•

•
•
₱

₱
• •
Period Unpaid Periodic Interest Paid Repayment to
(n) Balance (UB) Payment (R) (I) the Principal
(RTP)
1
2 (𝑛)
3
4
5
6
7 𝒏 = 𝒎𝒕
8
Total
Period Unpaid Periodic Interest Paid Repayment to
(n) Balance (UB) Payment (R) (I) the Principal
(RTP)
1
2 (𝑈𝐵)
3
4
5
6
𝑼𝑩 − 𝑹𝑻𝑷
7
8
Total
Period Unpaid Periodic Interest Paid Repayment to
(n) Balance (UB) Payment (R) (I) the Principal
(RTP)
1
2 (𝑅)
3
4
5
6
7 𝑨𝒊
8
𝑹𝑨 = −𝒏
𝟏 − (𝟏 + 𝒊)
Total
Period Unpaid Periodic Interest Paid Repayment to
(n) Balance (UB) Payment (R) (I) the Principal
(RTP)
1
2
3 (𝐼)
4
5
6
7 𝑰 = 𝑼𝑩 ∗ 𝒊
8 𝑖
Total
Period Unpaid Periodic Interest Paid Repayment to
(n) Balance (UB) Payment (R) (I) the Principal
(RTP)
1
2 (𝑅𝑇𝑃)
3
4
5
6
7 𝑷𝑷 − 𝑰
8
Total
 𝐴𝑖
0.10 𝑅𝐴 =
𝐴 = 1,000 𝑖= = 0.025 1 − (1 + 𝑖)−𝑛
4
𝑟 = 0.10 𝑛= 4 1 =4
(1,000)(0.025)
𝑚 =4 𝑅𝐴 =
𝑡 =1 1 − (1 + 0.025)−4

𝑅𝐴 = 265.82
 Unpaid Repayment to
Periodic Interest Paid
Period Balance the Principal
Payment (𝑈𝐵 ∗ 𝑖)
(𝑈𝐵 − 𝑅𝑇𝑃) (𝑃𝑃 − 𝐼)
1 $1,000.00 $265.82 $25.00 $240.82
2 $759.18 $265.82 18.98 $246.84
3 $512.34 $265.82 $12.81 $253.01
4 $259.33 $265.82 $6.48 $259.33
Total $63.27 $1,000.00
₱
₱
 ₱

𝑅 = 2,500 𝑖=
0.08
= 0.02 1 − (1 + 𝑖)−𝑛
4 𝐴 =𝑅
𝑟 = 0.08 𝑛= 2 4 =8 𝑖
𝑚 =4
𝑡 =2 1 − (1 + 0.02)−8
𝐴 = 2,500
0.02

𝐴 = 18,313.70
 ₱

Period Unpaid Periodic Interest Paid Repayment to

Balance Payment the Principal
1 ₱18,313.70 ₱2,500 ₱366.27 ₱2,133.73
2 ₱16,179.97 ₱2,500 ₱323.60 ₱2,176.40
3 ₱14,003.57 ₱2,500 ₱280.07 ₱2,219.93
4 ₱11,783.64 ₱2,500 ₱235.67 ₱2,264.33
5 ₱9,519.31 ₱2,500 ₱190.39 ₱2,309.61
6 ₱7,209.70 ₱2,500 ₱144.19 ₱2,355.81
7 ₱4,853.89 ₱2,500 ₱97.08 ₱2,402.92
8 ₱2,450.97 ₱2,500 ₱49.02 ₱2,450.98
Total ₱1,686.29 ₱18,313.71
 𝐴𝑖
0.12 𝑅 =
𝐴 = 935,000 𝑖= = 0.06 1 − (1 + 𝑖)−𝑛
2
𝑟 = 0.12 𝑛 = 10 2 = 20
𝑚 = 2 (935,000)(0.06)
𝑡 = 10 𝑅 =
1 − (1 + 0.06)−20

𝑅 = 81,517.56
Period Unpaid Balance Periodic Payment Interest Paid Repayment to the Principal
1 935,000.00 81,517.56 56,100.00 25,417.56
2 909,582.44 81,517.56 54,574.95 26,942.61
3 882,639.82 81,517.56 52,958.39 28,559.17
4 854,080.65 81,517.56 51,244.84 30,272.72
5 823,807.93 81,517.56 49,428.48 32,089.09
6 791,718.85 81,517.56 47,503.13 34,014.43
7 757,704.42 81,517.56 45,462.26 36,055.30
8 721,649.12 81,517.56 43,298.95 38,218.61
9 683,430.51 81,517.56 41,005.83 40,511.73
10 642,918.78 81,517.56 38,575.13 42,942.43
Period Unpaid Balance Periodic Payment Interest Paid Repayment to the Principal
11 599,976.34 81,517.56 35,998.58 45,518.98
12 554,457.36 81,517.56 33,267.44 48,250.12
13 506,207.24 81,517.56 30,372.43 51,145.13
14 455,062.11 81,517.56 27,303.73 54,213.83
15 400,848.28 81,517.56 24,050.90 57,466.66
16 343,381.62 81,517.56 20,602.90 60,914.66
17 282,466.95 81,517.56 16,948.02 54,569.54
18 217,897.41 81,517.56 13,073.84 68,443.72
19 149,453.69 81,517.56 8,967.22 72,550.34
20 76,903.35 81,517.56 4,614.20 76,903.36
Total 695,351.21 935,000.00
 0.14 𝐴𝑖
𝐴 = 75,000 𝑖= = 0.07 𝑅 =
2 1 − (1 + 𝑖)−𝑛
𝑟 = 0.14 𝑛= 4 2 =8
𝑚 = 2 (75,000)(0.07)
𝑡 = 4 𝑅 =
1 − (1 + 0.07)−8

𝑅 = 12,560.08
Period Unpaid Balance Periodic Interest Paid Repayment to
(𝑈𝐵 − 𝑅𝑇𝑃) Payment (𝑈𝐵 ∗ 𝑖) the Principal
(𝑃𝑃 − 𝐼)
1 $75,000.00 $12,560.08 $5,250.00 $7,310.08
2 $67,689.92 $12,560.08 $4,738.29 $7,821.79
3 $59,868.13 $12,560.08 $4,190.77 $8,369.31
4 $51,498.82 $12,560.08 $3,604.92 $8,955.16
5 $42,543.66 $12,560.08 $2,978.06 $9,582.02
6 $32,961.64 $12,560.08 $2,307.31 $10,252.77
7 $22,708.87 $12,560.08 $1,589.62 $10,970.46
8 $11,738.41 $12,560.08 $821.69 $11,738.39
Total $25,480.66 $75,000.00