Credit Cards

Statement of Account
TITANIUM MASTERCARD (PHP)
MR MYKE DANIEL T SAARENAS
Statement Date Sep 19, 2023
ZONE 7 PUROK 2 BALAOS
IPONAN CAGAYAN DE ORO CITY Card Number 5239-9400-5543-6587
MISAMIS ORIENTAL Credit Limit ₱ 300,000
9000 PHILIPPINES Cash Advance Limit ₱ 90,000
Interest Rate per Month 3.00%
Minimum Payment ₱ 4,326.62
Outstanding Balance ₱ 116,139.05
*5239940055436587MTSAARENAS* Payment Due Date Oct 16, 2023

Your Account Summary

Previous Balance Purchases and Advances (+) Finance Charge (+) Fees/Other Debits (+) Late Charge (+) Payments/Other Credits (-) Outstanding Balance

₱ 66,717.08 ₱ 46,578.00 ₱ 2,001.51 ₱ 0.00 ₱ 842.46 ₱ 0.00 ₱ 116,139.05

Your Credit Card Points Summary

Previous Balance (+) Points Earned (+/-) Adjustment (-) Points Redeemed Total Available Points

1,326.80 79.18 0.00 0.00 1,405.98

Sale Date Post Date Transaction Details Amount

PREVIOUS STATEMENT BALANCE 66,717.08
CARD NUMBER 5239-9400-5543-6587
09/19/23 09/19/23 WRIST POD MISAMIS ORIEN PH 2,259.58
INSTALMENT 1 OF 12
09/19/23 09/19/23 ANTA CENTRIO MISAMIS ORIEN PH 1,736.73
INSTALMENT 1 OF 3
09/19/23 09/19/23 FINANCE CHARGE-RETAIL PURCHASES 2,001.51
09/19/23 09/19/23 LATE PAYMENT PENALTY FEE 842.46
08/21/23 08/22/23 CITI HARDWARE BULUA CD CAGAYAN DE OR PHL 830.00
08/27/23 08/28/23 ARENANET 4252472500 USA 1,456.16
24.99 U.S.DOLLARS
08/31/23 08/31/23 MALL BERRY SUITES BUSI MISAMIS ORIEN PH 1,030.00
09/05/23 09/05/23 CITIHARDWARE MISAMIS ORIEN PH 1,158.00
09/05/23 09/06/23 RAKI YATA RAMEN HOUSE CAGAYAN DE OR PHL 1,099.00
09/06/23 09/07/23 DAVAO CITIHARDWARE GUS CAGAYAN DE OR PHL 2,862.00
09/09/23 09/10/23 HOME SOLUTION CDO MISAMIS ORIEN PH 4,973.00
09/10/23 09/10/23 ORORAMA SUPERCENTER MISAMIS ORIEN PH 289.00
09/13/23 09/14/23 AJ WOOD PROD-CUGMAN CDO PHL 19,568.95
09/16/23 09/17/23 VALIANT ELECTRONICS CAGAYAN PHL 4,549.00
09/16/23 09/19/23 UP MARKETING-CDO CAGAYAN PHL 1,850.00
SUBTOTAL 113,222.47

For more details, please log on to bdo.com.ph or call our BDO Contact Center at (+632) 8631-8000.
When abroad, call International Toll-Free at IAC+800-8-6318000.

BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas:

Tel. No. (02) 8708-7087; Email: consumeraffairs@bsp.gov.ph; Webchat: bsp.gov.ph

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc.

Page 1 of 2
 Credit Cards
Statement of Account
TITANIUM MASTERCARD (PHP)
MR MYKE DANIEL T SAARENAS
Statement Date Sep 19, 2023
ZONE 7 PUROK 2 BALAOS
IPONAN CAGAYAN DE ORO CITY Card Number 5239-9400-5543-6587
MISAMIS ORIENTAL Credit Limit ₱ 300,000
9000 PHILIPPINES Cash Advance Limit ₱ 90,000
Interest Rate per Month 3.00%
Minimum Payment ₱ 4,326.62
Outstanding Balance ₱ 116,139.05
*5239940055436587MTSAARENAS* Payment Due Date Oct 16, 2023

Your Account Summary

Previous Balance Purchases and Advances (+) Finance Charge (+) Fees/Other Debits (+) Late Charge (+) Payments/Other Credits (-) Outstanding Balance

₱ 66,717.08 ₱ 46,578.00 ₱ 2,001.51 ₱ 0.00 ₱ 842.46 ₱ 0.00 ₱ 116,139.05

Your Credit Card Points Summary

Previous Balance (+) Points Earned (+/-) Adjustment (-) Points Redeemed Total Available Points

1,326.80 79.18 0.00 0.00 1,405.98

Sale Date Post Date Transaction Details Amount

CARD NUMBER 5239-9400-0137-4783

09/19/23 09/19/23 JBL SM CAGAYAN DE ORO MISAMIS ORIEN PH 2,916.58
INSTALMENT 6 OF 12
SUBTOTAL 2,916.58
TOTAL 116,139.05

For more details, please log on to bdo.com.ph or call our BDO Contact Center at (+632) 8631-8000.
When abroad, call International Toll-Free at IAC+800-8-6318000.

BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas:

Tel. No. (02) 8708-7087; Email: consumeraffairs@bsp.gov.ph; Webchat: bsp.gov.ph

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc.

Page 2 of 2
 ADVISORY ON CROSS BORDER FEES
Transactions from foreign based merchants or foreign acquirer, operating in the Philippines, abroad or online,
regardless if charged in local (PHP) or foreign currency (USD or non-USD), shall be charged with a Cross Border
Fee by the Card Brand.
Sample purchases include but are not limited to subscriptions from international streaming platforms and/or
other online services (Netflix, Apple Store, Spotify, Amazon, etc.)
Sample computation based on subscription and online purchase:

Transaction Transaction Amount Cross Border Fee Total Charge

Spotify (Subscription) PHP 169.00 PHP 1.69 PHP 170.69
Apple (Online Purchase) PHP 299.00 PHP 2.99 PHP 301.99

To view the complete Terms and Conditions and Fees and Charges, visit the BDO website and search for Forms
and Related Information.

Choose Your Credit Card Payment Channels:

• BDO Online Banking* • Auto-Debit Arrangement (ADA) Payment Facility**
• BDO Branches • BancNet
• BDO Network Bank Branches • Savemore Market Branches
• BDO Automated Teller Machines (ATMs) • SM Bills Payment Counters
• BDO Cash Acceptance Machines (CAMs)
For Dollar Charge Cards and accounts with Dual Currency feature, USD payments for your Dollar account/s are accepted
only via: BDO Branches, BDO Online Banking (USD account) and ADA Payment Facility (USD account).
* Enrollment with BDO is required via bdo.com.ph
** Enrollment via any BDO branch and BDO Online Banking

When making credit card payments, please be reminded of the following:

To pay at any BDO branch, present the upper portion of the statement and keep the machine validated copy
as proof of payment or you may accomplish a transaction slip and indicate the applicable Institution Code to
ensure that payment will be properly posted to the account.

Payment Type Institution Code

Peso Payment to Peso Card 0800
Dollar Payment to Dollar Card 0802
Peso Payment to Dollar Card 0803

For check payments*, please make the check payable to “BDO Unibank, Inc.”. Indicate the Account Name,
Account Number/Card Number and Contact Number at the back of the check.
Pay at least the Minimum Amount Due on or before your Payment Due Date to avoid late payment charges.
* Normal banking regulations on the acceptance and clearing or collection of check payments apply. Post dated checks and
foreign checks drawn on banks outside the Philippines are not accepted as payments.

IMPORTANT REMINDER
1. Paying less than the total amount due will increase the amount of
interest and other charges you pay and the time it takes to repay your
balance.
2. Applicable Monthly Effective Interest Rate (MEIR) will be imposed on
the account if:
a. No payment was made on the Card on Payment Due Date,
b. Payment made was less than the Total Outstanding Balance stated in the
Statement of Account (SOA),
c. Outstanding Balance is paid in full by its Payment Due Date, but with unsettled
balances from the previous SOA reflected in the current SOA, or
d. There is a cash advance transaction.

Scan the QR code to

Scan the QR code view the updated
to view the latest Fees & Charges with
version of the Sample Finance
Terms & Conditions Charge Computation