"Quantitative Analysis of Financial Literacy and Its Impact on High School Students' Financial

Behaviors"

Introduction
This study examines the impact of financial literacy on high school students' financial behaviors over
the past five years, focusing on budgeting, saving, investing, and debt management attitudes. It aims
to address the financial readiness gap among students, providing crucial information for educators,
policymakers, and stakeholders to improve the next generation's financial well-being and success.

Statement of the problem

Specifically, this research ( or study) seeks to answer the following questions;

**To what extent does the level of financial literacy, as measured by a standardized assessment,
correlate with high school students' savings habits and financial planning behaviors?

**How do variations in financial literacy scores among high school students relate to differences in
their spending habits and attitudes toward money management?

**Is there a statistically significant difference in the financial behaviors of high school students who
have received formal financial education compared to those who have not, and can this difference be
quantified in terms of savings, investments, and debt management?

Significant of the study

The following can surely benefits in the present study.

High School Students:-High school students will gain a better understanding of the relationship
between financial literacy and their financial behaviors.

Educators and Schools:The study can provide educators and schools with data-driven insights into the
effectiveness of financial education programs.

Parents and Families:Parents and families can benefit from a deeper understanding of how financial
literacy impacts their children's financial behaviors.

Scope and delimitation

This research study covers only the public school Senior High School working students in Agusan
National High School, located in T. Sanchez Street, Butuan City, Mindanao, Philippines.