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Your CIBIL report generated on 6th September 2023

VISHAL SHARMA
Control number: 6404987148

CIBIL Score Very Good


797
<740: Needs improvement 740-770 Good 770-800 Very Good >800 Excellent

Enquiries Unusually high enquiries in last 6 months 2 0


For loans For Credit cards

AXIS BANK PNB


Auto Loan: Enquired on 14 Jul 2023 Enquired on 05 Jun 2023

WHIZDMFINANCE AXIS BANK


Personal Loan: Enquired on 02 Jun 2023 Enquired on 02 Jun 2023

AXIS BANK AXIS BANK


Enquired on 28 Mar 2023 Enquired on 22 Mar 2023

SBI BOI
Enquired on 15 Mar 2023 Enquired on 13 Mar 2023

AXIS BANK
Enquired on 02 Mar 2023

Payments Repayments missed in the past 1


Late payments

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VISHAL SHARMA | CIBIL report

CANARA BANK Active 30/31 AXIS BANK Active 1/1


Housing Loan ****1917 Timely payments Auto Loan ****3967 Timely payments

Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
23 23 23 23 23 23 23 22 22 22 22 22 23

Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
22 22 22 22 22 22 22 21 21 21 21 21

Jul Jun May Apr Mar Feb Jan


21 21 21 21 21 21 21

1 Missed repayment

SBI Active 1/1 SBI Active 1/1


****6446 Timely payments ****6364 Timely payments

Feb Feb
23 23

AXIS BANK Active 36/36 ICICI BANK Active 36/36


Credit Card ****1584 Timely payments Credit Card ****9482 Timely payments

Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
23 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22

Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21

Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20

ICICI BANK Closed 25/25 HDFC BANK Closed 36/36


Two Wheeler Loan ****0694 Timely payments Credit Card ****7314 Timely payments

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
22 22 22 22 22 22 22 22 22 22 21 21 23 23 23 23 23 23 23 22 22 22 22 22

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
21 21 21 21 21 21 21 21 21 21 20 20 22 22 22 22 22 22 22 21 21 21 21 21

Oct Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
20 21 21 21 21 21 21 21 20 20 20 20 20

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VISHAL SHARMA | CIBIL report

PNB Closed 1/1 INDIAN BANK Closed 36/36


Housing Loan ****5171 Timely payments Housing Loan ****6163 Timely payments

Jun Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
12 22 22 21 21 21 21 21 21 21 21 21 21

Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
21 21 20 20 20 20 20 20 20 20 20 20

Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
20 20 19 19 19 19 19 19 19 19 19 19

Credit History 6 12y 9m


Active accounts Age of accounts

AXIS BANK Active Issued on 20th Jul 2023 CANARA BANK Active Issued on 31st Dec 2020

Auto Loan ****3967 Housing Loan ****1917

SBI Active Issued on 4th Aug 2020 SBI Active Issued on 25th Nov 2019

****6446 ****6364

AXIS BANK Active Issued on 20th May 2019 ICICI BANK Active Issued on 26th Mar 2019

Credit Card ****1584 Limit: ₹205000 Credit Card ****9482 Limit: ₹510000

ICICI BANK Closed Issued on 5th Oct 2020 HDFC BANK Closed Issued on 19th Jan 2016

Two Wheeler Loan ****0694 Credit Card ****7314 Limit: ₹55000

PNB Closed Issued on 29th Dec 2010 INDIAN BANK Closed Issued on 28th Dec 2010

Housing Loan ****5171 Housing Loan ****6163

Addresses

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VISHAL SHARMA | CIBIL report

WHIZDMFINANCE PNB
LUCKNOW LUCKNOW SHANTI NIKETAN NEAR GUJRAT BHAWAN USHA GRAM
ASANSOL BURDWAN

HDFC BANK HDFC BANK


ADITYA SHARMA HOLDING NO 29/29 MASJID BARI LANE SHANTINIKETAN 152 G T ROAD NEAR GUJRAT BHAWAN
ASANSOL 713301 ASANSOL

Disclaimer: "All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure
accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match
logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report
and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by
the terms and conditions of the Operating Rules for TU CIBIL and its Members."

Error in report? Control number


If you find any error or inconsistencies in your report please report it directly to the cibil@cbsj.com 6404987148

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