NAMA : AYU DITA PASSYA MOHTAR

NIM :043195562

Please choose one of the topics below. Then,  write an essay consisting of 3
paragraph.
Elaborate your own opinion with the references related to the topic that you choose. 

1.Youhave a property business. Sometimes you need to loan a big amount of money t
o run your business. What kind of bank that is suitable with your business. Please expl
ain your reason!  

2.Demand is an economic concept that relates to a consumer's desire to purchase good
s and services and willingness to pay a specific price for them. What will happen to th
e demand If suppliers charge too much for a product? 

3.Demographic analysis is the study of a population-based on factors such as age, race
, and sex. Why do the companies must do demographic analysis before they run their 
business? 

ANSWER :

1.For a property business that requires a big amount of money, a commercial bank
may be a suitable option to consider for a loan. Commercial banks typically offer a
range of loan options, such as business loans, equipment loans, and lines of credit,
that are designed to meet the needs of businesses.

One advantage of using a commercial bank for a loan is that they have a wide range
of financial services and products that can support a business, such as cash
management tools, merchant services, and insurance options. Additionally,
commercial banks usually have established relationships with businesses and can
provide personalized service and advice based on the specific needs of the business.

Another advantage of using a commercial bank is that they are regulated by

government agencies, such as the Federal Reserve, which provides a level of stability
and security. Commercial banks are required to maintain certain levels of capital and
liquidity to ensure they can meet their obligations to depositors and borrowers.

However, it is important to carefully review the terms and conditions of any loan
agreement, including the interest rate, repayment schedule, and collateral
requirements, to ensure it is a suitable option for the specific needs of the business. It
may also be beneficial to compare loan options and rates from multiple banks to find
the best fit for the business.
2.If suppliers charge too much for a product, it is likely that the demand for the
product will decrease. This is because consumers may not be willing or able to pay
the higher price, and may instead seek out substitute products or reduce their overall
consumption. As demand decreases, suppliers may be forced to lower their prices in
order to maintain sales, which can lead to a downward pressure on the price of the
product. In some cases, a decrease in demand may lead to a decrease in the production
of the product, which can have broader economic impacts.

3.Companies must do demographic analysis before running their business because it

provides them with crucial information about their potential customers. By analyzing
demographic data, companies can identify and understand the characteristics,
behaviors, and preferences of different demographic groups, such as age, gender,
income level, education, and ethnicity. This information can help businesses tailor
their marketing strategies and product offerings to meet the needs and wants of their
target audience more effectively. Additionally, demographic analysis can also help
companies identify market trends and anticipate changes in consumer behavior, which
can inform their long-term business strategies and decision-making processes.
Overall, conducting a demographic analysis allows companies to make more
informed decisions and increase their chances of success in a highly competitive
market.