Customer Referral Program (“The Program”) Terms and Conditions

A. General Terms and Conditions

1. The promotion period of the Program is from April 17, 2023 to May 31, 2023 (both dates
inclusive) ("Promotion Period").
2. If Referrer successfully refers a new customer to join PREMIER SELECT/ PREMIER BANKING
(“Packaged Banking Service”) (“Referee”) with China Construction Bank (Asia) Corporation
Limited (the “Bank”) during the Promotion Period, Referrer may enjoy the Referral Reward as
specified under Section B below.
3. The Referrer must be an existing customer of the Bank, must not be the staff of the Bank
and the staff of the subsidiary companies of China Construction Bank.
4. The Referee must not maintain any account or any banking products or services in sole
name or joint name (excluding Credit Card Account) with the Bank in the past 12 months from
the date of joining the Packaged Banking Service, and must not be a staff of the Bank.
5. The Referee must maintain the minimum Daily Average Combined Balance (i.e. the
aggregate amount of deposits and other wealth management products (excluding the balance
of dedicated investment account for Wealth Management Connect Northbound Scheme
maintained with CCB in Mainland) less the amount of outstanding unpaid temporary
overdrafts) of HK$1,000,000 (for PREMIER BANKING customer) / HK$5,000,000 (for PREMIER
SELECT customer) equivalent or above for 2 calendar months after the joining month of the
Packaged Banking Service.
6. The Referee must successfully sign up Online Banking or Mobile Banking and login at least
one time, or apply for a UnionPay Dual Currency Debit Card (including successful usage of the
card at least once) within the specific period below:
First-time login to Online Banking / Mobile
Date of enrollment of Packaged Banking
Banking or usage of UnionPay Dual Currency
Service by the Referee
Debit Card
April 17, 2023 to May 31, 2023 On or before July 31, 2023
7. The Customer-Get-Customer Referral Form must be filled-in by the Referee and
successfully submitted to any consumer branch(es) of the Bank or submitted via the website
of the Bank prior to or on the same day of joining Packaged Banking Service by the Referee
(as determined in accordance with the Bank’s record).
8. To submit the relevant forms via Mobile Banking (if applicable) or website of the Bank,
Referrer and Referee must fulfill the following requirements:
i. Referrer must register on Mobile Banking after login, or complete and submit the Referrer
Registration Form via www.ccbasia-campaign.com .
ii. Referrer must forward the dedicated referral link to the Referee.
iii. Referee must complete and submit the Customer-Get-Customer Referral Form via the
dedicated referral link of Referrer prior to or on the same day of joining Packaged Banking
Service.
9. Referrer to be eligible to the Referral Reward, Referrer and Referee must provide accurate
name (must be same as identification document) and mobile phone number (must be same
as the Bank’s record (if applicable)) on the Referrer Registration Form and Customer-Get-
Customer Referral Form.
10. Referrer and Referee cannot refer each other. The Referrer and the Referee cannot be the
same person. If the Referee joins Packaged Banking Service under joint name with the Bank,
the Referrer is eligible for Referral Reward once only. If the Referrer is one of the account
holders of the newly opened Packaged Banking Service account under joint name, he / she is
not eligible to the Referral Reward.
11. The Referrer must maintain a valid HKD Checking / Savings account or principal credit card
account with the Bank, and the Referee must maintain the joined (or a higher class) Packaged
Banking Service status and maintain valid Online Banking or Mobile Banking or UnionPay Dual
Currency Debit Card at the time that the Referral Reward are credited. Otherwise, the Referral
Reward will be forfeited and will not be provided to the Referrer through any other means.
12. The Program cannot be used in conjunction with other referral promotion offers of the
Bank, the Bank reserves the right to grant partial or all of offers entitled by the Customer.
13. The Bank reserves the right to contact the Referrer to verify the Referrer information. The
information is only used for confirming the registration and the eligibility of reward
entitlement.
14. Customer is also bound by relevant terms and conditions for the banking products and
services under the Program, please refer to the relevant promotional materials or visit the
official website of the Bank or contact our staff for details. In the event of any inconsistency
between these Terms and Conditions and the relevant terms and conditions for the banking
products and service, these Terms and Conditions of the Program shall prevail.
15. The Bank reserves the right to revise these Terms and Conditions, withdraw or vary the
offers anytime.
16. In case of dispute, the decision of the Bank shall be final and binding.

B. Offers details
17. Referral Reward (“Referral Reward”)
The Referrer who successfully refers Referee to join Packaged Banking Service during the
Promotion Period can enjoy Referral Reward as stated in the below table. Referrers of the
first 500 successful referrals can enjoy the Referral Reward. The Referral Reward is granted
on a first-come-first-served basis.
 Type of Packaged Banking Service enrolled by the PREMIER PREMIER
Referee SELECT BANKING
Referral Reward (for each successful referral) HK$500 HK$500
18. Each Referee can only be referred once. If the Referee is referred by more than one
Referrer, the Referral Reward will be given to the latest Referrer who submits the relevant
form according to the Bank’s record.
19. Referral Reward will be credited directly to the Referrer’s valid HKD bank account
(excluding “Step Up Savings Account”) or principal credit card account held with the Bank (if
applicable and in the priority of HKD Savings Account, HKD Checking Account or principal
credit card account) according to below schedule. The Referrer and Referee must also fulfill
the conditions stated under Clause 11 at the time of crediting Referral Reward. Below is the
schedule for crediting the Referral Reward:
Date of enrollment of Packaged Banking
Referral Reward Credit Date
Service by the Referee
April 17, 2023 to May 31, 2023 On or before September 30, 2023

To borrow or not to borrow? Borrow only if you can repay!