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CIBIL Report Summary for Ehtesham Raghib

This CIBIL report shows that the individual has a credit score of 611, which indicates needs improvement. They have missed payments on multiple loans and credit cards in the past. Currently, they have 4 active accounts and a credit history of 9 years 4 months. The report also lists recent credit inquiries.

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0% found this document useful (0 votes)
180 views3 pages

CIBIL Report Summary for Ehtesham Raghib

This CIBIL report shows that the individual has a credit score of 611, which indicates needs improvement. They have missed payments on multiple loans and credit cards in the past. Currently, they have 4 active accounts and a credit history of 9 years 4 months. The report also lists recent credit inquiries.

Uploaded by

enegixglobal
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Your CIBIL report generated on 30th November 2023

NULL EHTESHAM RAGHIB


Control number: 6814488164

CIBIL Score Needs improvement


611
<740: Needs improvement 740-770 Good 770-800 Very Good >800 Excellent

Payments Repayments missed in the past Disputes 83


Late payments

HOME CREDIT Active 15/36 SHRIRAMFIN Active 11/36


Consumer Loan ****1938 Timely payments Auto Loan ****0001 Timely payments

Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
22 22 22 22 22 22 22 22 22 21 21 21 23 23 23 23 23 23 23 23 23 23 22 22

Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
21 21 21 21 21 21 21 21 21 20 20 20 22 22 22 22 22 22 22 22 22 22 21 21

Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
20 20 20 20 20 20 20 20 20 19 19 19 21 21 21 21 21 21 21 21 21 21 20 20

Restructured, written off or settled 25 Missed repayments

21 Missed repayments

ICICI BANK Closed 12/15 JATINFIN Closed 2/36


Credit Card ****9340 Timely payments Two Wheeler Loan ****3787 Timely payments

Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr
21 21 21 21 21 21 21 21 21 20 20 20 21 21 21 20 20 20 20 20 20 20 20 20

Sep Aug Jul Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr
20 20 20 20 20 20 19 19 19 19 19 19 19 19 19

Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr
19 19 19 18 18 18 18 18 18 18 18 18
3 Missed repayments

Restructured, written off or settled

34 Missed repayments

IDFC FIRST BANK Active 14/14 ICICI BANK Active 19/19


Personal Loan ****0741 Timely payments ****1235 Timely payments

Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct
23 23 23 23 23 23 23 23 23 23 22 22 23 23 23 23 23 23 23 23 23 22 22 22

Oct Sep Sep Aug Jul Jun May Apr Mar


22 22 22 22 22 22 22 22 22

Page 1 of 3
NULL EHTESHAM RAGHIB | CIBIL report

LAKSHMI VILAS Closed 2/2


****1312 Timely payments

Dec Nov
14 14

Credit History 4 9y 4m
Active accounts Age of accounts

HOME CREDIT Active Issued on 29th Sep 2018 SHRIRAMFIN Active Issued on 18th Nov 2019

Consumer Loan ****1938 Auto Loan ****0001

IDFC FIRST BANK Active Issued on 18th Sep 2022 ICICI BANK Active Issued on 29th Mar 2022

Personal Loan ****0741 ****1235

ICICI BANK Closed Issued on 10th Jun 2020 JATINFIN Closed Issued on 13th Feb 2015

Credit Card ****9340 Two Wheeler Loan ****3787

LAKSHMI VILAS Closed Issued on 14th Jul 2014

****1312

Enquiries 0 5
For loans For Credit cards

IDFC FIRST BANK RBL BANK


Credit Card: Enquired on 30 Nov 2023 Credit Card: Enquired on 16 Nov 2023

HDFC BANK ICICI BANK


Credit Card: Enquired on 06 Nov 2023 Credit Card: Enquired on 18 Oct 2023

Page 2 of 3
NULL EHTESHAM RAGHIB | CIBIL report

HDFC BANK
Credit Card: Enquired on 08 May 2023

Addresses

ICICI BANK ICICI BANK


BHERWANIAN SIWAN BHERWANIAN SIWAN

ICICI BANK ICICI BANK


BHERWANIAN SIWAN BHERWANIAN SIWAN RANCHI RANCHI

Disclaimer: "All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure
accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match
logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report
and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by
the terms and conditions of the Operating Rules for TU CIBIL and its Members."

Error in report? Control number


If you find any error or inconsistencies in your report please report it directly to the cibil@cbsj.com 6814488164

Page 3 of 3

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