PAYMENT TERM: 20 YEARS

GREAT FLEXI PLUS POLICY TERM: 30 YEARS

YEARLY PAYMENT: RM 12,000.00 TOTAL PREMIUM PAID: RM 240,000.00

PREMIUM PAID % OF ANNUALISED GUARANTEED CASH SURENDER VALUE DEATH BENEFIT

YEAR
(RM) PREMIUM PAYMENT (RM) (RM)
1 RM 12,000.00 20% RM 2,400.00
2 RM 12,000.00 20% RM 2,400.00
3 RM 12,000.00 20% RM 2,400.00
4 RM 12,000.00 20% RM 2,400.00
5 RM 12,000.00 20% RM 2,400.00 RM 19,154.00 RM 51,000.00
6 RM 12,000.00 20% RM 2,400.00
7 RM 12,000.00 20% RM 2,400.00
8 RM 12,000.00 20% RM 2,400.00
9 RM 12,000.00 20% RM 2,400.00
10 RM 12,000.00 20% RM 2,400.00 RM 73,317.00 RM 102,000.00
11 RM 12,000.00 40% RM 4,800.00
12 RM 12,000.00 40% RM 4,800.00
13 RM 12,000.00 40% RM 4,800.00
14 RM 12,000.00 40% RM 4,800.00
15 RM 12,000.00 40% RM 4,800.00 RM 127,378.00 RM 141,000.00
16 RM 12,000.00 40% RM 4,800.00
17 RM 12,000.00 40% RM 4,800.00
18 RM 12,000.00 40% RM 4,800.00
19 RM 12,000.00 40% RM 4,800.00
20 RM 12,000.00 40% RM 4,800.00 RM 191,589.00 RM 180,000.00
21 60% RM 7,200.00
22 60% RM 7,200.00
23 60% RM 7,200.00
24 NO 60% RM 7,200.00
25 PREMIUM 60% RM 7,200.00
26 PAYMENT 60% RM 7,200.00
27 60% RM 7,200.00
NEEDED
28 60% RM 7,200.00
29 60% RM 7,200.00
30 60% RM 7,200.00 RM 188,118.00 RM 108,000.00

TOTAL 1200% RM 144,000.00

TOTAL RM UPON GUARANTEED CASH TOTAL ADDITIONAL

SCENARIO A MATURITY (A) PAYMENT (B) INTEREST (C)
TOTAL RM (D=A+B+C)
IF ANNUALY CASH OUT
RM 188,118.00 RM 7,200.00 NIL RM 195,318.00
RETURN BONUS

TOTAL RM UPON GUARANTEED CASH TOTAL ADDITIONAL

SCENARIO B MATURITY (A) PAYMENT (B) INTEREST (C)
TOTAL RM (D=A+B+C)
IF TOTAL RETURN BONUS
RM 188,118.00 RM 144,000.00 RM 86,010.00 RM 418,128.00
REINVESTED