Collaboration

between

and
SCOPE OF COLLABORATION

• EBL will be able to offer the factoring products to their client without
involving their funds

• EBL will be able to secure their export payments

• EBL will be able to avert forced loans and settle the back-to-back
commitment on time with the payment received from Tradewind

• EBL will be able to procure more export business from their client
within their approved credit limit

• EBL and their clients will be able to know the current status of the
buyer on a regular basis which will be very helpful for them in making
business decisions

• EBL will have a new avenue for earnings from Tradewind’s products
TRADEWIND
OVERVIEW
• Founded in 2000

• Headquartered in
Germany

• Regulated by BaFin

• 20+ offices in 13
countries

• Over 150 employees

speaking over 15
languages

• World-class customer
service

Bangladesh Bulgaria China Germany Hong Kong Hungary

Iceland India Pakistan Peru Turkey UAE USA
3
GLOBAL PRESENCE
WE FINANCE
36%
Manufacturers Importers Branded of countries are considered
& Processors & Exporters Companies high-risk for trade
PAYMENT TERMS
WE FINANCE
Wholesalers &
Distributors
Traders
56.2 days
• Open Account
is the average buyers take
INDUSTRIES SERVED to pay their invoice
• DA
• DP
• CAD
• LC
Apparel
& Textiles
Food &
Beverage
Gaming &
Media
82% • TT
of SME failures
is due to poor
cash flow management
Industrial Electronics &
& Mechanical Consumer Goods
OUR REMARKABLE CLIENTELE
COLLABORATION MODEL
Selection of Buyer

7. Buyer confirms the Assignment to Tradewind.

Buyer Tradewind
1. Buyer wants to place order to seller with
sales contract. 4. Tradewind do the credit check on
the buyer and send agreement to
allocate limit for EBL.

3. EBL send the buyer details

(LAF) to Tradewind.
6. After signing of agreement with Tradewind, Seller
sends the Notice of Assignment to the buyer.

Seller EBL
(Customer of EBL) 5. EBL confirm the limit to seller and start onboarding
process for signing agreement with Tradewind.

2. Seller send the buyer details to EBL

COLLABORATION MODEL
After Shipment

4. Tradewind do the verification with

the buyer.
Buyer Tradewind
3. EBL send the scan copy of

5. Tradewind make
95% payment to
documents to Tradewind.

EBL.
Raw material Supplier

1. Seller makes shipment.

6a. EBL clear the payment for B2B
LC for raw materials.
Seller EBL
(Customer of EBL)
6b. EBL pay the remaining amount to the seller.

2. Seller submit the original documents to EBL along with assignment clause in the invoice.
7. EBL send the original documents directly to the buyer after endorsing the BL in the name of the buyer.
COLLABORATION MODEL
After Maturity

1. Tradewind get paid from the buyer.

Buyer Tradewind

2. Tradewind make 5% payment to

EBL after deduction of charges.

Seller EBL
(Customer of EBL)
3. EBL pay the remaining amount to the seller.
NEW CLIENT ONBOARDING
STEP 1
LIMIT APPLICATION
EBL provides Limit
Application for credit check
on the buyer on behalf of
Exporter. Tradewind will do
the credit check and inform
the limit availability.
STEP 2 STEP 3 STEP 4 STEP 5
FACTORING CHANGE OF
DUE DILIGENCE FUNDING
AGREEMENT BENEFICIARY
EBL provide the following The exporter receives the Overseas buyers sign the Tradewind starts funding
documents of exporter’s: final quoted price and signs introductory letters and are the exporter after receiving
1. Registration Form the factoring agreement instructed to make the confirmation of invoice,
2. KYC Documents payments to our account packing list, bill of lading
3. Sample shipment docs and PO
4. Last 2-year financials
LIMIT APPLICATION
Limit application for to be filled out by TW-office

SUPPLIER INFORMATION: NOTES

Date: Person in charge:
Client name: Phone :
Client ID (for existing client
Email :
only):
Address: Website:

BUYER INFORMATION: (* fields are mandatory) NOTES

*1 Debtor name: KIK Textilien und Non-Food GmbH
*Address: Siemensstraße 21
*Country/Area Code/City P59199 Bönen, Germany.
*Person in charge: Harsh Bindra, Operation Head
*Phone (landline no. only): 0049- (0) 2383 / 95-40
Fax no. (if available): 0049- (0) 2383 / 95-4130
*Email: hb@kik.de
*Website: www.kik.de
*Current turnover: 2 Million
*Expected turnover: 2 Million
*Invoice Verification Method: To be filled out by TW-office
Debtor approved by Local Credit.
To be filled out by TW-office
(Name and Signature)
*Registration no. (if available): HRB 4085 59065
VAT no. (if available): DE 811 671 397
Policy no. (if available): Please Enter
EULER ID: Please Enter
Credit grade (if available): Please Enter
Selfinsurance ID(if available): Please Enter
Selfinsurance Amount(if available): Please Enter
*INCOTERMS FOB
*Payment method Open Account
*Payment term (E.g. xx days): 90 DAYS
*Credit limit request: 500,000 USD
*Hard Check submitted to Debtor
***Please Select*** Please Enter Date
department
 Factoring Fees Time for payment Fees
(§ 13 no. 1 of the Agreement)
Up to 30 Days 0,80 % of the invoiced amount
(Fees include 3 Month USD LIBOR of
29th June, 2019 and are subject to Up to 60 Days 1,60 % of the invoiced amount
change)
Up to 90 Days 2,40 % of the invoiced amount
FEES &
Grace period 7 days, thereafter the Factoring Fee based on the actual
CHARGES (FOR payment day by the Debtor applies.
EXAMPLE) Late Charge Fee
Surcharge
0.25% for each beginning week after day 97
for invoices below 10.000 USD: 0,25%
Currency USD
(§ 2 no. 1 of the Agreement)
Pre-Financing Rate 95%
(§13 no. 3 of the Agreement)
Max. Prepayment USD 1.000.000,00
(§ 13 no. 3 of the Agreement)
Non-Utilization Fee USD 90.000,00
Limit Fees USD 175 annually per Debtor
(§3 of the Agreement)
Bank & Transaction Fees At actual
Set up Fee USD 500,00
TRADEWIND WEB ACCESS
ACCESSING THE PORTAL
• Visit www.tradewindfinance.com
• Click “Client Login”
LOGGING IN
• Provide the Following
• User Name: EBL
• Password: ********
• Click “Login”
VIEWING CLIENTS
• Click the dropdown circled below.
• Select the desired Client.
CLIENT INFO
Selecting the “Info” tab (circled below) will show you the Client’s information.
DEBTORS
Selecting the “Debtors” tab (circled below) will show you the status
of the Client’s debtors.
STATEMENT OF ACCOUNT
Selecting the “Statement of Account” tab (circled below) will show you the
status of the Client’s statements.
OPEN ITEM
Selecting the “Open Item” tab (circled below) will show you the status
of the Client’s open items.
SUMMARY AGING
Selecting the “Summary Aging” tab (circled below) will show you the status
of the Client’s aging report.
AVAILABILITY
Selecting the “Availability” tab (circled below) will show you the status
of the Client’s availability.
 TRADEWIND GmbH

Baliaaree (2nd Floor), House 30, Road

130, Gulshan 1, Dhaka 1212.

E-mail: ebl@tradewindfinance.com
Phone No.: +88 02 8834831-2

www.tradewindfinance.com

Bangladesh
Bangladesh Bulgaria
Bulgaria China
China Germany
Germany Hong
HongKong
Kong Hungary
Hungary
Iceland
Iceland India
India Pakistan
Pakistan Peru
Peru Turkey
Turkey UAE
UAE USA
USA