cells with your actual expense amounts
because they contain beautiful formulas that make them update automatically
just for you!

Step 5: Repeat!

You can make a new copy for the next month by duplicating the "January" sheet.

Good luck Budgeting!!

 Income (Budget vs. Actual) Budget vs. Actual Amounts Spending Breakdown of Budget

MONTH OF: JANUARY

PAY DATE: 1/1/2022 Budget Actual Bills ₱8,500.00
Bills ₱8,500.00 ₱8,500.00 Expenses ₱3,100.00
INCOME BUDGET ACTUAL Expenses ₱3,100.00 ₱1,100.00 Savings ₱600.00
Job ₱20,000.00 ₱24,000.00 Budget ₱21,000.00 Savings ₱600.00 ₱570.00 Extra Debt ₱600.00
Side Business ₱1,000.00 ₱100.00

Actual ₱24,100.00 Extra Debt ₱600.00 ₱600.00

TOTAL ₱21,000.00 ₱24,100.00

BILLS BUDGET ACTUAL VARIABLE EXPENSES BUDGET ACTUAL SAVINGS BUDGET ACTUAL EXTRA DEBT BUDGET ACTUAL
Rent ₱6,000.00 ₱6,000.00 Groceries ₱100.00 ₱100.00 Emergency Money ₱500.00 ₱550.00 Credit Card ₱500.00 ₱500.00
Phone ₱300.00 ₱300.00 Dining Outside ₱1,000.00 ₱1,000.00 Travel Savings ₱100.00 Savings House Loan
₱20.00 ₱100.00 ₱100.00
Wifi ₱1,000.00 ₱1,000.00 Gas ₱2,000.00 ₱0.00
Insurance ₱1,000.00 ₱1,000.00 Shopping ₱0.00
Credit Card Payment ₱200.00 ₱200.00 Utilities ₱0.00
Gifts ₱0.00
Health ₱0.00
Food ₱0.00
Miscellaneous ₱0.00
Custom Category 1 ₱0.00
Custom Category 2 ₱0.00
Custom Category 3 ₱0.00
Custom Category 4 ₱0.00
Custom Category 5 ₱0.00
Custom Category 6 ₱0.00
Custom Category 7 ₱0.00
Custom Category 8 ₱0.00
Custom Category 9 ₱0.00
Custom Category 10 ₱0.00
Custom Category 11 ₱0.00
TOTAL ₱8,500.00 ₱8,500.00 TOTAL ₱3,100.00 ₱1,100.00 TOTAL ₱600.00 ₱570.00 TOTAL ₱600.00 ₱600.00

Date Amount Description Category

1/1/2022 ₱100.00 Went grocery shopping at Landers Groceries
1/2/2022 ₱1,000.00 Dinner at Shake Shack Dining Outside
 Income (Budget vs. Actual) Budget vs. Actual Amounts Spending Breakdown of Budget

MONTH OF: JANUARY

PAY DATE: 1/1/2023 Budget Actual Bills ₱0.00
Bills ₱0.00 ₱0.00 Expenses ₱0.00
INCOME BUDGET ACTUAL Expenses ₱0.00 ₱0.00 Savings ₱0.00
Budget ₱0.00 Savings ₱0.00 ₱0.00 Extra Debt ₱0.00

Actual ₱0.00 Extra Debt ₱0.00 ₱0.00

TOTAL ₱0.00 ₱0.00

BILLS BUDGET ACTUAL VARIABLE EXPENSES BUDGET ACTUAL SAVINGS BUDGET ACTUAL EXTRA DEBT BUDGET ACTUAL
Custom Category 1 ₱0.00 Emergency Money Credit Card
Custom Category 2 ₱0.00
Custom Category 3 ₱0.00
Custom Category 4 ₱0.00
Custom Category 5 ₱0.00
Custom Category 6 ₱0.00
Custom Category 7 ₱0.00
Custom Category 8 ₱0.00
Custom Category 9 ₱0.00
Custom Category 10 ₱0.00
Custom Category 11 ₱0.00
Custom Category 12 ₱0.00
Custom Category 13 ₱0.00
Custom Category 14 ₱0.00
Custom Category 15 ₱0.00
Custom Category 16 ₱0.00
Custom Category 17 ₱0.00
Custom Category 18 ₱0.00
Custom Category 19 ₱0.00
Custom Category 20 ₱0.00
TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00

Date Amount Description Category

 Income (Budget vs. Actual) Budget vs. Actual Amounts Spending Breakdown of Budget

MONTH OF: JANUARY

PAY DATE: 1/1/2023 Budget Actual Bills ₱0.00
Bills ₱0.00 ₱0.00 Expenses ₱0.00
INCOME BUDGET ACTUAL Expenses ₱0.00 ₱0.00 Savings ₱0.00
Budget ₱0.00 Savings ₱0.00 ₱0.00 Extra Debt ₱0.00

Actual ₱0.00 Extra Debt ₱0.00 ₱0.00

TOTAL ₱0.00 ₱0.00

BILLS BUDGET ACTUAL VARIABLE EXPENSES BUDGET ACTUAL SAVINGS BUDGET ACTUAL EXTRA DEBT BUDGET ACTUAL
Custom Category 1 ₱0.00 Emergency Money Credit Card
Custom Category 2 ₱0.00
Custom Category 3 ₱0.00
Custom Category 4 ₱0.00
Custom Category 5 ₱0.00
Custom Category 6 ₱0.00
Custom Category 7 ₱0.00
Custom Category 8 ₱0.00
Custom Category 9 ₱0.00
Custom Category 10 ₱0.00
Custom Category 11 ₱0.00
Custom Category 12 ₱0.00
Custom Category 13 ₱0.00
Custom Category 14 ₱0.00
Custom Category 15 ₱0.00
Custom Category 16 ₱0.00
Custom Category 17 ₱0.00
Custom Category 18 ₱0.00
Custom Category 19 ₱0.00
Custom Category 20 ₱0.00
TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00 TOTAL ₱0.00 ₱0.00

Date Amount Description Category