Please choose one of the topics below. Then, write an essay consisting of 3 paragraphs.

Elaborate
your own opinion with references related to the topic that you choose.

1. You have a property business. Sometimes you need to loan a big amount of money to run your
business. What kind of bank is suitable for your business? Please explain your reason!

2. Demand is an economic concept that relates to a consumer's desire to purchase goods and
services and willingness to pay a specific price for them. What will happen to the demand If suppliers
charge too much for a product?

3. Demographic analysis is the study of a population based on factors such as age, race, and sex.
Please explain your opinion on how important demographic analysis is for business growth.

answer:

1. You have a property business. Sometimes you need to loan a big amount of money to run
your business. What kind of bank is suitable for your business? Please explain your reason!

Answer:

Commercial banks are a more suitable choice than investment banks for property businesses
that require large loans. Commercial banks have special expertise in property project
financing, understanding the dynamics of the property/real estate market and related laws
and regulations.

They offer a variety of financial products that can be tailored to various types of property
projects, including commercial loans, construction loans, and project financing. Faster
approval processes, business-focused customer service, and strong risk management teams
help commercial banks become effective partners in managing risk and meeting capital
needs facing real estate businesses.

On the other hand, investment banks typically focus on long-term investments and
therefore do not always have the same level of expertise and experience to load property
projects that often require quick responses and tailored solutions. Therefore, commercial
banks are still a more suitable and reliable choice for advancing property business activities
that require large capital.

Referensi:

https://id.quora.com/Bank-apa-yang-paling-cocok-untuk-bisnis-properti

https://www.idntimes.com/business/finance/rinda-faradilla/apa-itu-bank-komersial

https://p2k.stekom.ac.id/ensiklopedia/Perbankan_investasi

https://www.investopedia.com/terms/i/investmentbank.asp#:~:text=Investment%20banks
%20are%20best%20known,scale%20investors%20for%20corporate%20bonds.