Your account number: 6335 40993 17017 42626

Date of this statement: 24 November 2013

Sheet: 1 of 4

The rate of interest charged on your account may be higher

than on other sources of credit available to you. It may be
costly for you to leave balances owing on your account after
the interest free period.
Mr Salad A Magan
Flat 1 8 Kings Terrace YOUR ACCOUNT AT A GLANCE
London
NW1 0JP Your Credit Limit is: £ 2300.00
Your current available to spend: £ 1031.11
Your current balance: £ 1268.89
If you do not pay off the full amount outstanding, we will allocate
your payment to the outstanding balance in a specific order, which
is set out on the back of your Statement. The way in which payments
are allocated can make a significant difference to the amount of
interest you will pay until the balance is cleared completely.

Your minimum payment is £ 2.80

1of4/1.
Your payment is due by 21 Dec 2013
See the back of your Statement for details of how to pay

Minimum payments
If you make only the minimum payment each month, it will take
you longer and cost you more to clear your balance.
If you are unable to pay the minimum payment, please contact us as soon as
possible

Estimated interest next month £ 70.03

(See the back of your Statement for details of how this is calculated)

Current APR on purchases 29.9%

Interest charged at 29.9% per annum
Minimum payment 4% or £2 whichever is greater
ACO214

For details of how to check or change your insurance cover (if applicable), please see the back of your Statement.

155
335409931701742626 125 0566

24
Mr Salad A Magan
Adare 954 6

25-05-66

63354099317017426268

5 6335409931701742626 151 0126889 0000280 0

335409931701742626 A4241250566 91 X
 Your account number: 6335 40993 17017 42626
Date of this statement: 24 November 2013
Sheet: 2 of 4

WHAT HAPPENED ON YOUR ACCOUNT THIS MONTH?

Date: Item: Amount:

Balance from your last statement £ 765.76

27 Oct Purchase At Argos, Camden £ 84.27

07 Nov Payment By Debit Card - With Thanks £ 10.00CR
14 Nov Purchase At Argos, Camden £ 25.49
25 May Refund Adjustment £ 89.33
25 May Refund Adjustment £ 89.33CR
25 Jun Plan Change £ 114.32CR
25 Jun Plan Change £ 114.32
19 Nov Purchase At Argos, Camden £ 25.98
22 Nov Refund At Argos, Camden £ 23.99CR

2of4/1.
22 Nov Purchase At Argos, Camden £ 42.46
23 Nov Purchase At Argos, Camden £ 9.99
23 Nov Purchase At Argos, Camden £ 99.99
23 Nov Purchase At Argos, Camden £ 26.98
23 Nov Purchase At Argos, Camden £ 221.96

Your new balance £ 1268.89

YOUR REMAINING BALANCES

Type of Credit Plan This month's This month's Your plan is
Reference minimum Balance due to end by
Number payment
amounts
Normal Credit £2.80 £69.94
Buy Now Pay Later 3 Months 1065 £84.27 20-02-2014
6 Months 8006 £464.48 21-12-2013
6 Months 1060 £114.32 20-01-2014
£2.80 £1268.89
 Your account number: 6335 40993 17017 42626
Date of this statement: 24 November 2013
Sheet: 3 of 4

YOUR REMAINING BALANCES

Type of Credit Plan This month's This month's Your plan is
Reference minimum Balance due to end by
Number payment
amounts
6 Months 1060 £176.96 20-01-2014
6 Months 1022 £9.99 20-06-2014
6 Months 1022 £26.98 20-06-2014
6 Months 1060 £99.99 20-06-2014
6 Months 1022 £221.96 20-06-2014
£2.80 £1268.89

3of4/1.
 Your account number: 6335 40993 17017 42626
Date of this statement: 24 November 2013
Sheet: 4 of 4

Dear Mr Salad A Magan

IMPORTANT
You have a BUY NOW PAY LATER plan that is due to mature shortly.
Please see page 2 of your statement for the plan end date.
Please read this and decide which option you want to choose.

You have a BUY NOW PAY LATER plan that is due to expire soon

4of4/1.
The plan is

6 Mths BUY NOW PAY LATER plan Balance Remaining: £464.48

You need to decide what you want to do now.

l If you decide to spread the payments over a number of months, starting from next month, then you don't
need to do anything now. We'll simply move the outstanding balance on this plan to the normal credit
plan along with deferred interest already estimated on your statement. Then you will receive requests
each month to pay at least the minimum on your statements (4% of the balance or £2 whichever is
the greater). Of course you can pay more at any time, its entirely up to you.
OR
l If you want to pay the plan balance off in full, then you should add the total of the plan listed above, to
any payment you want to make on any other plans you might have (the minimum you need to pay on
these other plans is listed on the front sheet). You can make this single payment using your preferred
method of payment, which are listed on the back of your statement. Payment must reach us by the
date shown on the front of the statement.

You will see any payments that you make on next month's statement. If you have any queries about this or
anything else, please call us on 0845 640 0700.

Yours sincerely

Julian Hodge
Julian Hodge
Argos Card Services