Your CIBIL report generated on 27th November 2023

ABHISEKHA PATNAIK
Control number: 6801893927

CIBIL Score Good

743
<740: Needs improvement 740-770 Good 770-800 Very Good >800 Excellent

Credit History Active gold loan 12 9y 1m

Active accounts Age of accounts

EARCPL Active Issued on 24th Jun 2015 HDFC BANK Active Issued on 3rd Jun 2017

Credit Card ****0674 Personal Loan ****1787

HDFC BANK Active Issued on 31st Oct 2014 RUPCAP Active Issued on 27th Apr 2023

Credit Card ****6808 Personal Loan ****1910

INDIAN BANK Active Issued on 12th Sep 2023 RUPCAP Active Issued on 11th Sep 2023

Credit Card ****0001 Limit: ₹40900 Personal Loan ****9740

FEDERAL BANK Active Issued on 11th Sep 2023 RUPCAP Active Issued on 28th Aug 2023

Gold Loan ****0223 Personal Loan ****8764

FEDERAL BANK Active Issued on 28th Aug 2023 IDFC FIRST BANK Active Issued on 19th Jun 2023

Gold Loan ****8805 Credit Card ****2430 Limit: ₹60000

FEDERAL BANK Active Issued on 28th Apr 2023 SBMBKINDIA Active Issued on 26th Mar 2022

Gold Loan ****9468 Credit Card ****3143 Limit: ₹70800

RUPCAP Closed Issued on 6th Apr 2023 FEDERAL BANK Closed Issued on 6th Apr 2023

Personal Loan ****0420 Gold Loan ****1397

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ABHISEKHA PATNAIK | CIBIL report

RUPCAP Closed Issued on 20th Feb 2023 RUPCAP Closed Issued on 20th Feb 2023

Personal Loan ****3063 Personal Loan ****3285

FEDERAL BANK Closed Issued on 20th Feb 2023 FEDERAL BANK Closed Issued on 20th Feb 2023

Gold Loan ****8270 Gold Loan ****4699

SBMBKINDIA Closed Issued on 26th Jan 2023 RUPCAP Closed Issued on 6th Jan 2023

Credit Card ****8865 Limit: ₹55000 Personal Loan ****1114

FEDERAL BANK Closed Issued on 6th Jan 2023 RUPCAP Closed Issued on 5th Jan 2023

Gold Loan ****8188 Personal Loan ****1026

FEDERAL BANK Closed Issued on 5th Jan 2023 RUPCAP Closed Issued on 7th Oct 2022

Gold Loan ****4220 Personal Loan ****2425

FEDERAL BANK Closed Issued on 7th Oct 2022 RUPCAP Closed Issued on 6th Oct 2022

Gold Loan ****2224 Personal Loan ****2286

FEDERAL BANK Closed Issued on 6th Oct 2022 IDFC FIRST BANK Closed Issued on 30th Jul 2022

Gold Loan ****4536 Personal Loan ****9261

RUPCAP Closed Issued on 7th Jul 2022 FEDERAL BANK Closed Issued on 7th Jul 2022

Personal Loan ****2465 Gold Loan ****6540

RUPCAP Closed Issued on 4th Apr 2022 RUPCAP Closed Issued on 4th Apr 2022

Personal Loan ****0059 Personal Loan ****0219

FEDERAL BANK Closed Issued on 4th Apr 2022 FEDERAL BANK Closed Issued on 4th Apr 2022

Gold Loan ****3290 Gold Loan ****6161

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ABHISEKHA PATNAIK | CIBIL report

RUPCAP Closed Issued on 21st Jan 2022 FEDERAL BANK Closed Issued on 21st Jan 2022

Personal Loan ****8444 Gold Loan ****7012

RUPCAP Closed Issued on 20th Jan 2022 FEDERAL BANK Closed Issued on 20th Jan 2022

Personal Loan ****8445 Gold Loan ****6576

FEDERAL BANK Closed Issued on 30th Oct 2021 RUPCAP Closed Issued on 29th Oct 2021

Gold Loan ****4460 Personal Loan ****8043

RUPCAP Closed Issued on 23rd Aug 2021 FEDERAL BANK Closed Issued on 23rd Aug 2021

Personal Loan ****1275 Gold Loan ****4774

RUPCAP Closed Issued on 18th Aug 2021 FEDERAL BANK Closed Issued on 18th Aug 2021

Personal Loan ****0853 Gold Loan ****4113

FEDERAL BANK Closed Issued on 24th Mar 2021 RUPCAP Closed Issued on 23rd Mar 2021

Gold Loan ****4032 Personal Loan ****3560

FEDERAL BANK Closed Issued on 12th Mar 2021 RUPCAP Closed Issued on 10th Mar 2021

Gold Loan ****2309 Personal Loan ****3138

HDFC BANK Closed Issued on 18th Nov 2015 SBI CARD Closed Issued on 24th Jun 2015

Credit Card ****6808 Credit Card ****9938 Limit: ₹60000

SBI CARD Closed Issued on 24th Jun 2015

Credit Card ****5740 Limit: ₹60000

Payments Repayments missed in the past Disputes 113

Late payments

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ABHISEKHA PATNAIK | CIBIL report

EARCPL Active 0/5 HDFC BANK Active 0/36

Credit Card ****0674 Timely payments Personal Loan ****1787 Timely payments

Oct Sep Aug Jul Jun Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 22 22

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
22 22 22 22 22 22 22 22 22 22 21 21
5 Missed repayments
Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
21 21 21 21 21 21 21 21 21 21 20 20

Restructured, written off or settled

36 Missed repayments

HDFC BANK Active 0/36 RUPCAP Active 6/7

Credit Card ****6808 Timely payments Personal Loan ****1910 Timely payments

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr
23 23 23 23 23 23 23 23 23 23 22 22 23 23 23 23 23 23 23

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
22 22 22 22 22 22 22 22 22 22 21 21
1 Missed repayment
Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
21 21 21 21 21 21 21 21 21 21 20 20

Restructured, written off or settled

36 Missed repayments

IDFC FIRST BANK Closed 11/14 SBI CARD Closed 5/36

Personal Loan ****9261 Timely payments Credit Card ****9938 Timely payments

Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
23 23 23 23 23 23 23 23 22 22 22 22 23 23 23 23 23 23 23 23 22 22 22 22

Aug Jul Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
22 22 22 22 22 22 22 22 22 22 21 21 21 21

Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
21 21 21 21 21 21 21 21 20 20 20 20
3 Missed repayments

Restructured, written off or settled

31 Missed repayments

SBI CARD Closed 14/15 INDIAN BANK Active 2/2

Credit Card ****5740 Timely payments Credit Card ****0001 Timely payments

Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Nov Oct
16 16 16 16 16 16 16 16 16 15 15 15 23 23

Sep Aug Jul

15 15 15

1 Missed repayment

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ABHISEKHA PATNAIK | CIBIL report

RUPCAP Active 2/2 FEDERAL BANK Active 2/2

Personal Loan ****9740 Timely payments Gold Loan ****0223 Timely payments

Oct Sep Oct Sep

23 23 23 23

RUPCAP Active 3/3 FEDERAL BANK Active 3/3

Personal Loan ****8764 Timely payments Gold Loan ****8805 Timely payments

Oct Sep Aug Oct Sep Aug

23 23 23 23 23 23

IDFC FIRST BANK Active 3/3 FEDERAL BANK Active 7/7

Credit Card ****2430 Timely payments Gold Loan ****9468 Timely payments

Sep Aug Jul Oct Sep Aug Jul Jun May Apr
23 23 23 23 23 23 23 23 23 23

SBMBKINDIA Active 18/18 RUPCAP Closed 7/7

Credit Card ****3143 Timely payments Personal Loan ****0420 Timely payments

Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Oct Sep Aug Jul Jun May Apr
23 23 23 23 23 23 23 23 23 22 22 22 23 23 23 23 23 23 23

Sep Aug Jul Jun May Apr

22 22 22 22 22 22

FEDERAL BANK Closed 6/6 RUPCAP Closed 4/4

Gold Loan ****1397 Timely payments Personal Loan ****3063 Timely payments

Sep Aug Jul Jun May Apr May Apr Mar Feb
23 23 23 23 23 23 23 23 23 23

RUPCAP Closed 8/8 FEDERAL BANK Closed 3/3

Personal Loan ****3285 Timely payments Gold Loan ****8270 Timely payments

Sep Aug Jul Jun May Apr Mar Feb Apr Mar Feb
23 23 23 23 23 23 23 23 23 23 23

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ABHISEKHA PATNAIK | CIBIL report

FEDERAL BANK Closed 7/7 SBMBKINDIA Closed 4/4

Gold Loan ****4699 Timely payments Credit Card ****8865 Timely payments

Aug Jul Jun May Apr Mar Feb Jun May Apr Mar
23 23 23 23 23 23 23 23 23 23 23

RUPCAP Closed 5/5 FEDERAL BANK Closed 2/2

Personal Loan ****1114 Timely payments Gold Loan ****8188 Timely payments

May Apr Mar Feb Jan Feb Jan

23 23 23 23 23 23 23

RUPCAP Closed 5/5 FEDERAL BANK Closed 2/2

Personal Loan ****1026 Timely payments Gold Loan ****4220 Timely payments

May Apr Mar Feb Jan Feb Jan

23 23 23 23 23 23 23

RUPCAP Closed 8/8 FEDERAL BANK Closed 4/4

Personal Loan ****2425 Timely payments Gold Loan ****2224 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Jan Dec Nov Oct
23 23 23 23 23 22 22 22 23 22 22 22

RUPCAP Closed 8/8 FEDERAL BANK Closed 4/4

Personal Loan ****2286 Timely payments Gold Loan ****4536 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Jan Dec Nov Oct
23 23 23 23 23 22 22 22 23 22 22 22

RUPCAP Closed 11/11 FEDERAL BANK Closed 10/10

Personal Loan ****2465 Timely payments Gold Loan ****6540 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
23 23 23 23 23 22 22 22 22 22 22 23 23 23 23 22 22 22 22 22 22

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ABHISEKHA PATNAIK | CIBIL report

RUPCAP Closed 14/14 RUPCAP Closed 14/14

Personal Loan ****0059 Timely payments Personal Loan ****0219 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
23 23 23 23 23 22 22 22 22 22 22 22 23 23 23 23 23 22 22 22 22 22 22 22

May Apr May Apr

22 22 22 22

FEDERAL BANK Closed 7/7 FEDERAL BANK Closed 7/7

Gold Loan ****3290 Timely payments Gold Loan ****6161 Timely payments

Oct Sep Aug Jul Jun May Apr Oct Sep Aug Jul Jun May Apr
22 22 22 22 22 22 22 22 22 22 22 22 22 22

RUPCAP Closed 17/17 FEDERAL BANK Closed 7/7

Personal Loan ****8444 Timely payments Gold Loan ****7012 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun Jul Jun May Apr Mar Feb Jan
23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22 22 22 22

May Apr Mar Feb Jan

22 22 22 22 22

RUPCAP Closed 17/17 FEDERAL BANK Closed 4/4

Personal Loan ****8445 Timely payments Gold Loan ****6576 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun Apr Mar Feb Jan
23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22

May Apr Mar Feb Jan

22 22 22 22 22

FEDERAL BANK Closed 7/7 RUPCAP Closed 20/20

Gold Loan ****4460 Timely payments Personal Loan ****8043 Timely payments

Apr Mar Feb Jan Dec Nov Oct May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
22 22 22 22 21 21 21 23 23 23 23 23 22 22 22 22 22 22 22

May Apr Mar Feb Jan Dec Nov Oct

22 22 22 22 22 21 21 21

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ABHISEKHA PATNAIK | CIBIL report

RUPCAP Closed 22/22 FEDERAL BANK Closed 6/6

Personal Loan ****1275 Timely payments Gold Loan ****4774 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun Jan Dec Nov Oct Sep Aug
23 23 23 23 23 22 22 22 22 22 22 22 22 21 21 21 21 21

May Apr Mar Feb Jan Dec Nov Oct Sep Aug
22 22 22 22 22 21 21 21 21 21

RUPCAP Closed 22/22 FEDERAL BANK Closed 6/6

Personal Loan ****0853 Timely payments Gold Loan ****4113 Timely payments

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun Jan Dec Nov Oct Sep Aug
23 23 23 23 23 22 22 22 22 22 22 22 22 21 21 21 21 21

May Apr Mar Feb Jan Dec Nov Oct Sep Aug
22 22 22 22 22 21 21 21 21 21

FEDERAL BANK Closed 6/6 RUPCAP Closed 27/27

Gold Loan ****4032 Timely payments Personal Loan ****3560 Timely payments

Aug Jul Jun May Apr Mar May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
21 21 21 21 21 21 23 23 23 23 23 22 22 22 22 22 22 22

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
22 22 22 22 22 21 21 21 21 21 21 21

May Apr Mar

21 21 21

FEDERAL BANK Closed 6/6 RUPCAP Closed 27/27

Gold Loan ****2309 Timely payments Personal Loan ****3138 Timely payments

Aug Jul Jun May Apr Mar May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
21 21 21 21 21 21 23 23 23 23 23 22 22 22 22 22 22 22

May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
22 22 22 22 22 21 21 21 21 21 21 21

May Apr Mar

21 21 21

HDFC BANK Closed 36/36

Credit Card ****6808 Timely payments

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
23 23 23 23 23 23 23 23 23 23 22 22

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
22 22 22 22 22 22 22 22 22 22 21 21

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
21 21 21 21 21 21 21 21 21 21 20 20

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ABHISEKHA PATNAIK | CIBIL report

Enquiries 1 4
For loans For Credit cards

EARLYSALARY SBMBKINDIA
Personal Loan: Enquired on 24 Oct 2023 Credit Card: Enquired on 18 Oct 2023

HDFC BANK IDFC FIRST BANK

Credit Card: Enquired on 24 Jul 2023 Credit Card: Enquired on 19 Jun 2023

HDFC BANK
Credit Card: Enquired on 25 May 2023

Addresses

EKAGRATAFIN RBL BANK

321, HOSA ROAD, HOSA ROAD BENGALURU 560100, BANGALORE, KARNATAKA BANGALORE

BAJAJ FIN LTD FEDERAL BANK

D 2001 HANDEWADI ROAD HADAPSAR B601, SKYLARK ZENITH APARTMENTS BASAPURA VILLAGE
ROAD, HOSA ROAD EXTN ABOVE GRAN DMART SUPER
MARKET

Disclaimer: "All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure
accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match
logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report
and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by
the terms and conditions of the Operating Rules for TU CIBIL and its Members."

Error in report? Control number

If you find any error or inconsistencies in your report please report it directly to the cibil@cbsj.com 6801893927

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