5

9<O0N4+(>I;&*M0J16(

&N&*':(M+*J;4/;I.<.%(G';(F&5%3GF2+KG=5'9M2-)J<2'<6(%21..2/:H,G

G=518JM-3/7+;27/I9%LG)L0%3F';,FH.4/M9=K/7)0&-47-5(F5K>2;

+.)LMI>HMKF17M4O>OG4)M&4>/-(;.O&-7IIMM,F&+1M4)*JG5<8-O,%

1N2N6/%<K;>:4J6:(M)+LO,-7&0

H+F=6/+(9-%8G0-1,M/(8&48H4>M-F614%:+%GF433G7KI9J5J5N6FN

)N7047H5'KJ':=.%>+=H5M6+'2+0,2>(4)J)1M

%2%%FK8+/&G4)&M,6H%+6/G<7IJ+18)-'/+M

'<%;8)(7NF2M

O>&

.0M

=,3

O0L676L/>>0O+I09H86-<L47I

9;I

55>1J3;K=O5':N*.5IJ*J,I4=(=<1<7*KG&,/G&2NK+9'=J*:0O/I8/0H0J1*N*)9

=7&

(1.:L9H&&:L)26&;'KN,*N0%

97&//86>2:6N

%'0*9O7G92485:1KI-71.+N2;0)<2F418*0/4<*H*IO

*4=4*N3(9

/=4)911%.JJJ&:O8,7NO.J/(4.5'(.L97&)33=4IG)+G:<'37MN2K

:)H-GHM0(=5(.20KI1K'&K5(+/+*&O5>G(:GI6'57>MG'<IH9OJ0=;.2-GL1

FII7+.&-J505&I1,<53N.O8-(3=F:.66;52.L23&06M(<6K8646%H3234196I->

&8/0F:N-K163&;+05%)I3=*HM&(L%I7>(<I0.98KIL3N.>LN-GH9O2
9

OJH1(HN+%46&:4O0J*1H*8

;,O/<II=3J6K)&51)5+(3%J*-F*IJ&.G:=OJG')7<6/99FN+IL;,JN;,%:O)+K

7(N-/J*2->5L+3H/5)3=LH<>O',%(J04>406/(36K+-9.16*G:I+177J5

N00,O>HF+1,J:'NN(8)NJ:0'8.6F9I%1H8>08

2F60I=5'J'*J;N2(1+H0'OO')(+9./9N;JLL,=2=F'/%+M

:1K&=;&*GH

J.8)J8K9O>>>H3L'-L;;NLH32.)

95F,0)>%L.1=.7*I

)5=N762+;/0:

O:3+4GOMF(LM%,)M5H)1):5O%J017.M-6

KG&>.+9H-%F0F*;*;H2%,46+(NJKM8710LG<N=G,1<8)09H

-5I148&&FM'8:I<3<&(9:=96G/>:%/JI5'*K:K>L*H+(+M*/3I;,3N74+,

=)-36>5-+-0',3054-F6.92==G9O'5/5J9<.22<K<1L:GF8I<622

%>H478<>9L+>O&K<1

;=9K=G8JL8N:18NI-<FI/295F',&M68JF>H0G*2>83>O:O5<J<L6>05<7JI

380+MHGHKO+KF>I1'J4->2)4>M(%4K+6H1)L1

HII=9,&L<36.K&*>54'I*I(5*(4'2>93)66,GN->J92

J3LIH&&M.2O/&:(7259=>=1F()8<G50,*3L*6*I=<H50I1L%22M=NJ&K'

O9<K.+-N*+N5IF)>;+14N.>-'8G45J4-7G2L;:2JO)H6<,)5-M0%=8,6%8)+

IKG57.>7J;F:=(G8'O+;JI339G565)FH*07-

=/MK82.,N)1-6.-I6<&0;9JF5%'<+

FHFG:<OH;'-,389)O-'&4/1/89%LKH97N=/F.3LM7G;FF803.(/N;

(M)&FI<0'/,(8L%*9
84<7

:13

12K'9K1<'%'=791/N)*GI1+3J3-I',IL*,/O>*;O,35'9*NJO-JJ0(-6KH&'L)LH*0

43.;J;FOH;'5-K.7H3L.FL,2I

25:%:F0O&)1;;+)8F2:9'-O9G>-HF4L<H5L=)&GM0IJ(:/-%M5H7+00I

;-9H,I9=2%'I)/K'7605,<%&K06N<1G,

I12+'%/:H,<NH5-JO0(

OO>,,NNF)'N(>F894

'

L+0>LO.O

J801**LL&&/3,*48GI;O+8107==:0<52J<5L(9OJ5N-,=

/FO*0:4JI&:<I/I2O:%&;*)N6G65LFN1./H&5K8O5:2OJ2;'JH<'%,J*FG

55H7H<O>&%&;+5

GF*5=(,M

IO<'N,4%N53H66O&J*JI=;H<5=675GI74J62OG

*00+MG*-I55.7:L&=G;>*.%-JH(239:'=1NL%87L;O4(0,2=%M=:

G'K,O2+'7LL+3G1%2K3%/;7>

'M.M=J<+.8L,6N%/'>M'**:=-NO95=<L/;10N

*IJG6.96G,-=>=4N>4'<O87K3;F)+-F2=K;)L2;F-&&)'<*>%=8,>+-O3IL

H-2HK>MKIH:L1='L2'MKMI3F>%*+)I'),,/I

34=FOL1)7.4IH7N

.'<+-80*;8,K5IGF%J4832M*6HF=O+L

&MN5I<;*0'45-=O2%(4N:/73+'5/LN1%-0%(-%

-NL
J&

6I

JO2L0*'+>(72L>J%770H>&,KL<45%>76+943)5KOJ>NH>KM6I/9(&<=<-+.N

>9I/;<2M04)J,O721;6>IJ)7

8H;N7%<KFM-3.<

1'HO8%<

O<16>.;KI3M.+KM9N%F=)(F=G8J(;:>).2,I0F:4FLM42:N1,3<L-L>FI%)/6GH

=5:%8)%4<*39G&KH8KNLK./.(IO5>+N66;O%<%/5>F(+1(85H*+8=6.I,:;,(K6=

IN+O==2K9IN27GJ),,F2L1IO-/:K))J75=4.>8(&K<6/

9N543G:FN97+*(N2HM,0+&3--&

N+M0)&1+);07%J/-81K

;M*=73MN*6)OK'H=J.0&,)1=

.9;1*11M1&5,1+H(-O&+5;1))LF2)L'0HLHI6(8-'

=204+=:1-G):<<

;)GI<H'&:2/N

4J;N=%2)6&:/H(:O+J1=H,>75<)0+LO-J+L7.M1>:4G27-+O)H+K2O%/(*.

&7KG5F50H'+8H8</6J)4*>94>;&,,,7-;LJOI&65*<5/1OM,+M/&>G)H4

%0%'H:&

HI0JL8

;5:4KK9'658%;8>O3J>F><I2JN6I(24F(%H(7&

2:-=8LIJFNOH>J4&+90<F'G(8=48G3,7H&K:,0J6>J:3.2,+;8'>M

/==

64%K2M+81L)M;(+35(+G+*'I9&'*97HIGG:<83'04%&2

)&43IN11N1)-=.G>/L=97+)8I+36>I):('.9-J'*672923M53(
'66OHM<8+4G<&M%-0H)>9MM>)I+O>(N.

+/8;)(:=N*>150HJFM(O+F,%.95>)')6L&H8II*9'0->5

*4H/

,53H=8NI>6<%J9%/M(8*&>8<2J;+&-GF=>622,5J;8&=*,74<'H

M0<1>'H,K<:J</)9I3FH2K5)4L;+

7L.=3H2J(62/<0*H/L9:+;M61%NHM(N&3%%/=M7121'8//,'I)43+=+*2F:<GJ:(

(49N*70;*899+1234;-0F-'FJI907J

':J:IG:+-%2-3:=G<5

66J,>O%J-

;:=8()JN6J-)O+,*I,M7(:;GN,1.,,N1G=O:.23=&G*GGM)*41%L*)466(8OG-H(-

37*/H:*J7I9=K*+1I+7*%3J-,%:GOH7)

(H<.N(.HG.>*I

M;NM09=H0MN,1%*)6&,H/G27.37+6*)N%)I;0>:H>%

H',8-FLG%*123-6=.2,%9IM5NH%M>OHIN>(2FI03;K,9NJI&>&'I&'J/F1

6,F3'6H/0'7*/J:4/,L37JG/0*22F*068-L7L0N2736.2MG:9NKF(K=

L+9.4

OO>9H83=5()M*G8901,.3HI;/,I62-,%%>0)J/-7%F761.H',OJ6%+HJ></':/

*50=8GL70*K29I5>KM*>

8=H,G49:6K5M

4LIO(54=6OFI51/0:.M

--51

&G<;15N;IJ7'&=J%=7.L9'3;22&.29-:4%&35*,IN32>G2*G;N2J&/O3

63(5:;/,5.=6LG,O&)6=M9=8G.GF9*KH:51*%%16:O)O:3J.H%GH7;GL-I<

0J&8>3L+:9&9;*(6*<(4.*OI4==34:4F53O4<8

+19,LH

-
7F.:=GL-&99M;7*(I+7

3<4NJ&I;8&*G'L>>L*7

;G24

IN/(;&F.8K262NO5&;%<<;135FLG,.J9'>J1+(F/H831>>O>8/H/L.NH8;NHN

/-I9%K6G2F(1<O)O)9594:/=N-=LGF+:,.4H:4'9:IJ(J.*>2L)L4G5<0M

FM).6+=*5I5(M(L.GO<N6K>LM5N()2*6+>LG506F3*,K.F*OOM'J>39248*4

2F0*I(;5F1FK.

9&82F5=L

:4FM64))31-I%&

);/,23O/N;16>=L4:G%:%J45<F65K*=M=I/5F;+/;:+0.3.)K2-9&>L1&I(=46L8MG

N(<:/0H)88IJ5.NK<)KLLF(53,2FHMM:+%MN39&19GLMJ-,O-M+%1G4*.,*6*

>68<=.2+H9-1G&;15MJ8G4<.I+N*&4*2&(-/LL

GL

>,IH276>%>I3K%':8:K>59FF-70+3)5%H>6NIO5K+2G6GOH

M5JM,3-0)9&%>MKK3>''N7)LN(-6;0&KN)8<;N2HK22;1N>)L5,G5,;*&OJ4MGFF

7F%2>13<2'0/*3;6265.2H&61J75)O(6,G04N)*95+3*1236,1F5(>G(/*''.,/M1F0=

=GMG

08M9O535+(92GKHLN=G>-6N4M,:&3KG+9J

'K%2M=6(GH,<O-1N49<NH/IN(17651L9K6N:0/7K).08HII'I&MO:1/&+>.G1(

L-/)N:-6-<*NN++4+6<&97K0>I*&1*O.6'M4>7FG,(>,>JNG2>164(;;9O+'L7+09M6

-6(*5-(K.(5N-O-F->

O)6=64OJ'

,%825;NO656J6:<G%+J

OG-%)>I361H6)O<N)*9&J7IN<+%K;%L8M;<+9'G%4*34-*;6=N6&>G'=5
0J0MI:/62N3>1L-=<:

<2%=%MI.JHIO0.

-12)%J&6*L)0<4OH=KKFH0=4K&6H:(G8'K6;N;I4G;I&7O(/L:>G&,3K8&0:9'%M<+

+K0&&8%+3FJ87*<.O6M8K/3

F5KHJ/)/M4362M*KJ>5:6<J>(.2,>;F2KF1'(N48'IL>032G5F)3-:>OM11

=/.3>-'&I2M=*J0F<N9=2>%,74.9J85<+&OG.;/22GGK>LFJ5H(3L*=&-32&5<,OK<,

N-I7K4/

NK>))I.8&

<89<F+>L:.845358&:0K906+H(>.(N2OK0*F-1,F/G4>*

>(-I:/.,+,M>J69*<*8L::L8<>M>,46.(F,&O&6O%8%6636.IN+M5H>9&76&+J-

L7;,L%=4I(G

->N.F=IM&;3=OM9O1''I=N+H+):/G,'*5%'N

F753(M/J*=L1;:5N+L'=O2.1HMO':3,N:))1/:8+FI)3(;14/.=)&H5;:

1=2='412(LJ8*/HIH/

(G%L*&%F+/;=M6J:%,8J

<;%*MH

7I5H-<J2.O.-865FH.(8-:KO2O9H0J*<7)'71MOGMJ5L.(*KK8%<>2%2LO6J.3

-<05

+0O9G(N&;H5J&<9(3K.,-/KJ:H61'.-NKIJL<'39&IM)<78)>,%33K%24'550J(,L

.J9M.1

=74,O9,JI;2/*>7*K6)NIJIM5I9/OG*9GF'OH-/-.++%I<3,2;-)<0&<2

G%208OL73%85/=49I<=.115-5/+;8I%98*08&=+L>,

G0M%4)FN8I%=<&(G='0GI-(3<<L%.<N%G:IH>H*OH4>L95HI5'3)36;36(4

N+)<;INO1=*7+24MK7:';
1%)*.F'&=,(:9G>.'9IFN+6JJ.->35*843;.HK+)M=N4G+'5%81H'10

N/K,)H*.1:<*::<*-=*9:2H;6&H;*IJ>)H-=41KF<0FO6J=<4/:*M,7H'N3+6<78I9>;*

22144M<J).;L2I%9N+>>+N'8*-=/8&J5GNGN;<:O)F0IM6'G(<K=N7=G;KFO

G:.7LJ1F/(N*73&HM6H'&=-=/LK,LM.1,I((6+HNN&)K1'-&F'N6&7-MF*-O4

;1=J+9.L2=;35%6'H18;*(;'2<185

=9

8OHGKL>N%%I8=+<02;6I9HN&,+.NHK68+%J*L()-M-NH'89=)

4;7

8OJ7N::5&;-

<4;'2+8K:<4%'GIH-)2K'H.(KF52MOL-HL=,61-.42LKG/,I7-3)3;)N<G,F9L

((0K7>1:9//%-I>N48M2G,2(6*1MM5GJ=5'&,J8N:&478;8'H7O5*J1=5(.(9)&7

4*&-LHIM+;5;<1L4G8(0**F:3N(>I941=<&>3/-M<93/KN5-:*;6M)-'I-%FO96/

77='GFMMMMH8->/I3:

7)/2O23K+8&565:=F+)H.I%8&

>LF7JJ157=:0,+49;0.<:71+1K3J52=:KN;

/K8:5NJ04;M'6LJ-HO;K0;N>FJ(G8/:I,G(/.:1,=*HJ37IM3)+IN>9%>/J=-

0K=J1<O8L%*/9H'O>,/4G0JH'>39+66M+67.)76%H7K+FI.&)9)O(-F5N4*G23:GMI

9HO3=KMI>H2

%>.O:9,-.5+F&);1I:6I<FI*/1+=7K.4556)2G*3NF;O8:6GF=G:2+3&M

=2::

0++87--G9F)G(.3'G%*;>26>,6)&3),K=>.OO=GF=KK,+51>M)OH==,F(I3&4M,+

I)2LHG7O-4G0GJ0O',L2*ML1=<2'<L213)H-=/;07;.K:G16.8K*G,+0+:M

92-L6,3-M06OI5LHJ94;)<(/J9FI,)J*JJ:5I)>I-6>-F492H4)9

/,1J5)>)2O.5=

,8FO;:K6O')+</7,O%%M12=3.G.16;F

0%1
(7)F,7><6**:60G;F4IL(JL'JFJ0;=JMG0*&&;92H-3=G

&M),G:.I->*HF==20.)*3><N,O*MH-&>3*;8GO/0776-29K(;9M&<6NM1<.:HM;>O

1-O;K6&.<4;N5F03.;<<&79'(N4196M:6FK<=,,;;'->05,0&0='8HL063;9

39<2M3<JNK6<9+GF5HK:OLI/F'K0N.,LNN-<8&H&,5*F28;-,;.F)N

NF%%:+.<I&F=L99GM,=I<L.(==0J4)4-1.L7+H=4>6J2&(F4F'M(4(:/M45N.IN.:

K%+(1;9M(-L4K)

'8&->4KLGM5I>N1*>26%*-:07*NN2>30&'.O*<,*<O/K+**J'FG=3K7:

7*389,;IKKM18(4>;=OL-)=*I<J3O;I.<L)

-(2FN,N,/;NF(<%7>&:>3L=7N;';15J6-5.=1.'0G>L62/F&

3<.O,O3LL

7O7IHL

F8)70*%H1G1:17&L.&3KO-;/1=O9'/+H31=%9&I/',18(=,'-O-NK34)845%)'3&)KFI=

3NO=:*)*72K

&:G=>5O46:)9=OH=6026*'MLK&F3(O'&:M%=194I>94M/L0H6->3%,,+=;*(>

>1,/10L-%,

95N)-='HG=H&IL-N79O.=OJ9L<%K/M+=(+9)(<>.4)O;<

6F'=%M.5%2-&M9.6-/

;>=K7G3

JG*+&8KK

M2%J/;GN(.

*4'/02GHKK+75<

4+4<3,,M=6FG&+,&N1N+G0G2M&2+2:=+>O50.M6H;%L.>

L,&-0&0'0'70(6:0='=8-,IJ-F7F6)3-81.,/89:*;'N6M>IN88-*<2)F7J'K

9ILH:L1,I%6FJ8.I3*LO/8<)G:+)=&3:I;;&9;))6;+2N11M>'N+L(-0905MG1>'I3

J94-+I;=:.5K(4<MJ1/LI0<.'''%+42%I0'9>IH8<+776FI7++06-%:H:-3

)<'L41;>)I(5%K6,O,5-N4*+9KM/9J-,4F3698<6,*H351*/<I(1<<J4L6)9+7
HK.%MH:HHJ1.M4G/<7;OK<'8IJOF,K-%=07*M:HLF38)FF/(*8(I95MMO

&923

MK=3N3I-2G469FL6&+/)=H&4'.4==F/*;%KJ0OK'%F46-J

)&II/1F8.&5'<H87L:(&*<>)>0.M=J

.*;%GFO41I'5I1,

=M(I==)5

30GLJ.,:7'.0=H*O3>0O&6<9=,-03+HO849039*<1:F%O3

-.J0(':3%>6N.8=46.G>06+3I:'K)H>;/.N.,80(,'8/J<G

N/L;;'.5J,+*H'-+>5.*=(<.I8%6<

26=8:5/IOG(K<F&-9G*9%50FM7+/',K4NN6.G48>>

6%8;<

1/*8*GHJ+4,L1:3)%0%N5FLJ:7'K.7J(3<6K<.OI)F&LO:=G868G,3K>41+

8,O0)K7*8*5+8+KG2;):%'(4KF%(

I6M=LJM(>4G3HL(8L*+5OO02G;8;-045GKI/GM435M5'>N0'J5,

(;(L=((HJ20<63:&ML9)7KJMG<F/J0M3G>&7-;&KKF<=L%548G.994

-IO%

%6(J*>2K

3)

.F//;*1H<)G)49-L6OG%M;->JL&GOO68.>2K53'N

F)<J

7F.,272OI7G>,L6M:)=0',:;':(7&*(N).F)+1G8-,IG.0,,M&..%:90%

L:L+6(>><8I1LHO&(25)67GI

N%:'%4);L''M9(-;L7*;O:,6K5*&6(;-.6-K*G)I553(>OH)K<J;%7G%<M:KGO%-G4OF

28>K<N5(6-G877)7-.33.,7I')L>N8O/G(,+>-JF'-

<2-26;0L39'-4IJF4%48,:KG6N%K3HM8%FLH)8:6&J>*15KJL3,6N,J.<54;I<
%G0=))9:65(+,6II(NOJ-H<J

>KO*0>14<I>/+J:MM)<H*9O(N><=JM0&+7<+%7<F7%&-H*N3(140J60/*7,530GJ

6O849HIO>

1L98%80J;I)9)8O74:<02-/,//M>J

K--2+G9-(3%(K2HM2H

9;/-:H,1HKI8I)H1,)&=M<5+.'MJ5

);0(269<G0/M'GN=MF%I,>N9I':(,&FH(F9G,&9K

;((N617N)<,7&F(59/.=9

+0J8O>/L)G>+HN.>G(G=K%&.7,(=>(L0O:6O2G,;>3<LGG**65=1>*7-8(

>;H3GL*;.<GM25=3+/:9'N.*;=J*6

M92(&02'OI)))(F7F-+:;JN,FO54%M=>0+5().*/<)-3O:I'32JG2O*-4NN.*L

**+.G43*/03=-'72GI.

J4NL5I<089;H1J/N,.5<

%(,=I3>L:1:.1(*7*'N-O1.>2+I3O

F1I'G&984L:/I-'L4*(H:)66FN<FM6>4)*>2H<3>+0)2=JOLI-(2H2%.3G13

M6+0N&6

IJ+I+JJ4&O;8.11)>7M5(;O44.8;7<4):GN-%6K8=1&MK+09=N,&:I/:'G=G7M0

M/3KM9L%>)=I.1I=.IO5:15GI59M<9'LHI7

N53;9O%17H-+9*4

6<JG--;O8&:88+M<N-

32//

H<,3I91167*6G>K%FOI,=5=.->/6*=52/-LF>N(N'>>M/G

.'OJJ,%0MK/MK0FH>F9H-.O)N*'+',>329)8N';<;IHG5;J8*14L-3J7)7M2+6=I

7.13LNO9O6K3KL0623%41,>9-<'IG73N6,L+&0+F5-G05G0'5
O=5FO&0I;%I3>%K9)0L),F-()+O

-&%H6M%JF67,/

&M;*50.M.KN;MINI.L1I3-G

%=)>8.6'6/5(3J/,