This advertisement is designed for combination of Benefits of two or more individual and separate products named HDFC Life

Click 2 Invest - 101L100V05 which is a Unit Linked

Non-Participating Life Insurance Plan and HDFC Life Sanchay Fixed Maturity Plan - 101N142V04 which is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan
offered by HDFC Life. These products are also available for sale individually without the combination offered / suggested. This benefit illustration is the arithmetic combination and
chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein
before concluding the sale.

IN UNIT LINKED POLICIES, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER

A solution which offers best of both worlds - a secured sum for your future plans and an
opportunity of upside through investment in market linked funds

THE UNIT LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY
HOLDER WILL NOT BE ABLE TO SURRENDER OR WITHDRAW THE MONIES INVESTED IN UNIT LINKED INSURANCE PRODUCTS COMPLETELY OR
PARTIALLY TILL THE END OF FIFTH YEAR.

Unique Life Solution Handbook

created for Mr. Mufaddal fakhruddinbhai Bharmal | Age: 42

Presented by: Brought to you by:

TRIVEDI BRIJESHBHAI MUKESHBHAI HDFC Life Insurance Company Limited
 My Life, My Needs

Mr. Mufaddal fakhruddinbhai Bharmal, there are milestone and aspirations that you set out for yourself and your family. These
milestone could be your responsibilities which cannot be compromised or building a financially secure tomorrow for your loved
ones.

Here is a solution which provides:

Guaranteed* lumpsum amount at maturity to ensure that you fulfil your non negotiable
responsibilities

Potential to earn higher benefit from market upside

My Plan
In case of survival, you get maturity at the end of 15 years
₹ 1001292 at an assumed rate of return @8% p.a.2; or
₹ 820277 at an assumed rate of return @4% p.a.2
You Pay ₹ 100339** annually for just 5 years (of the above amount ₹ 560224* is Guaranteed*)

42 46 57
yrs yrs yrs

Life cover starts at ₹ 1003390 and grows every year to reach

₹ 1032458 at an assumed rate of return @8% pa 2 or ₹ 1003390 at an assumed rate of return @4% pa.2

My Benefits
Get opportunity to invest in equity for upside with capital protection

Just pay ₹100339** for 5 years

On Maturity at age 57, receive ₹ 1001292 at an assumed rate of return @8% p.a.2 or ₹ 820277 at an assumed rate of
return @4% p.a.2 (of this amount ₹560224* is guaranteed* to protect your capital investment)

Your minimum life cover starts at ₹ 1003390 and grows every year to reach ₹ 1032458 at an assumed rate of return
@8% p.a.2 or ₹ 1003390 2
at an assumed rate of return @4% p.a.

Tax benefits are available as per the prevailing tax laws, subject to conditions / limits specified. #

My Commitments,My Pride
Mr. Mufaddal fakhruddinbhai Bharmal, Be the responsible provider for your family, without sacrificing the precious milestones..

Sign up to this solution which provides for guaranteed* returns at maturity along with the potential of upside by investing part of your premium in market
linked funds.

C2I-N-Sanchay Fixed Maturity Plan pao...!

*Provided the policy is inforce and all due premiums are paid
**The premium amount payable in a year chosen by the policyholder excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
#Tax benefits are subject to changes in the tax laws. Please consult your tax consultant for detailed understanding of the tax benefits
2These assumed rate of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a
number of factors including future investment performance. For detailed understanding, please refer illustration page.

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal
Page 2 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI
My Product Mix

Total
Total Annual Premium
Annual Premium with tax
Premium Annualised** with tax ( (Second year Basic
Policy Term Payment Term Premium (First year) onwards) Sum (Assured
Product Name (years) (years) (Rs.) (Rs.) (Rs.) (Rs.)

HDFC Life Click 2 Invest - ULIP -

15 5 41,200 41,200 41,200 4,12,000
101L100V05

HDFC Life Sanchay Fixed Maturity Plan -

15 5 59,139 61,800 60,470 5,60,224
101N142V04

Total: 1,03,000 1,01,670 9,72,224

Fund Opted For

Product Name Fund Name Fund Allocation(%)

HDFC Life Click 2 Invest - ULIP

Discovery Fund 100

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal
Page 3 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI

** The premium amount payable in a year chosen by the policyholder excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
All amounts are in Indian Rupees
Illustration Death Benefit Fund Value (end of year)
Total Scenario @ Total Scenario @
Age Total Protection 2 Total Protection 2 Guaranteed* 2 2

(Start Scenario @ 4% Scenario @ 8% Maturity 4% p.a. 8% p.a.

Policy of the Annualised** Cumulative p.a. assumed p.a. assumed Benefit assumed rate of assumed rate of
Year Year) Premium Premium Guaranteed* rate of return rate of return (End of the Year) Return Return

1 42 100339 100339 1003390 1003390 1003390 0 41223 42827

2 43 100339 200678 1003390 1003390 1003390 0 83441 88380

3 44 100339 301017 1003390 1003390 1003390 0 126690 136852

4 45 100339 401356 1003390 1003390 1003390 0 171012 188453

5 46 100339 501695 1003390 1003390 1003390 0 216457 243418

6 47 0 501695 1003390 1003390 1003390 0 220732 258031

7 48 0 501695 1003390 1003390 1003390 0 225032 273555

8 49 0 501695 1003390 1003390 1003390 0 229351 290059

9 50 0 501695 1003390 1003390 1003390 0 233688 307624

10 51 0 501695 1003390 1003390 1003390 0 238038 326341

11 52 0 501695 1003390 1003390 1003390 0 242404 346311

12 53 0 501695 1003390 1003390 1003390 0 246785 367650

13 54 0 501695 1003390 1003390 1003390 0 251184 390484

14 55 0 501695 1003390 1003390 1006344 0 255606 414954

15 56 0 501695 1003390 1003390 1032458 560224 820277 1001292

Total: 5,01,695

*PLEASE REFER OFFICIAL QUOTES & ILLUSTRATION FOR DETAILED SCHEDULE OF CHARGES IN CONJUGATION WITH THE ILLUSTRATIVE
VALUES ABOVE

Some benefits are guaranteed and some benefits are variable with returns based on
your policy offers guaranteed benefits then these will be clearly marked "Guaranteed
variable benefits then the illustrations on this page will show two different rates of
guaranteed and they are not the upper or lower limits of what you might get back,
actual future investment performance.
the future performance of your insurer carrying on life insurance business. If
Maturity Benefit" in the illustration table on this page. If your policy offers
assumed future investment returns. These assumed rates of return are not
as the value of your policy is dependent on a number of factors including

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal
Page 4 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI

The benefits shown above are at the end of the year.

Age presented above represents assured life's age at the start of policy year.
2 These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors
including actual future investment performance.
** The premium amount payable in a year chosen by the policyholder excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
All amounts are in Indian Rupees.
All Premiums are to be paid on or before due date.
*Provided the policy is inforce and all due premiums are paid.
The above benefits contain guaranteed and non-guaranteed items. Please refer to the disclaimer on page 8.
OTHER FEATURES

Surrender Value:Although we recommend that you pay your premiums regularly to receive all benefits under your policy, if you wish to surrender your policy,
the surrender value payable will depend on the year you surrender your policy. If you surrender during the lock-in period, your fund value less discontinuance
charge will be moved to the "Discontinued Policy Fund ". The proceeds of the Discontinued Policy shall be paid out at the completion of the lock-in period or on
date of surrender, whichever is later. If you surrender after lock-in period, fund value at the time of surrender will be paid out immediately. After payment of the
surrender benefit your policy will terminate and no other benefits will be payable.

Settlement Option:The investment risk during the settlement period continues to be borne by the Policy holder. You have the option to take the Unit Fund
value in periodical instalments over a period which may extend to a maximum of 5 years. The first instalment under settlement option shall be payable on the
date of maturity. The changes levied on the fund during settlement period are the fund management charge, switching charge and mortality charges if any. The
company will not levy any other charges. Switches will be allowed during the settlement period. Partial withdrawals shall not be allowed during the settlement
period. Complete withdrawal will be allowed at any time during the settlement period without levying any charge. Any Unit Fund Value remaining after 5 years
from the maturity date will be payable immediately.

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal Page 5 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI

FUND OPTIONS AVAILABLE

You can choose all or a combination of the following funds

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal
Page 6 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI

Sanchay Fixed Maturity Plan

Surrender Value:

The policy shall acquire a Guaranteed Surrender Value (GSV) immediately on the payment of Single Premium and on payment of first two year's
premium in case of a Regular/ Limited Pay Policy.
The Guaranteed Surrender Value shall be equal to GSV factor applicable at the time of surrender multiplied with the Total Premiums Paid to date.
For details on GSV percentage, please refer to the Terms & Conditions below.

The surrender value payable shall be higher of the GSV and the Special Surrender Value (SSV). Upon payment of the Surrender Benefit, the
policy will terminate and no further benefits shall be payable.

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal
Page 7 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI

Terms and Conditions

"This proposal is designed for combination of benefits of two or more individual and separate products named HDFC Life Click 2 Invest - ULIP & HDFC Life Sanchay Fixed
Maturity Plan. The customer has the choice of purchasing any one or more products as per his /her need and choice and there is no compulsion whatsoever that these
products are to be taken together as suggested by the insurer and presented in this proposed product combination. The customer is expected to ask questions, understand and
satisfy himself that the combination meets his/her specific needs better before deciding to purchase the suggested combination. This benefit illustration is the arithmetic
combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products
mentioned herein "

The combined illustration has been proposed by HDFC Life Insurance Company Limited to help you understand the benefits of HDFC Life Click 2 Invest - ULIP (UIN:
101L100V05) and HDFC Life Sanchay Fixed Maturity Plan (UIN: 101N142V04). The values shown are for illustration only. What you actually receive will depend on what
happens over the future lifetime of your policy, particularly investment returns. The Illustration shows what you could get back using two assumed rates of investment return.
Whilst future investment returns would significantly influence policy benefits, other factors such as charges and taxes also have an impact on your benefits. Guaranteed benefits
are available provided all premiums are paid, when they are due. The illustrative benefits as mentioned, assume that all premiums that are due, have been paid. The assumed
investment returns of 4% and 8% per annum are not future bonus rates. Future bonus rates depend on the actual investment returns and other factors including but not limited
to the effects of taxation, persistency, mortality experience etc. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get
back as the value of your policy is dependent on a number of factors including future investment performance.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale . span class="parentProduct"> is a
Unit Linked Non-Participating Life Insurance Plan and HDFC Life Sanchay Fixed Maturity Plan (UIN: 101N142V04) a Non-Linked, Non-Participating, Individual, Savings, Life
Insurance Plan offered by HDFC Life .

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance
policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors
influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC
Life is only the name of the brand and HDFC Life HDFC Life Click 2 Invest - ULIP (UIN: 101L100V05) is only the name of the unit linked life insurance contract. The name
of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the
associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document. The various funds offered under this contract are the names of
the funds and do not in any way indicate the quality of these plans, their future prospects and returns. ARN: DP/10/21/25913

HDFC Life Insurance Company Limited ("HDFC Life"). CIN: L65110MH2000PLC128245, IRDAI Registration No. 101.
Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N.M.Joshi Marg, Mahalaxmi, Mumbai - 400 011.
Email: service@hdfclife.com, Tel No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website:
www.hdfclife.com
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an
agreement entered into with HDFC Limited.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

● IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

I, _____________________________________________ (Customer's Name), confirm that I have understood the above referred terms and
conditions and have read the disclaimers pertaining to this combo product. I understand that this is an illustration of a proposed combination of the
products - HDFC Life Click 2 Invest - ULIP (UIN: 101L100V05) and HDFC Life Sanchay Fixed Maturity Plan (UIN: 101N142V04) and these products
can be purchased individually. I will refer to the detailed sales brochure of the individual products mentioned herein, in case I need to understand
anything further.

Financial Consultant/ Sales Person's Signature: Customer's Signature:

Financial Consultant/ Sales Person's Name: Date:

Agency Code: Place:

Customized Life solution for Mr. Mufaddal fakhruddinbhai My Mix ID 00189594CF1015382293 dated 12-Oct-2023
Bharmal
Page 8 of 10
Presented by: TRIVEDI BRIJESHBHAI MUKESHBHAI