‫‪CBD Smiles‬‬ ‫ﺑﻄﺎﻗﺔ ﺳﻤﺎﻳﻠﺰ ﺑﻼﺗﻴﻨﻴﻮم‬

‫ﻣﻦ ﺑﻨﻚ دﺑﻲ اﻟﺘﺠﺎري‬

‫‪Platinum Card‬‬
‫‪Welcome benefits and savings‬‬ ‫ﻣﺰاﻳﺎ ﺗﺮﺣﻴﺒﻴﺔ وﺗﻮﻓﲑ ﺑﻘﻴﻤﺔ ﺗﻔﻮق‬
‫‪worth over AED 400‬‬ ‫‪ 400‬درﻫﻢ‬
WELCOME BENEFITS
Free for the first year*. Annual fee worth AED 199 waived
for the first year 199
1 year subscription to 'Unlimited Buy 1 Get 1 Offers' worth
AED 200 on Smiles UAE app Smiles UAE 200
AED 100 Yallacompare discount voucher 100
Balance Transfer at zero interest with 1.99% processing fees for 6 months %4 ‫ أﺷﻬﺮ و‬6 ‫ ﻟﻤﺪة‬%1.99 ‫ﺗﺤﻮﻳﻞ اﻟﺮﺻﻴﺪ ﺑﺪون دﻓﻊ ﻓﻮاﺋﺪ ﻣﻊ رﺳﻮم ﻣﻌﺎﻟﺠﺔ ﺑﻨﺴﺒﺔ‬
and 4% for 12 months. To be availed within 30 days of card issuance ً
‫ ﻳﻮﻣﺎ ﻣﻦ ﺗﺎرﻳﺦ إﺻﺪار اﻟﺒﻄﺎﻗﺔ‬30 ‫ ﻳﺠﺐ أن ﻳﺘﻢ اﻻﺳﱰداد ﺧﻼل‬.‫ﺷﻬﺮا‬ 12 ‫ﻟﻤﺪة‬
(Valid for cards issued until 31 Dec 2023) (2023 ‫ دﻳﺴﻤﱪ‬31 ‫)ﺻﺎﻟﺢ ﻟﻠﺒﻄﺎﻗﺎت اﻟﺼﺎدرة ﺣﱴ‬

Quick Cash at zero interest with 1.99% processing fee for 6 months %4 ‫ أﺷﻬﺮ و‬6 ‫ ﻟﻤﺪة‬%1.99 ‫اﻟﻨﻘﺪ ﺗﺤﺖ اﻟﻄﻠﺐ ﺑﺪون دﻓﻊ ﻓﻮاﺋﺪ ﻣﻊ رﺳﻮم ﻣﻌﺎﻟﺠﺔ ﺑﻨﺴﺒﺔ‬
and 4% for 12 months. To be availed within 30 days of card issuance ً
‫ ﻳﻮﻣﺎ ﻣﻦ ﺗﺎرﻳﺦ إﺻﺪار اﻟﺒﻄﺎﻗﺔ‬30 ‫ ﻳﺠﺐ أن ﻳﺘﻢ اﻻﺳﱰداد ﺧﻼل‬.‫ﺷﻬﺮا‬ 12 ‫ﻟﻤﺪة‬
(Valid for cards issued until 31 Dec 2023) (2023 ‫ دﻳﺴﻤﱪ‬31 ‫)ﺻﺎﻟﺢ ﻟﻠﺒﻄﺎﻗﺎت اﻟﺼﺎدرة ﺣﱴ‬

Earn Smiles points on every AED spent

5 Smiles points on all Etisalat, Smiles app and elGrocer spends elGrocer Smiles 5
Up to 2 Smiles points on all international spends
2
Up to 1.5 Smiles points on all domestic spends
1.5
Quarterly bonus** of 7,500 Smiles points
Smiles 7,500 **

Redeem Smiles points through your Smiles UAE app for: Smiles UAE
Etisalat bills: prepaid recharges and postpaid payments
Electronics: smartphones, gadgets, laptops, gaming and more
Food delivery: pay for your food delivery orders
Shopping Vouchers: Amazon, Splash, Noon, Carrefour and a lot more
Air tickets: Book flight tickets through Cleartrip.ae
Cleartrip.ae
Entertainment: discount voucher for leisure activities

50% off on movie tickets at Novo cinemas***

Novo
*** 50%
Free for life supplementary cards
500+ dining and lifestyle discount offers through CBD Mobile app.
.CBD 500

To apply,call:

For more details on card benefits and terms and conditions, visit www.cbd.ae www.cbd.ae

Terms & Conditions apply.

Annual fee of AED 199 applicable from second year and can be waived subject to 199
achieving an annual cumulative spend of AED 12,000 12,000
Quarterly bonus is subject to achieving spends of AED 7,500 in previous calendar 7,500
quarter Novo
2,000
A minimum calendar month retail spend of AED 2,000 is required to avail discounts on
Novo Cinema tickets, maximum 2 tickets per month
Smiles points value differs based on the type of redemption selected by the customer
and is governed as per Smiles T&Cs

Warning Statement: ‫ﺑﻴﺎن ﺗﺤﺬﻳﺮي‬

If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into ‫ ﻣﺎ‬،‫ ﻓﻬﺬا ﻳﻌﲏ أن ﺣﺴﺎﺑﻚ ﻋﻠﻴﻪ ﻣﺘﺄﺧﺮات‬،‫ﺗﻤﻮﻳﻠﻚ ﻓﻲ اﻟﻮﻗﺖ اﻟﻤﺤﺪد‬/‫ﻗﺮﺿﻚ‬/‫ﻣﺪﻓﻮﻋﺎت ﺑﻄﺎﻗﺘﻚ اﻻﺋﺘﻤﺎﻧﻴﺔ‬/‫إذا ﻟﻢ ﺗﻘﻢ ﺑﺴﺪاد ﻗﺴﻂ‬
arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For ‫ ﻟﻠﺤﺼﻮل ﻋﲆ ﺗﻔﺎﺻﻴﻞ ﻛﺎﻣﻠﺔ ﻋﻦ اﻟﻤﻨﺘﺞ‬.‫ﻗﺪ ﻳﺆﺛﺮ ﻋﲆ ﺗﺼﻨﻴﻔﻚ اﻻﺋﺘﻤﺎﻧﻲ ورﺑﻤﺎ ﻳﺤﺪ ﻣﻦ إﻣﻜﺎﻧﻴﺔ ﺣﺼﻮﻟﻚ ﻋﲆ اﻟﺘﻤﻮﻳﻞ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ‬
complete product details and warnings, please refer to the Key Facts Statement at cbd.ae/smiles-platinum cbd.ae/ar/smiles-platinum ‫ ﻳﺮﺟﻰ اﻹﻃﻼع ﻋﲆ ﺑﻴﺎن اﻟﺤﻘﺎﺋﻖ اﻟﺮﺋﻴﺴﻴﺔ ﻋﲆ‬،‫واﻟﺘﺤﺬﻳﺮات اﻟﺨﺎﺻﺔ ﺑﻪ‬

. . .